HERiTAGE1981

@eurofounder The EU needs these people to save our social security! Doesn't your daughter know this? What kind of a father are you!?

My daughter was assaulted on a German subway yesterday "Papa, he had a knife and took my iPhone" she called me crying "That's horrible baby. Who was it?" I asked "Young black guy, he looked like he is from Afri-" "STOP TALKING" I shouted "You were on a train, you were panicked. You probably didn't see his face clearly" I said "No, I saw him, he must have been an immigr-" "Listen to yourself right now" I said "You're describing an innocent stranger you saw for ten seconds as if you know who he is" "Innocent? He robbed me!" "Even so, you can't demand someone from a different culture to integrate and punish them when they slightly fail" She hung up This makes me so incredibly sad How did my daughter become this disgusting racist?

@SwakshTripathi @Dooms_Day9

Did you think we are beggar like you, motherf**ker? Neither you have money for food, nor does your country... Do you have any proof, you pimp, that this video is from India? But I have plenty of videos where you and your family are doing random BS for money and eating absolute garbage lwde

Amazing taste of biryani street food India 😭😂😂💔

@Christo91561036 @DamienRieu Tu réalises quand même que nous, le Portugal, on a colonisé une bonne partie du monde, et qu’on n’a exactement aucun de ces problèmes. Tu devines pourquoi ?

@DamienRieu On lui explique ou pas au guignol Rieu que la France n'a jamais colonisé le Portugal mais l'Algérie?

Où est la délinquance portugaise ? Le terrorisme portugais ? La haine anti-française portugaise ? Les agressions portugaises ? Les revendications portugaises ? La pression religieuse portugaise ?

@hxxntrr Someone take chatGPT away from this kid.

You can take $250K from the banks, buy $250K in gold bars, store them in a private vault, and use the gold as collateral to borrow ANOTHER $200K from a different bank at 4% interest that you use to pay off the original 0% cards You now have $200K in cash, $250K in gold, and your only debt is a 4% collateralized loan against an asset that has gone up every single year for 24 straight years This is how billionaires avoid taxes and it works at any scale Here's the chain: Step 1: Stack $250K in 0% business credit. Standard play. 6 banks, bureau sequenced, 11 days Step 2: Liquidate $242K (after processing fees) into your business checking Step 3: Buy physical gold. Not GLD. Not a gold ETF. Physical gold bars and coins from a dealer like APMEX, JM Bullion, or SD Bullion. At current prices ($2,300/oz) that's roughly 105 ounces. About 6.5 lbs of gold. Fits in a shoebox Ship it to a private vault (Brinks, Loomis, Delaware Depository). Storage cost: $150 to $300/year for this amount. The vault is insured. Your gold sits in an allocated account meaning those specific bars belong to you, not the vault company Step 4: This is the magic part. Take your vault receipt showing $242K in stored gold to a bank or private lender. Apply for a Securities-Based Line of Credit (SBLOC) or a collateralized precious metals loan. Multiple lenders offer this: banks, credit unions, and specialty lenders like Vaulted or BOLD They lend you 70 to 80% of the gold's market value. 75% of $242K = $181,500 Interest rate on a gold-collateralized loan: 3.5 to 5.5% depending on lender and LTV. Call it 4.5% You now have $181,500 in cash from the collateralized loan. Use it to pay off $181,500 of the original credit cards. Remaining credit card balance: $60,500. Pay that off over 6 months from income or savings What you now own: $242K in physical gold (in a vault, appreciating) $181,500 in collateralized debt at 4.5% (interest-only payments available) $0 in credit card debt All original credit lines still open and available Interest-only payment on $181,500 at 4.5%: $680/month "$680/month for what?" For holding $242K in gold that historically appreciates 8 to 12% per year. Gold has had a positive annual return in 20 of the last 24 years. It returned 13% in 2023. 27% in 2024. It's up 23% year-to-date in 2025 If gold returns 10% this year, your $242K in gold becomes $266K. You made $24,200 in appreciation. Your interest cost on the collateralized loan: $8,160/year. Net profit from the spread: $16,040 You're being paid $16K/year to hold gold that the bank's money bought And here's where the tax play comes in. This is the part that makes accountants get emotional You NEVER SELL THE GOLD. If you sell it, you pay capital gains tax (28% on precious metals, the highest rate for any investment asset). Instead you borrow against it. Loans are not taxable income. When you borrow $181K against your gold, the IRS doesn't consider that income. It's debt. Even though you have $181K in cash from the loan, your tax bill: $0 This is the same play billionaires use with stock. Elon Musk doesn't sell Tesla shares and pay 20% capital gains. He borrows against them at 2 to 3% interest from Goldman Sachs. He gets cash. Pays no tax. The shares keep appreciating. He borrows more against the higher value. Repeat forever You're doing the identical play with gold instead of Tesla stock. Bought with bank money instead of PayPal founding shares. At 0% initial cost instead of whatever Elon's cost basis was The perpetual loop: Year 1: Gold at $242K. Borrow $181K at 4.5%. Use cash to pay off credit cards and live Year 2: Gold appreciates to $266K. Refinance the collateralized loan at 75% of new value = $199K. Pay off old loan ($181K). Pocket $18K cash tax-free. New loan interest: $746/month Year 3: Gold at $293K. Refinance again. Pull out more cash. Loan gets larger but so does the collateral Year 5: Gold at $355K. Collateralized loan at $266K. You've pulled out $85K in tax-free cash over 5 years from refinancing against appreciation. Paid $0 in capital gains. Gold is still in the vault. Still yours The $680/month in interest is the only real cost. And it's deductible as investment interest expense if you itemize. At a 37% tax rate that $680/month costs you effectively $428/month after the deduction $428/month for a self-funding gold position that generates $16K+/year in appreciation and unlimited tax-free cash access through collateralized borrowing "What if gold drops?" If gold drops below your loan-to-value threshold the lender issues a margin call. You either deposit more collateral (more gold or cash) or they liquidate enough gold to bring the LTV back in line. At 75% LTV, gold would need to drop 25% before a margin call. Gold hasn't dropped 25% in a calendar year since 2013. And even then it recovered within 18 months The chain again: Chase lends you $250K at 0% You buy gold You borrow against the gold at 4.5% You pay Chase back with the gold loan Chase got $0 in interest The gold lender gets 4.5% (tax deductible for you) The gold appreciates 8 to 12% per year You never sell the gold so you never pay capital gains You borrow against the rising value tax-free Repeat until you die This is how generational wealth works. Not by earning income and paying 37% tax. By acquiring appreciating assets with borrowed money and borrowing against those assets instead of selling them. The tax code was written for this exact behavior the IRS taxes income. the IRS taxes sales. the IRS does not tax loans. borrow against everything. sell nothing. the billionaires figured this out 50 years ago. you can do the same thing with a credit score and 105 ounces of gold in a vault lmfaooo (we get 700+ score business owners $100K-$250K in 0% business funding. what you buy with it and how you structure it is between you and your accountant. link in bio)

