Adheer Pai

@aditya_kondawar You are an idiot if think 3nm chips are used in Formula 1 cars. You have no idea what you are talking.

Tata Electronics, along with its partner PSMC, will manufacture semiconductors in the following sizes: 28 nm, 14 nm, 55 nm, 90 nm, and 130 nm. (FYI, the world is also working on 3nm and 2nm size) Tata Electronics said 60% of demand is in these sizes 28nm and above = 65–75% of unit demand Advanced nodes (<10nm) dominate revenue, not volume Think of semiconductors like vehicles. 3nm = Formula 1 car - insanely fast, expensive, niche 28nm = Toyota Innova - practical, reliable, huge demand 130nm = tractors/trucks - not glamorous, but the economy runs on them

@Portfolio_Bull Idiotic post. Income generated on leased famland does not qualify as agricultural income.

A businessman had ₹10 crore in black money. 
No bills. No proof. No way to show it legally. So he opened a Floriculture business with a name of ‘Gulmohar Florals’ Leased a farmland, few greenhouses & some flowers for photos. Then the magic started on paper: • Luxury wedding flower contracts → ₹12 Cr.
• 5-star hotel flower supply → ₹5 Cr.
• Exotic flower exports → ₹2 Crore Reality? Almost no real business existed. But cash slowly entered the banking system as: “Client payments”
“Wedding orders”
“Export revenue” Black money became “agriculture income”. On paper: Successful entrepreneur In reality: Black Money -> White Money

@jcrajan00 300 mm or nm ?

Tata Electronics just signed ASML for India's first 300mm front-end semiconductor fab. Gujarat. ASML makes the machines nobody else can make. Their EUV lithography systems cost ₹1,500+ crore each. Only 3 countries had access to these machines till recently — Taiwan, South Korea, Netherlands. India is now the 4th. I think people underestimate what 'front-end fab' means here. This isn't packaging or testing — this is where the actual transistors get etched onto silicon. The hardest part of the chip value chain. Two years ago we had zero fabs. By December we'll have four operational facilities. The pace is genuinely unprecedented for a country that wasn't even in the conversation five years ago.

@aakashgupta $1M is pretax. Tax on lottery winnings tax is 30-35%. You also assumed she will not invest the $1000/week in S&P 500.

The spreadsheet math on this is brutal. She left roughly $54 million on the table. Yet she probably just made the best financial decision of her life. $1M in an S&P 500 index fund at age 20 compounds to approximately $58M in inflation-adjusted terms by age 80. The historical real return is about 7% annually over 97 years of data. Her annuity pays $52,000 a year. Over 60 years that totals $3.1M. The gap is 18x. Every finance account in these replies will tell you she's wrong. The compounding math is clear. Take the lump sum, put it in VOO, don't touch it for 60 years. The Certified Financial Planner Board says roughly a third of lottery winners declare bankruptcy within five years. Illinois court records show 28% of winners who won $50K or more went bankrupt in the same window. The average winner spends 60% of their winnings on family and friends in the first two years. She's 20. Peak impulsivity, minimal financial literacy, and every person she's ever met just found out she has a million dollars in her checking account. The $1M doesn't go into a Vanguard account. It goes into the most socially pressured spending environment a human being can occupy. $1,000 a week is a permanent $52K salary, tax-free in Canada, that arrives whether she makes good decisions or catastrophic ones. Can't be drained by a partner. Can't be lost to a scam. Can't be "invested" in a cousin's restaurant. Shows up every Friday for the rest of her life. The spreadsheet says lump sum by 18x. The data on what actually happens to people who receive $1M at 20 says she just bought the most expensive insurance policy in lottery history, and it was worth every dollar she gave up.

@MinhazMerchant Are you aware that India's trade deficit with China is increasing every year even after Galwan ? 2020 - $45B 2025 - $100B India's defence budget is $85B and trade deficit with China is $100B

At this pace India’s annual exports will soon hit $1T. Imports + exports above $2T. China’s exports + imports $6T. Gap 3:1, lower than most think — except in the surplus figure of $1.2T. India weighed down by gold, oil, fertilisers & a lot else.

@RajThackeray Sir, Please post photos of these messages so they can be shared easily without copy-and-paste of long posts.

