Frap

@ChooLucia 比frisco和prosper少，而且都有PTA都有全职家里蹲白妈妈压着，不像frisco那里能掀起浪花

@Frapyang carroll isd哪里少啊，一点都不少

今天和我孩子的美术私教老师确定了暑假的课程安排，我试了两个新的美术老师他们都不满意，只能辛苦他们的爸爸跑远一点送他们去上课了，这个暑假老师准备让他们参加秋季的德州美术比赛，这是第一次准备比赛，我今晚要和他们谈这件事。昨晚我的小儿子申请考乐团的试镜视频已经提交了，八月初应该知道结果。 本来我是一点都不爱焦虑的人，现在看到铺天盖地的印度人我有点焦虑了，他们还没开始染指的事情，我们还能努力一下，包括我小儿子8年级要选学科方向，我都开始考虑了，他想选工程学专业，以后做个收入不错的工程师，我说你可拉倒吧，这个方向都是中国人和印度人，绝大部分是印度人，数学SAT满分的不计其数，你确定？所以我坚决支持严查H1B滥用的问题，这绝对影响我的孩子未来的工作计划。

@RoastDuck20 每年定投spy就行

今天看了看孩子们的Roth IRA免税退休账户的金额，开设才3年，14岁的儿子已经攒到差不多$1万1，16岁的女儿也有$8300。 我让他们看了看美国理财教主 Dave Ramsey的投资计算：如果18岁以后开始自己打工，每年坚持把 Roth IRA 存满（现在每年上限 $7500），长期投资优质指数基金，那么到了55岁，账户里很可能会累积到300万美元左右。 按“4%退休法则”算，每年大约可以提取12万美元生活费，而且还是免税的。某种意义上，这就像年轻时亲手给未来的自己造了一台“永久免税提款机”。巴菲特说了：“复利是世界第八大奇迹”。想要复利生效，唯一的秘诀就是早点开始并长期坚持。 我还跟他们说：你们在大学毕业找到正式工作以前，只要你们愿意自己打工赚钱存进Roth IRA，每年能存多少，我就match多少直到上限😂 很多父母拼命鸡娃，希望孩子以后能成为“人上人”。但我觉得，真正的底气，不是一定要爬到多高的位置，也不是非得逼自己吃很多苦，而是在人生每个阶段，都拥有选择自己生活方式的自由。我们住在首府城市，本身就有不少政府和事业单位的机会，不愁裁员，不愁医保，不愁休假，不愁退休金。这其实也是一种优势。 有了这些兜底，我希望孩子们这一生不用太卷。以后学个不错的专业，找份稳定轻松，自己不讨厌的工作。平平安安，开开心心地过日子，累了可以休息，想旅行就旅行，想慢下来也没关系。除了赚钱，也能有时间陪家人，发展爱好，看看世界，去认真过属于自己的人生😊

NEW REPORT: a whistleblower at GM Financial blows the lid on Indian ethnic nepotism and discriminatory hiring. According to the whistleblower, GM Financial's IT department was recently taken over by Indians who were previously employed at Capital One and Amazon. Upon their arrival, they immediately implemented stack-ranking and began using it to get rid of non-Indian employees. GM Financial experienced layoffs the first year the new CIO, Chitra Herle, joined the company. Herle had previously worked at Silicon Valley Bank prior to their failure and had worked at Capital One before that. The laid-off employees were, naturally, replaced with Indian H-1Bs and contractors. However, following Trump assuming office in January, the company put their foot down and refused to hire more H-1Bs. GM Financial chose not to renew Herle's contract recently and she departed the company. The whistleblower reports that one of the Indian managers has been spearheading a useless project that no one higher up asked for. This project has been going on for 18 months with nothing substantive delivered, $10 million a month spent on it, and the manager lying to his bosses about its progress. The whistleblower adds that positions at GM Financial do not even require a bachelor's degree (though they are preferred), simply a high school degree. Why are H-1Bs being hired for a job a high school graduate is qualified for? The whistleblower adds that he and other managers have been fighting back against the "Indian mafia." They succeeded in getting the existing HR team fired and a new one hired. However, the Indians continue to try and push out non-Indians from the company. An Indian manager was demanding that GM Financial put people on impossible performance plans, including employees on medical LOAs (leave of absence). The new HR team refused these demands, which led to the Indian manager "accus[ing] them of being bureaucrats." Herle promoted him to senior VP and he is now trying to go around the HR team. Additionally, the whistleblower states that GM Financial used to use panel interviews with the STARS method when interviewing candidates in order to provide consistency and guard against personal biases on the part of the interviewers. The Indians ended this in favor of so-called "power days" where candidates come in and meet individual interviewers for three hours, claiming this is what Capital One and Amazon did and the panel method was too "restrictive." The interviewers then meet with the Indian manager to discuss their thoughts on the candidate. The manager himself does not interview the candidates or listen to feedback from the interviewers; he simply hires people based on whether their name is Indian or not. He also refuses to put any of this in writing. GM Financial is another company that needs to be investigated due to its Indian staffers violating the law. @USCIS @USDOL

Two illegal immigrants having a child in the United States does not make the child a citizen. It makes a third illegal. Time to close the loophole.

@skyguoCypherium 我只住Hyatt，不住Hilton和其他酒店，而且我也不在chase travel订酒店和机票，都是把chase积分转到hyatt账户里再从hyatt官网订酒店

@Frapyang Amex的FHR比其他家的酒店选择都多，客服也更方便。Chase只能打电话

建议每个年轻人都申请一张美国运通白金卡 年轻就应该多出去走走 而运通白金卡就是所有旅行信用卡里面的夯中夯 开卡经常有积分奖励，最高可达30万分，换成航空公司里程就是两张中美头等舱机票 可以在全球免费使用 高端酒店比如丽思卡尔顿、四季可享4点退房、免费早餐、免费升级以及$100额度等权益，有些甚至比会员还高级，比如丽思系酒店就连万豪大使会员也没有免费早餐 每年住酒店可享$600返点 光这些福利，多用几次就值回$895年费了 玩卡玩的好的甚至可以赚钱 关键是这张卡还很好开，并且是申请运通黑卡的基础