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Such a hard call to make. Some can only afford the advice if their pension is transferred as fees come from the pension. I pride myself on offering free advice and analysis but know others will transfer just to get paid!! Feel for cash poor clients who can no longer afford advice
FT Adviser@FTAdviser
The FCA will ban contingent charging on DB transfers in all but a few pension transfer scenarios but will allow abridged advice as another route for consumers to have access to lower fees on.ft.com/370h7Kg
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