Iffat Mankani

Reason vs Emotion My rational mind tells me this war ends in a negotiated settlement and sooner than most expect. The costs are rising too fast, the risks are too large, and the system is already pushing toward a deal. But there is another voice. An emotional one. It is shaped by decades of what this region has endured: interventions, double standards, and power exercised without moral restraint. That voice does not seek compromise. It wants this moment to go further, to become a reckoning, to finally push back against what it sees as imperial overreach. So there is a tension. Reason says: end it now, before it spirals. Emotion says: let it play out, settle it once and for all. So far, reason is winning. But for how long?

In this full episode of Beyond the Numbers | Webinar #26, the JS Investments' investment committee shares our house view from Investment Outlook 2026: The Test of Scale — covering market direction, interest rates, equities, fixed income, and how REITs are evolving as an institutional asset class. 🎙️ Panelists • Iffat Mankani — Chief Executive Officer • Syed Hussain Haider — Chief Investment Officer • Musab Iqbal — SVP, REITs • Manahil Amin — Research Analyst A practical discussion for investors and allocators looking to navigate 2026 with discipline and clarity. 📷 Watch the full webinar below. youtu.be/eIGrDoCPKfc #JSInvestments #BeyondTheNumbers #InvestmentOutlook2026 #PakistanMarkets #FixedIncome #Equities #REITs #CapitalMarkets #WealthManagement #ThoughtLeadership

2026: The Test of Scale Some years change direction. Others test distance. Our view of 2026 begins with the prospect of at least 200bps of easing and a KSE-100 base case framed around 250,000. The cycle is no longer about repair – it is about reach. The question is not whether momentum exists; it is whether the economy can finally carry it far enough. As the global order fractures and capital grows more selective, Pakistan’s next chapter will be defined by execution, depth, and the ability to convert direction into distance. Our Investment Outlook 2026 examines the forces, fault lines, and frontiers shaping the year ahead. Read the full report here: bit.ly/3LW9duc

𝐋𝐞𝐭’𝐬 𝐓𝐚𝐥𝐤 𝐌𝐨𝐧𝐞𝐲 – 𝐄𝐩𝐢𝐬𝐨𝐝𝐞 𝟎𝟐: 𝐅𝐫𝐨𝐦 𝐇𝐞𝐚𝐝𝐥𝐢𝐧𝐞𝐬 𝐭𝐨 𝐇𝐚𝐛𝐢𝐭𝐬 – 𝐓𝐮𝐫𝐧𝐢𝐧𝐠 𝐌𝐚𝐫𝐤𝐞𝐭 𝐍𝐨𝐢𝐬𝐞 𝐢𝐧𝐭𝐨 𝐚 𝐒𝐭𝐨𝐜𝐤 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 In this episode, Sidra Iqbal sits down with Iffat Z. Mankani, CEO of JS Investments, to shift the conversation from breaking news to better habits — turning market noise into a simple, rules-based stock-fund strategy anyone can run. They unpack why markets reward discipline over drama, walk through rules, routines and results, and show how to build a stock-fund plan that survives the news cycle and keeps compounding quietly in the background. Full Episode Watch Now: youtu.be/OaNpzg_Mnog #LetstalkMoney #JSInvestments #InvestSmart #StockMarketPakistan #FinancialLiteracy #PSX #BehavioralFinance #MutualFundsPakistan #InvestmentStrategy #SidraIqbal #IffatMankani #WealthManagement #MomentumInvesting #PakistanEconomy #LongTermInvesting #ETFInvesting @IffatMankani @SidraIqbal

Let’s Talk Money — Episode 2: From Headlines to Habits – Turning Market Noise into a Stock Investment Strategy Join @SidraIqbal and Ms. Iffat Mankani, CEO JS Investments, as they decode the market rally, behaviour traps, PSX performance, and the 5 habits that build real, lasting wealth. youtu.be/j88VAkN-qdA?si… Full episode releasing soon on Youtube. #PSX #JSInvestments #InvestinginPakistan

Toon Thursdays 📉 From panic prayers to instant “market guru” mode — volatility really tests patience (and nerves). The truth? Markets swing. Emotions shouldn’t. Real wealth is built by staying invested — with a plan, not panic. Let professionals manage the volatility you stay focused on the long game. ✅ #ToonThursdays #JSInvestments #PSX #MarketHumor #Volatility #InvestSmart #LongTermInvesting

Say "Hi" to the JS Investments WhatsApp Bot at 0800 00887🤖💬 Your 24/7 financial assistant—always just a click away! With the bot, you can: ✔️ Access account statements & certificates ✔️ Download tax certificates & FMRs ✔️ Use the tax calculator ✔️ Get instant support & account info ✔️ Plan your investments with ease Smart, simple, and convenient—your investments at your fingertips. 📲✨ #JSInvestments #WhatsAppBot #DigitalConvenience #InvestSmart

