Scrub Jay

Lawless Heathcare Cost Ripoffs & “Quantum Meruit” - Nobody is upholding the law here. So you go into the hospital with no health insurance and you come out with a $400,000 bill. How is this even possible? You never agreed to $400,000. Is that really what it costs? THE ANSWER IS NO. If you hire a plumber to fix your faucet without discussing cost and then he hands you a bill for $1,000,000, do you have to pay it? THE ANSWER IS NO. But you have to pay something right? RIGHT! So what do you have to pay? You have to pay the value of what you received. This is the legal doctrine of “Quantum Meruit”. A very basic and ancient doctrine for a very basic problem. This value is established by looking at the market value, what people pay when they have contracts, etc. So the hospital can’t just make up a number. Well, it can, but that doesn’t mean you owe it. So what is actually usually paid for this $400,000 of healthcare? I’m going to say $40,000. That’s what the insurance companies pay the hospital. Maybe Medicare pays even less. For the insurance companies this is called the “contract rate”, for Medicare, the “reimbursement rate”. You get your blue cross statement for your x-rays and it says “X-Rays $800” And below that it says “Contract Rate. $80”. then “Amount you pay $10”. Over and over you see this pattern where the “Contract Rate” Is about 1/10 of the billed amount. So which is it? $80 or $800? If 95% of the actual amounts paid to the healthcare providers are $80, isn’t the “Quantum Meruit” $80? The $800 is only paid by suckers and some miscellaneous victims. It’s a made up number, it’s a scam. There is no way that the “Quantum Meruit” is ten times what is actually being paid by insurance companies. But it’s fine to bill you for that. And no doubt all manner of other government or accounting nonsense is also based on this nonsense number. Should be a slam dunk, right? You should just have to pay what the government and insurance companies pay? Right? WRONG. There is not a chance in hell that any judge is going to make a ruling that would take down a pillar of the “healthcare system”. So instead of just saying the insurance companies can’t make up numbers, what did our insane dysfunctional system decide to do? Well, the first thing is that virtually none of the $400,000 gets reported to credit agencies. Or at least the smaller numbers don’t. These made up numbers are so uncollectable that it’s not worth it for the providers to report them. If the person didn’t pay at the time of treatment, they are likely never paying. Then, the wonderful government, the bleeding heart left, decides to propose a rule that medical debt can’t be reported to credit agencies. The same medical debt that mostly isn’t reported anyway. Because heaven forbid the left go against the healthcare system and stop them from making up this phony debt in the first place. This is a tiny drop in the bucket of healthcare atrocities. You have no idea how bad it is.

@guideforlovers Yes

Is this every man's dream girl?

@Azax_Railgun @MrLeadslinger @AngryCops Every once in a while some freak beats all the odds with sheer aura. I’m hoping he is one of them.

@DystopiaRedux @MrLeadslinger @AngryCops That's his trajectory. Quite sad, really.

What is Chud the builder and why is Wocka Flocka mad at him?

@_makise_pudding @thekitenubber @mattforney It’s not like I was kidding. I felt that way too when I lived in NYC. However, now that I am older I realize this was a very limited perspective.

@DystopiaRedux @thekitenubber @mattforney I actually feel this way. I wouldn't even bother living if I thought there was a suburbanite superior to me.

How exactly does being able to walk to a grocery store help me, asshole? I can't carry eight bags of groceries on a mile-long walk.

@Azax_Railgun @MrLeadslinger @AngryCops Better to be judged by 12 than carried by 6.

@DystopiaRedux @MrLeadslinger @AngryCops With the number of times he advertised his intent to blow people away, even if he wins the gunfight, he's going to be needing an expensive Jewish lawyer, not God.

@thekitenubber @mattforney Yes, we get it. Everybody should be like you and your time is worth nothing and you love your childless urban employee lifestyle. If anybody is not like you they are inferior.

@mattforney You’re not supposed to live with getting groceries weekly. Should be able to stop by the grocery on your walk home from work and grab a few goodies to eat for dinner and lunch tomorrow

@MarioNawfal Time to move. You know, like the 100% of Jews that had to leave Lebanon.

