helio_pay

@Hercules_Defi 🫶

Payments in web3 are no longer just about speculation. 𝘛𝘩𝘦𝘺’𝘳𝘦 𝘱𝘳𝘰𝘤𝘦𝘴𝘴𝘪𝘯𝘨 𝘳𝘦𝘢𝘭 𝘷𝘰𝘭𝘶𝘮𝘦, 𝘰𝘯𝘣𝘰𝘢𝘳𝘥𝘪𝘯𝘨 𝘳𝘦𝘢𝘭 𝘮𝘦𝘳𝘤𝘩𝘢𝘯𝘵𝘴, 𝘢𝘯𝘥 𝘴𝘦𝘵𝘵𝘭𝘪𝘯𝘨 𝘳𝘦𝘢𝘭-𝘸𝘰𝘳𝘭𝘥 𝘵𝘳𝘢𝘯𝘴𝘢𝘤𝘵𝘪𝘰𝘯𝘴 𝘢𝘵 𝘴𝘤𝘢𝘭𝘦. The numbers back it up: > Payment hit a market size of $12.37B in 2024 > Payments are projected to be $90.83B in 2032 > $USDC hit a record transaction volume in 2025 with $33 T > Nov 2025 was a record month as $406M was spent with crypto card > 41% growth in merchants preferring crypto over fiat. These numbers are impressive and they are influenced by the companies pushing these rails. -------------------- Last year we saw @Klarna introduced $KlarnaUSD, a stablecoin which aims to cut cross-border payment costs by bringing it onchain. We also saw Western Union planning to launch a stablecoin to let its global customers send money more cheaply and quickly. This is just an indication of mainstream adopting crypto. We have seen @Shopify, messaging apps and even big dev APIs adopting onchain payments. I could go on and on about how payments have been. This just shows how the growth has been immense. -------------------- Here is a list of some web3 payment companies: ➢ @moonpay is a leading fiat-to-crypto on-ramps provider that enables users to buy and sell crypto using cards and bank transfers. It focuses on easy integration into wallets and dApps, helping mainstream users enter Web3 without deep technical knowledge. -------------------- ➢ @BitPay is one of the oldest crypto payment processors, It lets merchants accept multiple cryptocurrencies and stablecoins and choose whether to settle in fiat or crypto. It’s distinct for its crypto debit cards and broad merchant toolset, making crypto more spendable in real-world commerce. -------------------- ➢ @coinbase commerce is a merchant solution by Coinbase that enables direct receipt of crypto payments into merchant wallets with self-custody. Unique for giving sellers control over their crypto funds without intermediaries, and easy e-commerce platform plug-ins for adoption across online stores. -------------------- ➢ @circle is the issuer of the USDC, Circle offers programmable payment APIs for businesses and developers. Its focus on stablecoin rails for global settlements and compliance makes it a go-to for enterprise cross-border payments and treasury operations. -------------------- ➢ @binance pay is a contactless, borderless payment platform that enables users to send and receive crypto with zero fees inside the Binance ecosystem. It stands out with Binance wallet integrations, enabling seamless flow between trading and paying. -------------------- ➢ @RampNetwork provides fiat-to-crypto gateway services for apps and wallets worldwide. Leaning into compliance and multi-jurisdiction support, Ramp simplifies onboarding by letting devs embed payment rails without building backend fiat support from scratch. -------------------- ➢ @helio_pay is a full Web3 payments platform that enables merchants, creators, and marketplaces to accept crypto payments, offer pay links, subscriptions, and NFT-based commerce tools. It has thousands of merchants and active wallets integrated via Solana. -------------------- ➢ @Ripple focuses on enterprise value transfer and cross-border payments using the XRP Ledger and On-Demand Liquidity (ODL). Although not purely a merchant payment processor, Ripple’s infrastructure reduces settlement time and FX costs for businesses moving money across jurisdictions. It’s leveraged by banks, remittance providers, and financial apps to compete with SWIFT. -------------------- ➢ @PayPal might not be native to crypto but it's everywhere, its massive global merchant base and user trust accelerate mainstream exposure. For many businesses, this is their first credible Web3 payment integration. -------------------- ➢ @AlchemyPay builds hybrid fiat and crypto payment rails, enabling businesses to accept onchain payments while settling in fiat or digital assets. It supports global compliance frameworks and integrates with traditional POS systems, making it easier for offline merchants and enterprises to adopt Web3 payment. Which did i miss? Lemme know in the comments

2026 goals: • less leverage • more discipline • better sleep 2026 reality: opened charts at 3am again 💀

@omidaladini @ivanhodl @sol_stijn @SolanaConf @iron @moonpay 🫶

Excited to join @ivanhodl and @sol_stijn on stage at @SolanaConf to talk about the future of payments — representing @iron alongside @moonpay and @helio_pay! 🚀

@coingecko GM!

GMGM

@Leooweb3 Discord ☎️

You just woke up, which one do you open first? Be honest

Neobanking in Europe is cooked. Goes to show the importance of self-custodianship of of your funds. $AVICI coded.

@SolanaSensei @solana @Pumpfun @AxiomExchange @jup_mobile @jup_studio @Raydium @bonkfun @dogwifcoin @spx6900 Perfect time to just observe and learn the trends.

If this dip scares you, let me just remind you that retail interest barely started picking up and the majority of these people are going to DCA It would take a serious black swan event to kill the market right now

New year, same cycle: Q1: “This is the bottom” Q2: “Healthy correction” Q3: “Rotation incoming” Q4: “We were early” Welcome to 2026 😭📈

LATEST: 💰 HYPE treasury firm Hyperliquid Strategies has approved a $30 million stock repurchase program over the next 12 months, just days after the publicly traded company officially launched operations following a merger.

if you’re building in crypto but not using solana then reconsider your life decisions

EVERYTHING IS BEING BUILT ON SOLANA

@HTX_Global @solana 🚀

Best crypto to buy right now?

@OFiDCrypt You have a new follower 😍

@helio_pay GM

@mrlightsui gm 🙏 cooking the same thing as always — unrealistic expectations and vibes 😭

@helio_pay Good morning What are you cooking

Stuff is cooking. What are you building degens?

@coingecko LFG!

Farcaster is shifting its focus from a social app to a wallet. What’s your take on this?

Everyone talks about “real-world adoption.” Few are actually building payment rails that make it possible. Watch this space.

Weekend vibes: $BTC just erased the year’s gains and dipped below ~$95K. Macro + ETF outflows creeping in hard.

Degen rule #420: If it pumps, it’s a long-term hold. If it dumps, it’s an “entry opportunity.” 🧠