George - Investor £111k 🇬🇧

I lost my dad in 2024. That changed everything. I’m George, 32, an accountant from the UK 🇬🇧. After years of watching friends and family live paycheck to paycheck with no emergency fund, I decided I didn’t want that life for my family — especially now with my 1-year-old son. My current net worth is £115k. I started investing in 2017, and my goal is simple: grow it every year while still enjoying life — not just grinding. Money isn’t the end goal. Freedom, time with family, and peace of mind are. I want to set my son up for a stronger future. Inflation is quietly stealing our wealth, houses are getting further out of reach, and wages aren’t keeping up. ‘Playing Monopoly without investing is a guaranteed way to lose.’ I’m resetting my page to document my real journey to financial freedom — practical investments, useful tech, and lessons learned along the way. If you’re also trying to build a better future without sacrificing today, drop a 🔥 or comment “Let’s go” below. Welcome to the journey.

Not every month can be an up month, but have faith in the long term. From: George - Investor £115k 🇬🇧 To George - Investor £111k 🇬🇧

@PinguStacks $STRC is green LFG!

Morning all 🫡🐧 Looking like a sea of red today at LSE market open for me - let's see how the rest of the day unfolds when US opens later on today. How's everyone else feeling today, any moves being made? 👀

Mortgages. One of the biggest factors in your life is the interest rate on your mortgage. Currently I’m on a 2-year fix at 4.5%, and the monthly payment is £1,170. £853 in interest. £317 in capital. 28 years remaining, on track to be mortgage-free by 60. I’m not looking forward to the next remortgage at all. What does yours look like?

@earnlearninvest I got £40 in dividends this month, which is a start!

I’ve seen a lot of new UK investors over the recent days which is AMAZING to see 🇬🇧📈 We’re here to share knowledge and build a community. So if you’re new to investing say hi, and tell me if you’ve received a dividend payment? That’s an exciting milestone whether it’s 1p or £1 💰

@PinguStacks I have a loan at 5.5% because I took it out at a sub-optimal time, but I think that’s the only debt I have.

@GeorgeM2E Oh bro I have so many it's actually a joke, I have loans too LOL. My effective interest rate across all debt is 3.54%, I think I will be making a post about it today. It's certainly going to turn some heads 😂

Why hold crypto? It’s a small bet that tomorrow’s world will be more digital than today. I understand the risks and have accepted that my non-BTC holdings will probably not make it. I believe 99.9% of altcoins are going to £0, but the ones that don’t can easily 100x in price. This is because the industry is minuscule compared to the TradFi industry, and all it takes is capturing 1% of market share for trillions to flow into the market. What are your thoughts on holding crypto?

@PinguStacks Interesting with the 0% cards, what ones are you using?

@GeorgeM2E You would be surprised how off the scale I am on the risk curve mate hahaha, I get a lot of stick for it 😂 ISA full port crypto, and utilising cheap debt via 0% cards to increase my own personal leverage to equities 🤷‍♂️

@PinguStacks I’m in the game for life changing money, or go broke 🤣 Why do I feel like you are similar?

@GeorgeM2E Bought big yesterday, my entire ISA is now full port crypto haha 👀

@_LamNam_ Thank you mate

@GeorgeM2E Well in mate

Just hit 300 followers! Thanks to everyone who is following my journey. I’m really enjoying the FinX community so far, it’s rare to see so many people supporting each others goals.

@PinguStacks Strange they are so different on different platforms

@GeorgeM2E Mine is terrible hahaha 👀

Credit Score A topic I don’t often see discussed on FinX. A good credit score in the UK means big savings on loans! Good credit: Personal loans at ~6% APR. Poor credit: 20-30%+ APR. On a £10k loan over 3 years: Save £3,000+ in interest. On a £250k mortgage: Save £100k+ over 25 years! Pay bills on time and keep debt low. Your future self will thank you.

@CompoundMani Thank you Mani! 🙌🏽

@GeorgeM2E Well done George 🙌

@nav_dhand Thanks Nav!

@GeorgeM2E congrats!

Using tennis as an example: Imagine you have £100 to stake on 2 exchanges and it’s Me vs You: Back George at 1.95 on Bet365 Back Liam at 2.00 on Betfair. Qualifying loss: just £2-£5 either way. AI helps by finding tighter odds to shrink that spread even more. Ideally you are looking for both people to be at 2.00 and AI can help find these opportunities.

@GeorgeM2E Using AI to reduce spreads how do you mean? Instead of paying for oddsmonkey etc

About to start matched betting as the next side hustle, as the World Cup ramps up, taking advantage of decent sign up offers and bonuses. Never done it before, hit me with your tips and advice.

@lane_d12 Thank you Dan!

@GeorgeM2E Good luck on your journey George

@FelixHopkins7 Still deciding where to mount it outside

@GeorgeM2E Take it away Elon

Let’s see what this starlink fuss is about.

@frcryptonewsfr Thanks Haeckel, what Crypto do you own?

@GeorgeM2E Lets go !!! You gain another one here ! Let’s connect and grow together

@earnlearninvest Thanks Liam

@GeorgeM2E Have another one George 🤝📈

@wasianinvestor That’s the next goal!

@GeorgeM2E Yessir let’s go, 500 next!

@Mikethejourney1 Thanks Mike!

@GeorgeM2E Let's goooooo

@FelixHopkins7 Thanks Felix!

@GeorgeM2E So good mate congrats. I dropped a follow lets connect