📊 165k called. 168k reached. The next milestone? 200k. Not about crystal-ball predictions — it’s about a disciplined process: EPS + dividends + partial re-rating. 👉 Learn how we position: 🔗 youtu.be/M3nGDj7S55M 🔗 youtu.be/vGDR3XIEkEw #InvestSmart #MarketOutlook #JSInvestments

🚀 JS Momentum Factor ETF makes history! Pakistan’s First Smart Beta ETF has crossed Rs 1 Billion in AUM, outperforming the KSE-100 by 57% with 3-year returns of 349%. 📈 ✅ 2000+ investors on board ✅ Most actively traded ETF in Pakistan ✅ Higher cash payouts: 168.9% dividends in 3 years 💡 Be part of the momentum. Invest smart, invest in growth. For more information call us at 0800 00887. @SECPakistan @pakstockexgltd @IffatMankani @MUFAP_Pakistan #JSMomentumFactorETF #JSInvestments #InvestSmart #ETF #PakistanMarkets

Toon Thursdays Rate Cuts: The World Gets a Trim ✂️… Pakistan’s Turn is Coming 🌍💇 Central banks across the globe — USA, Canada, UK — are already flaunting their fresh cuts. Pakistan may be waiting in the rain, but the chair isn’t going anywhere. And resilience means when its turn arrives, it won’t just get a trim — it might walk out with a whole new style. ✨ #ToonThursdays #JSInvestments #InterestRates #EconomicHope #TrendToonThursday #InvestSmart

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IF YOU STAND WITH IRAN, THEN REPLY WITH 🇮🇷

@najam_ali than support them. The broken education system directly feeds into weak governance, poor economic planning, and an ever-widening gap between the rich and poor.

@najam_ali masses remain trapped in financial strain. A major contributor to this flawed policymaking is the lack of expertise among those drafting these regulations. Without a solid educational foundation and real-world experience, policies are created that suffocate businesses rather

One of the most damaging blows to businesses in Pakistan was the introduction of the minimum tax through the Finance Act of 1991 that has been further weaponised through subsequent amendments. Few policies have been as unjust as this tax on corporate income. Even when a company reports zero taxable income or operates at a loss, it is still forced to pay a minimum tax tied to its turnover. What right does a government have to demand taxes from a company that is struggling to survive or generating no profit? With this tax, the government has effectively turned into a parasite, feeding off troubled businesses because it has failed to create a fair and equitable tax system. Its inability to tax the wealthy and privileged has left it preying on the very enterprises that drive the economy. The consequences are dire. Businesses, burdened by this unjust policy, have resorted to underreporting revenues to survive. Why would entrepreneurs invest in or expand businesses in Pakistan when the corporate tax burden is skyrocketing to 45%, and even loss-making companies are forced to pay taxes? Such policies stifle growth, discourage innovation, and push businesses into the informal economy. It is high time this regressive tax is abolished. A fairer, more rational approach to taxing corporate income must be devised, one that supports, rather than suffocates the businesses that are the backbone of the economy. @PakPMO @Financegovpk

@sladesword JSMFETF outperformed its benchmark (BM) (238.16%vs236.75%) in 3 yrs. In CY24, its proprietary benchmark (JSMFI) beat KSE-30 by 59% & KSE-100 by 68%. The key isn’t ETF vs BM but if the BM itself outperformed broader indices. it has. Context matters. ETF evolution to be celebrated.

@akifsaeed65 @pakstockexgltd It is strange that except HBLETF, no one can even beat the benchmark. Difference between benchmark and performance more than 5% for most of etfs 🤯🤔

Good on part of @pakstockexgltd Informative disclosures help in educating investors and build confidence.

@najam_ali But Najam, remember '07 you championed the Lawyers' Movement? I was concermed about the economic impact, the chaos on the streets power struggles. You said it was about principles, not the short-term. Now, neither the optics nor the principles seem right. Isnt that so?

Salahuddin sahib what do you think has forced the government and the legislature to take such drastic actions? What has this judiciary done in the last 15 years? It has been a continuous source of instability with arbitrary, manufactured, politicised decisions. The institution has become unaccountable. It has made decisions which caused massive losses to the exchequer. Destroyed sanctity of commercial contracts by nullifying international agreements. Sent elected PMs home on flimsiest of grounds. Delivered extra constitutional decisions through Hamkhayaal benches. Took sides in political disputes. Rendered parliament ineffective. Made fun of elected representatives. The lawyer community must also deliberate the role of SC in creating chaos in the country when they review the amendments. In my humble opinion, the executive and the legislature have been rather late in responding in kind. I do not however support many proposed amendments for which a thorough discussion is required.

@najam_ali Thanks Najam.

@IffatMankani Well done Iffat. Congratulations.

Today marks a significant step forward as we launch the JS Investments | Wealth Centre. Combining exceptional service and innovative investment solutions, it's a crucial milestone towards our aspiration to become the preferred choice of every investor. youtube.com/watch?v=rwfiGD…