🇮🇱🇱🇧 A terrifying new reality is taking hold in South Lebanon as civilians are told they may never be allowed to return to their homes. Catherine Perez-Shakdam, acting as a Political Analyst, argues that the current Israeli military policy has shifted toward a total leveling of the region to ensure "never again." Catherine grapples with the impossible choice of protecting one's own family when a regime chooses to use its population as human shields. @ShakdamC

Like I said, you can’t wrap your mind around the idea that your vote doesn’t matter. If Kamala Harris was the blue button then you would have 75 million dead Kamala Harris voters. I always vote. But it’s not because I have any illusion that it changes anything. I think there are lots of other reasons to vote. Civic duty, bragging rights, the feeling of being part of something bigger . I most certainly would not vote if casting a losing vote meant certain death. That’s kind of the point of an anonymous vote. There is no cost. No one has talked about the fact that the anonymous vote in the button problem isn’t really anonymous from the point of view of your death-your death occurs because you pressed the blue button.

@DystopiaRedux @monsterprom That kind of mentality where a single vote doesn't matter is the reason why so many people don't vote in elections, because "my one vote doesn't matter", not realizing that it DOES matter because of that mentality. I'm not the tiebreaker, but NO ONE will be if I don't vote for it

The red/blue button situation has been intense, huh? One of the strangest (or saddest) things to witness is that people getting heated about "RED BUTTON IS THE ONLY LOGICAL SOLUTION" seem near incapable of framing the thought experiment outside a purely individualistic lens.

@saniyafatma1278 Well now that you put it that way, yes.

Would you give up your window seat on a plane to a fellow passenger with a cat if asked, just so the cat could look out the window? For the cat's sake.

@LogicShmogic @ChudTheBuilder @WurzelRoot Says the guy in the middle.

@ChudTheBuilder @WurzelRoot 'Racism and antisemitism' are on both ends of the midwit meme.

Finally someone says what we're all thinking

@tNzxXofficial @ChudTheBuilder @WurzelRoot Chud is not exuding love and acceptance seeking persuasion of his enemies like Charlie. Only the good die young. (Not that Chud is not full of love and goodness, it’s just a different game).

@ChudTheBuilder @WurzelRoot Prediction: You are gonna get Kirk like Charlie by a white dude... come back to this when it happens guys (Not a Threat)

You can’t wrap your mind around the idea that your press only makes a difference if you are a tie breaking vote which is effectively impossible. I guess your emotional feeling that you are a part of some bigger thing is admirable, except it isn’t because the thing you are a part of is Russian Roulette with potentially 4 billion dead. You are not helping, you are not part of something bigger than yourself. You are a feeling and when faced with actual death, you will likely press red like 95% of the people in the world. And thank god because then there will only be 400 million dead.

@DystopiaRedux @monsterprom Okay, but in the original thought experiment, you do not need to be skilled in order to make a proper attempt at saving them. I CAN press the button, and if my vote makes a difference towards the 51%, I CAN save them.

@ChudTheBuilder @WurzelRoot Nick has really grown in his thinking since he was 19. He makes good points now. Persistence has really worked out for him.

@WurzelRoot “Finally Nick said it so now we’re all allowed to think it” I used to wonder why he roasted the super chatters until I got on X

@PyneApIe @monsterprom Except now you have deprived your mother/sister/child of you because you pointlessly made a symbolic gesture to feel like you were doing something.

@DystopiaRedux @monsterprom I'd rather try to save them than letting them die with no resistance. Cause, y'know, they're a loved one.

