Save Invest Repeat 📈

Don't miss out on the polls I specifically do on the SIR WhatsApp channel: whatsapp.com/channel/0029Va… 👉 Click on the above link > Click on 3 dots at bottom > Click ‘Open in browser’

One outcome of this Global AI race could be - Cloud service companies like $AMZN AWS, $MSFT Azure etc. winning more than pure LLM companies like OpenAI, Claude. If more companies want open source & open weight LLMs like DeepSeek, qwen etc. for their company data; they would want an easy installation process. And AWS is already providing this with services like Bedrock, Sagemaker etc. Interesting times ahead.

@regenear8_peace Emergency Fund is indeed super important.

@InvestRepeat Having emergency fund is important. And it is important that everyone should know their risk to survival ratio before considering business loan, house emi or any type of loan.

Making ₹15-20 Lakh a year through a job and making the same through a business is very different. Same amount but huge difference in what actually reaches your pocket.

@InvestingDigest Well put.

@InvestRepeat Business income is comparatively tax efficient but depends on sales and margin, ability to grow every year is more, lot of headache. Whereas, salary income is fixed, not tax efficient, slow growth, less headache.

@taiganeon Majority owned by promoters themselves.

@InvestRepeat Who owns the rest?

Avendus fund buys PPFAS. Avendus Future Leaders Fund lIl (an AIF) acquired ₹140 crore stake in Parag Parikh Financial Advisory Services (PPFAS). Just over 1% of the company. Selling came from promoters Neil Parikh & President Khushboo Joshi. Avendus holds companies like Lenskart, SBI Insurance, Licious, Juspay etc.

@rjat1 Actually everything can suffer losses. I know 100s of people personally who lost jobs in 2026 alone. There will be lakhs others which I have no contact with. Life is about gains and losses. Though main point of the post actually isn’t that.

@InvestRepeat Business can suffer huge losses. I know a rich family who lost everything.

@abiedassery00 First installment needs to be done from Kalyan store. Then can be done online payments.

@InvestRepeat Can you plesse twll me how to start this one?

Payment of ₹15,000 for 9th instalment of Kalyan Jewellers Scheme is completed. ✅ This scheme allocates gold as per the price when I pay the instalment each month. Kinda like a SIP in physical gold. Running multiple such schemes for a long time now.

@ImRMojha 👍

@InvestRepeat good move

@Akash110193 🤔

@InvestRepeat wow, almost 1.5 Billion. Some say it's very fair. My average mind fails to comprehend this.

@SatB109 Nothing.

@InvestRepeat What’s the impact of this on Unit Holders ?

@ImRMojha Not all datacentres mean AI but this investment is specifically to build “AI Data Centre”. The entire infra setup inside the data centre will be for inferencing or training.

@InvestRepeat Detacenters dose not mean ai, both are diffrent things, they are doing just mechanical things while they are IT

HCLTech going all in on AI. It plans to invest up to ₹3,500 Cr to establish AI data centres, with the potential to scale capacity to 50 MW. Recently they also invested in Sarvam AI (Indian competitor to ChatGPT etc) HCL Tech is trying to own the entire AI infra chain rather than just being a standard implementation IT partner.

@Imran_LUHTR Yeah seems like.

@InvestRepeat PPFAS will now be a new favourite in unlisted market post NSE listing

@thegoelbhavya Yeah in last FY. Let’s see how this FY goes.

@InvestRepeat HDFC employee count decreases 😔

HDFC Bank reduced its workforce by 3343 employees in last FY. The bank is currently pushing to automate operations & improve productivity. HDFC $HDB has also launched ‘Neev’, its proprietary GenAI platform to embed AI across its business operations & customer services.

@pankajanand0702 I actually share all my buys and sells on my profile for transparency & in case it helps others 🙏

@InvestRepeat You earn a follower with this tweet

@vishalkrpathak Many decent AMCs actually exists.

@InvestRepeat Now whom to trust?

Supreme Court slams Nilesh Shah & Kotak Mahindra Mutual Fund. “The manner in which the appellants have conducted themselves throughout, while keeping the unitholders, SEBI and us in the dark, meets our stern disapproval". Conduct of Senior Executives of Kotak AMC was also strongly condemned. Kotak raised funds for their Fixed Maturity Plan (FMP) debt funds & invested ₹266 Cr in Essel allegedly without due diligence. When FMPs matured & Essel defaulted, Kotak extended maturity period without informing SEBI & investors.

@TriStarMaster Mainly charged for extending maturities beyond scheme terms without proper rollover/disclosures to investors and SEBI.

@InvestRepeat “Not returning the money on time” was crime OR “investing in bad assets”? If later was a crime, than all PSU banks are committing it and we all know who their REAL asset managers are ..isn’t ?

@Raghavendra1729 Interesting.

@InvestRepeat I don't trust Kotak AMC. But I do trust some of their Fund Managers.