For several years now, a single individual - Mr. Dharmendra Pradhan - has remained entrenched in the position of Union Education Minister. In spite of numerous irregularities and scandals within the 'NEET' framework during his tenure, this gentleman continues to occupy the post. One wonders: has he been rewarded with this continued tenure because he is so zealously pursuing the agenda of imposing the Hindi language across the entire nation? I earnestly appeal to the Prime Minister: please demand the immediate resignation of this Minister of yours, who has repeatedly toyed with the lives and futures of 22 lakh students. I also appeal to the Ministers within the Maharashtra government: show some backbone and join your voices with those of the southern states and oppose this system. We don’t need things like 'NEET'. Our primary responsibility lies with the students of our own state. If Marathi students cannot secure admission to medical colleges within Maharashtra itself, then what purpose do you serve? Snap out of this ‘saving petrol and diesel’ government charade. Everyone knows that it will be short-lived photo opportunity. Instead, address the issue of medical entrance examinations and adopt a firm stance (by ‘firm’ I mean a stance that truly serves the state's interests, not merely rubber-stamping whatever the Central Government dictates. Raj Thackeray

Jai Maharashtra! The Central Government continues its tradition of creating chaos in every matter and holding the public to ransom. The 'NEET' paper leak has proven this once again. The 'NEET' question paper was reportedly purchased for a sum of ₹10 lakh. And the roots of this scandal were traced back to Maharashtra. Of course, this network of paper leaks is nationwide. Coaching classes that prepare students for 'NEET' are also co-conspirators. What did the Central Government do when they found out? It merely cancelled the examination and ordered a CBI inquiry. Prior to this, in 2024, a CBI inquiry was ordered in a similar case, but nothing substantial was achieved through it. The government projects an air of having fulfilled its duty in all of this. But what of the lives of 22 lakh students and their families that have been left hanging in the balance? Fundamentally, there was no need to impose 'NEET' back in 2016. However, this government’s obsession with bringing everything under a single, centralized authority is so intense that, to them, it seems to make no difference if the lives of hundreds of thousands of people are thrown into disarray. I have been voicing my objections regarding 'NEET' since 2016. I foresaw that these examinations would disadvantage students from Maharashtra, while those who are economically well-off would enroll in expensive coaching classes. Furthermore, I could clearly see that these coaching institutes, leveraging their financial power, would manipulate examination results to suit their own ends, and that children from ordinary households would be the ones crushed in the process. That is precisely why we have been opposing this system since 2016. Leaders from the southern states have voiced their opposition in much the same way I have. The current Chief Minister of Tamil Nadu, Vijay, is also adamantly demanding the cancellation of 'NEET'. The reason for this is that the five southern states - combined with Maharashtra - collectively possess over 350 medical colleges, whereas the large states in the North have only 180 medical colleges. Consequently, this entire persistent push that began in 2016 is essentially an attempt to facilitate the entry of students from the North into medical colleges in the South. And to facilitate this, the largest network of coaching classes has been established in the northern states. And they know exactly how to bend the system to their will. The main question is: are we prepared to entrust our health to the doctors who emerge from such a rotten system? And is this merely because the Central government decided that there should be a single, unified examination for medical admissions from now on? Previously, every state conducted its own separate examination; prior to that, admissions were granted based solely on marks obtained in the 12th-grade board exams. Let us concede, for the sake of argument, that there may have been flaws in those earlier methods; however, instead of rectifying them 'NEET' was introduced which has proven to be even more disastrous. There have been instances in this examination where certain students astonishingly scored a perfect 720 out of 720. In other instances, grace marks were arbitrarily awarded. In short, the system has rolled out a red carpet to those who have the power to manipulate it. The current government seems to operate on a convenient principle: “If you align with us, you are deemed 'clean'; and once you have successfully 'managed' our system, you are free to do whatever you please." Firstly, the medical seats available in the country are less. Then you institute a nationwide exam with its future perpetually uncertain. Every year there’s a new drama. A few years ago, I personally spoke with the Prime Minister, and the issue was resolved at that time. But no permanent, structural reforms were implemented.

@partha2019LS You can't calculate CAGR ? MMS is 16.10% Modi is 10.20%

When MMS became PM in 2004, the Sensex was 5399 When he left the office (Election result day) in 2014 the Sensex was 24121 Today the Sensex is 77328 So under 10 years of MMS rule the return was 35% per year (Average) Under Modi ji (12 years so far) the return is 22% per year (Average)

@greatbong Be blessed with unfettered happiness !!