@CuriosityonX Invalid question. Existence started existing with the big bang. Nothing didn't exist before the big bang.

If the BIG BANG started everything, what existed before it?

@benonwine He's driving manual.

What’s your FIRST thoughts?

@hugoman98 Não têm só inveja! Têm uma inveja do crlh!

“As mulheres de direita têm inveja das mulheres transexuais.” -- artigo de opinião de Renata Marques, publicado no Expresso.

@ZeNabo1974 Mesmo a vida é uma paródia, não é?

@HTage1981 Claro que precebe, e muito aprecia, precebe.

Cidadã exemplar que toma a iniciativa de se proteger a elu e os outres, pois a vacina impede a propagação do vírus, como ensinam os profissionais da saúde. É urgente um confinamento e um programa de vacinação em massa. De que está à espera este governo facista?! #genocidio 🏳️‍⚧️

@FE4053666 @reginaracco

@reginaracco vamos fazer piadinhas com uma situação que pode ter sido decorrente de um abuso. Por que não?

Uma mãe leva sua filha de 16 anos ao médico. Médico: -Sua filha está grávida, cerca de quatro meses. Mãe: -Impossível! Ela nunca esteve com um homem! Filha: -Eu nem beijei um! O médico vai até a janela e olha silenciosamente para fora. Mãe: -Doutor... o que você está fazendo? -Médico: "Da última vez que ouvi uma história como essa, apareceu uma estrela e três sábios surgiram. Desta vez, eu não vou perder..."

@DefiantLs High chances his mom is also his aunt.

"If you insult the messenger of Allah in front of a Muslim you risk getting your tongue ripped out your mouth."

@DefiantLs You're plus size, of course your food intake is about 4x the one of a non plus size person.

It's the plane's fault. It always is.

@eurofounder This won't be the end of it. Before going for that PhD -> Post-Doc -> 20 year research position before some old fart keels off and you get to be assistant professor, someone will have ideas of creating a start-up.

Last month I saved my nephew from a terrible mistake He built an iPhone app that went viral and already generates €60k a month in profit A big American company wanted to invest, so he came to me for an advice "Uncle, they are offering me 4 million euros!" I burst out laughing "For what? You don't even have a master's degree" "But it can be really big, and Google wants to invest..." "Wilhelm, anyone can build an app. But without education you will be nobody in Europe" I said He nodded quietly Today I learned that he shut the app down and soon he starts his master's at TU Darmstadt Thank God I was there when he needed me, this could have ended in a complete disaster

@MonarcaCensura4 Tem cara de Júlio de Matos.

A questão aqui é : Quem é que quer casar com esta coisa?? Não pode ter um trabalho que destrua a natureza. Outra que vai acabar solteirona com 10 gatos em casa 🤣🤣🤣

@TaraBull If you can't afford to pay your employees properly, you can't afford to have a restaurant.

"If you can't afford to tip, you can't afford to dine out." Thoughts?

@Geniustechw Frontal ass.

I Gotta Know… What do you call this?!

@RadioGenoa This is what happens when cousins fuck.

They destroy technological devices because Allah does not want distractions.

@MbarkCherguia I'm ready.

Could you take her in one-on-one combat?

@Geniustechw Throw some peanuts to the other side of the room.

You run into this dude at the gym… what do you do?!

@koshercockney He chose to be overweight, he chose those sideburns, he chose that hair, he chose that golden tooth, he chose that necklace, he chose the words for that retarded message. Not the best case for Palestine.

“Zionists, step to me, I’ll fuck you up, maybe even kill you. Because you deserve to die. Fuck Israel and Fuck the US” Palestinianism is a mental disease. These people are fucking nuts.