There is a genetic factor that is being completely overlooked. It’s like saying you are the child of a blue eyed parent and a brown eyed parent, what eye color do you identify more with? I say this because completely unknown to me, not even a suspicion, I tuned out to be half Ashkenazi from some unknown dude who banged my scotch/irish/English mom. Even though I had no clue until I was 58, I inexplicably drifted from Florida to Jewish things. Schools, profession, location, avocations, etc. A lot of this may be my 130 iq, but I didn’t have to change schools and locations until I ended up in Jewish law firms in NYC and Beverly Hills. Jews clearly felt comfortable with me and I, to a certain extent, with them. I think there is a huge genetic component. So framing Asian/White as a self identification choice may be totally wrong. It may just come down to observing whether you have more Asian or white aptitudes, interests and characteristics which may come down to which ones are genetically dominant.

"Do Asian–white biracial people tend to identify as more Asian or white? According to a series of studies...most Asian–white biracial people—including those who 'physically appear white'—reported feeling more solidarity with Asians than with white people" insight.kellogg.northwestern.edu/article/how-do…

Which is why they tell you not to risk your life in lifeguarding class because double drownings are super common. There is no benefit to pressing blue because the odds of your vote changing the outcome are effectively zero. You cannot accept this because you feel like you are a part of some fictitious delusional collective entity and you therefore get credit for all 3 billion blue button presses (you all still die) and if only you can get over 4 billion blue button presses then you can save all your fellow blue button pushers. The problem is that this delusional collective feeling is just a feeling. It’s fine for elections as an expression of opinion or support and intensity of feeling because there is no other way to do it and there is no personal cost to anonymous voting. It’s just an opinion poll. But you really have to honestly come to grips with the idea that your vote doesn’t decide a national election but it’s a necessary duty anyway. It’s symbolic. But there is no real collective and you will just pointlessly die if blue loses.

Therefore it's a bit scary or sad to see people say "there's NO benefit from pressing BLUE". There's no personal benefit in jumping into a lake to save someone from drowning, and there's risk in it.

@monsterprom So now your family lost two loved ones instead of one. Good job.

If you're altruistic enough, you consider pressing BLUE to save the lives of strangers who may press BLUE for whatever reason. But even if you're not very altruistic, BLUE is still the likely better option if you suspect at least one loved one pressing BLUE, for whatever reason.

@WillamBark45856 @misfitpatriot_ I have never watched any of these platforms including Twitch which I understand streams live video game play. I just try to be semi informed

@DystopiaRedux @misfitpatriot_ Never heard of it.

It’s painfully obvious many people have absolutely no fucking idea what the first amendment means. It does NOT mean you are ALLOWED to say WHATEVER you want and NOTHING will happen to you. It means the GOVERNMENT can’t arrest you for engaging in protected speech, full stop. If you say stupid, ignorant, or hateful shit on the Internet or in public, and private citizens come at you, NOBODY is violating your freedom of speech. If you have a show and people wanna boycott your sponsors, NOBODY violated your first amendment. If you walk down the street calling black people the hard R, and businesses want to kick you out, or people want to fight you, NOBODY violated your first amendment. That being said, illegal actions taken against you by a private citizen no matter how bad your speech is, is ALSO wrong, and those people are also NOT protected. However, they might not give a fuck about catching a charge, so choose your “free speech” carefully and don’t bitch about how your mouth wrote checks your ass couldn’t cash. Some of you fucking morons seem to genuinely not understand this, so let me dumb this down in summary. You are FREE to say whatever you want, as long as it’s not illegal (death threats, etc), but you are NOT protected from the FIND OUT portion of the FUCK AROUND equation. Thank you for your attention to this matter.

@KILLTOPARTY It’s not really as fantastical as it sounds.

@DystopiaRedux THE HERO WE NEED

Modern men are pathetic

@WillamBark45856 @misfitpatriot_ Not x. He just switched to streaming live on pump.fun after being banned from Kick.

@DystopiaRedux @misfitpatriot_ He’s live on X ? I never heard of him until Trump and his war and Israel were getting so much negative publicity. Then X flooded my feed with racist shit so divide and conquer remains in tact.

@AmiriKing Those population percentages are incorrect. It’s roughly White 60%, Hispanic 20%, Other 5%, Black 15%

Black people are the ones leeching EBT benefits and it’s not even close. -But- What matters more—who has more total… or who has more proportionally?