For someone who has suffered under TMC goons, allow me to be happy.

@anush100 @urbancompany_UC Is the UC electrian licensed to practice ? In Maharashtra home electricians and wiremen require license to practice. Otherwise you can file criminal / neglience case against company for sending unlicensed electrician.

A cautionary tale about @urbancompany_uc and how a publicly listed company handles damage claims. Booked their technician (Sanju Kumar) to install a Luminous inverter at my home in Bangalore. Routine job. Should've been 2 hours. Invoice no: UCIC260004101947 Complaint no: 69f362690db9530026fe28d7 Instead of a standard install, he opened the main switchboard and worked with MAINS LIVE violating the most basic electrical safety rule. Phase-neutral cross-connection caused a ~280V surge through my home wiring. Within minutes: • Geyser circuit dead - Approximation given is around 12,000 to fix • 55" Smart TV motherboard fried, panel and screen damaged - looking at full loss ( Rs 48,000) • Apple TV completely destroyed (₹14,900 replacement) • Home electrical wiring compromised (Assessing currently) The moment Sanju Kumar realized he'd damaged the geyser, he packed up and LEFT mid-job. Inverter still uninstalled. No fix. No apology. No accountability. Had to hire a different electrician the next day to fix the wiring he broke out of my own pocket. Filed formal complaint with UC. Specifically requested a SENIOR technician for independent damage assessment. UC's response? They sent SANJU KUMAR BACK. The same person who caused the damage. To "take photos" of his own work and walk away. He showed up, photographed the damage he caused, left without resolution. No claims process opened. No callback. When we asked UC for a complaint ID, it took multiple follow-ups and a manual download of a tax invoice to extract any documentation. They were not proactive in issuing one almost as if to avoid creating a paper trail. 3 sleepless nights. ₹40,000+ in documented damages. Complete radio silence from UC corporate after that. @urbancompany_uc @abhirajbhal @raghavchandra @varunkhaitan — your company is publicly listed now. Retail and institutional shareholders are watching how customer grievances are handled. Is THIS the customer experience model investors signed up for? 1. Technician violates basic electrical safety 2. Damages multiple appliances and home wiring 3. Walks off mid-job when he realizes his mistake 4. Same technician sent back to "investigate" his own damage 5. Customer chases for documentation that should've been auto-generated 6. Then gets ghosted Listed companies are held to a higher standard of corporate governance, customer protection, and grievance redressal. SEBI compliance and investor disclosures aren't just about quarterly numbers they extend to how the brand treats its customers. This isn't how a publicly listed company should operate. Asking for: 1. Independent senior technician (not Sanju Kumar) to assess damage 2. Compensation for documented damages: ₹90,000+ 3. Formal acknowledgment of complaint 69f362690db9530026fe28d7 4. Process review — no customer should have to extract their own complaint ID 5. Public clarification on UC's damage claims SOP Have all invoices, technician's diagnosis report confirming overvoltage cause, photos, timestamps, and WhatsApp records. please be careful. If a clearly documented case is handled this way, imagine the cases without paper trails. Consumer forum filing prepared if there's no response in 48 hours.

@Lovandfear My numbers are Hindu. If they were Arabic, numbers would be written from right to left.

Your car is German. Your democracy is Greek. Your coffee is Brazilian. Your movies American. Your shirt is Indian. Your electronic Chinese. Your numbers Arabic. Your letters are Latin. And you complain your neighbor is an immigrant!

@saybwala You are an idiot with no idea of what your blabbering. They finance through Bajaj Finance / FinServ. Requires PAN, Aadhaar + OTP, Bank Mandate for EMI.

The key to why Vijay Sales and similar still rock is they enable people to access high value goods through 3rd party financing or no exposure of personal identifying information. That's the clincher here (+ the all cash buyers, still a massive segment). Folks who walk in here want someone to help them get finance for their purchase or not ask for a PAN card.

@sandeep_PT There is no evidence of kids and grandkids being US citizens. They have Indian passports. Just being born in US does not mean they got US passports.

A country where the kids and grandkids of the richest family are American citizens, and the Foreign Minister's son is an American citizen, and the most powerful security Czar's son is a British citizen, is a country where the elite have tied their future not with the Motherland, and hence they'll have no reason to take a stand that upsets their foreign beneficiaries in the least bit. We are living that reality right now as the country is driven into reverse gear.

@HuhVsWorld She has filed a complaint with police. Police will investigate and decide whether to file an FIR.

The fake news factory has been officially shut down by the Mumbai Police. Despite all the noise about Adv. Gunratna Sadavarte’s daughter filing an FIR to "teach a lesson," the authorities have confirmed that no FIR has been registered. This was nothing but a desperate publicity stunt designed to bully a common citizen and mislead the public with a false narrative. If only you spent as much energy fixing the city's traffic as you do staging these legal dramas, maybe the people wouldn't be so angry. The circus is over; the truth won. 🤫🔥

@AslanPahariii Fake image. Misuse of Pashupati seal to generates and earn a few centa. You are a fraud.

I’m genuinely concerned about the future of archeology in India. People can post AI slop like this and no one bats an eyes. This is an AI recreation of the Pushpati seal made to appear closer in appearance to modern renditions of Shiva.

@KraantiKumar Can you share the link from where you got your information ?

Times Magazine ने दुनिया के 100 प्रभावशाली लोगों के नामों की लिस्ट जारी की है. टाइम मैगजीन की लिस्ट में नेताओं के ग्लोबल लिस्ट में इन प्रमुख हस्तियों का नाम है. शी जिनपिंग डोनाल्ड ट्रंप बेंजामिन नेतन्याहू लिस्ट में न्यूयॉर्क के मेयर ज़ोहरान ममदानी और नेपाल के युवा प्रधानमंत्री बालेन शाह का नाम है लेकिन साहब जी का नाम नही है. एक साल से किया जा रहा PR और मैनस्ट्रीम मीडिया का विश्वगुरु वाला प्रोपेगैंडा इस बार टाइम मैगजीन ने फेल कर दिया.

@Chopsyturvey Visvesharaya was born in 1861. Please dont tweet topics you dont know for few dollars of views.

Pune Khadakwasla Dam constructed in 1819 by M. Visvesharaya . Smart Engineering Marvel . No Electricity needed; Gates open automatically! 👇

@Shinde_Revati21 Which corporate consultancy to hand over ? TCS ? Or Adani ?

महाराष्ट्रात 48 खासदार आहेत. रोज न्यूज पाहणाऱ्यांना सुद्धा 5 खासदारांची नावे सांगता येणार नाहीत! भेंडी, काय करणार आहेत खासदार वाढवून! उलट आहेत ते पण कमी करा आणि एखाद्या चांगल्या कॉर्पोरेट कॅन्सल्टन्सीला देश चालवायला द्या, ह्या खासदरांना फक्त त्यांच्यावर लक्ष ठेवण्याचे काम लावा!

@wordsMahfil Dr Sahina was arrested few months ago. NIA and police must have scanned her call records etc long back. They did not find any link to Nida Khan till now ?

TCS मधील HR मॅनेजर निदा खान ही दिल्ली बॉम्बस्फोटातील दहशतवादी डॉ.साहीना हिची निकटची सहकारी असल्याचा पोलिसांना संशय आहे. HR मॅनेजरच्या पार्श्वभूमीची तपासणी न करता TCS ने तिला नोकरी दिली.TCS कंपनीकडे आधारकार्ड,पासपोर्ट सेवा,इस्रो आदी महत्त्वाची सरकारी प्रोजेक्ट्स आहेत.

@wordsMahfil Idiot. Dr Sahina was arrested few months ago. NIA and police must have scanned her call records etc long back. They did not find any link to Nida Khan till now ?

@suniljha899 Have you looked at the management team of Hamdard ? Joshi, Mishra, Banerjee

हमदर्द में हिंदू को काम नहीं मिलता वो भी सिर्फ इसलिए कि वो हिन्दू है। डिस्ट्रीब्यूटर या C&F सेल्समैन से लेकर एमडी तक सब मुस्लिम अहमदाबाद की एक कंपनी ने मुसलमान को रोजगार देने से मना किया तो मीडिया शोर मचाने लगी शुक्रवार को यह कंपनी मस्जिद बन जाती है! इसीलिए #बहिष्कार 😵‍💫🙏