Justin Bates

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Getting to talk about my boys is always a great time, but this will be an immensely competitive spring for this group as they look to replace two studs on the left side. #BMF

New On The Pony Express is OUT for the weekend! Breaking down SMU OL with @H_Howerton75 as Garin Justice returns key starters, has plenty of talent in his room. 📺youtu.be/JtE2gRnRZAc 🎧open.spotify.com/episode/21CDRO… 🎧podcasts.apple.com/us/podcast/spr…

Happy Birthday to the very best! @GarinJustice you are so easy to love! Wishing you the best year ahead! 💙❤️🥳🎂🎉

Who are the Top 10 offensive linemen in Texas ahead of the 2026 college football season? 🤔 Full breakdown from @CravenMike: texasfootball.com/article/2026/0…

Ranking the Top 10 offensive linemen in the state for the 2026 season. Texas, Houston, and SMU have two each as the gulf between the P4 and the G6 widen in the trenches. #HookEm #PonyUp #GoCoogs texasfootball.com/article/2026/0…

@chamath @theallinpod You’re on point as usual. Never miss one!

Whether you love it or hate it, the numbers don’t lie. If you don’t watch @theallinpod on the weekend, you will come to work on Monday missing what everyone is talking about. I don’t make the rules.

Blessed for these opportunities and excited to find home! Thanks so much to everyone who’s recruited me throughout this process!

👀 @SMUFB #GoMustangs 🤝 #TexasHockey

Excellence on and off the field. ➡️: bit.ly/3NQ6FhQ

TODAY AT 11AM ET: President Trump will be giving remarks on TRUMP ACCOUNTS, one of the greatest feats from the One Big Beautiful Bill 💸👶 Learn more about how to sign your child up for a Trump Account here: trumpaccounts.gov

This man is a legend! Still have his jersey!

We’re Baaaaaaaaack!!! Excited to be kicking off a New Season of the Locker Room Show Tonight, with Big-Time College Road Paver @JoshuaBates64 from @SMUFB. Link in bio. It’s going down! 👀🍿🙌 #BYGP #JoshuaBates #LockerRoomShow #SMU #Power4 #NIL #TransferPortal #CollegeFootball

COMMANDER: We’re fighting for freedom. And part of that freedom… is the freedom to retire with dignity. So we’re going to start accounts called 401(k)s. SOLDIER 1: What’s a 401(k)? COMMANDER: It’s a retirement account. You put money in, it grows tax-free, you take it out when you’re old. SOLDIER 2: So I don’t pay taxes on it? COMMANDER: Well, you pay taxes later. When you withdraw. SOLDIER 2: So it’s not tax-free. COMMANDER: It’s…tax-deferred. SOLDIER 2: What’s the difference? COMMANDER: You pay taxes later instead of now. SOLDIER 1: What if I want to pay taxes now? COMMANDER: Then you do a Roth 401(k). SOLDIER 3: What’s a Roth? COMMANDER: You pay taxes now, and it grows tax-free. SOLDIER 2: That’s what I thought the first one was. COMMANDER: No, the first one you pay taxes later. SOLDIER 1: Which one’s better? COMMANDER: Depends on your tax bracket in retirement. SOLDIER 1: …How would I…know that? COMMANDER: You don’t. You just guess. ⸻ SOLDIER 4: What if I don’t have a 401(k) through my employer? COMMANDER: Then you open an IRA. SOLDIER 4: What’s the difference? COMMANDER: One’s through your job, one’s on your own. SOLDIER 4: Can I have both? COMMANDER: Yes. SOLDIER 4: Should I? COMMANDER: Maybe. SOLDIER 3: Can I do a Roth IRA? COMMANDER: Only if you make under a certain amount. SOLDIER 3: What’s the limit? COMMANDER: Changes every year. SOLDIER 2: What if I make too much? COMMANDER: Then you do a backdoor Roth by putting it in a Traditonal first. SOLDIER 2: …Is that legal? COMMANDER: Surprisingly, yes. SOLDIER 1: What’s a backdoor Roth? COMMANDER: You contribute to a traditional IRA, then convert it to a Roth…but watch out for “pro rata”. SOLDIER 1: Why wouldn’t I just contribute to the Roth directly? COMMANDER: Because you make too much money. SOLDIER 1: But this way I can? COMMANDER: Yes. SOLDIER 1: That feels like a loophole. COMMANDER: It is. But the IRS is cool with it. ⸻ SOLDIER 5: I just changed battalions. What do I do with my old 401(k)? COMMANDER: You roll it over. SOLDIER 5: Into what? COMMANDER: An IRA. Or your new 401(k). Depends. SOLDIER 5: On what? COMMANDER: The funds. The fees. Whether your new plan accepts rollovers. SOLDIER 5: What if I just take the money out? COMMANDER: You’ll pay taxes plus a 10% penalty. SOLDIER 5: What if I’m 59? COMMANDER: Penalty. SOLDIER 5: 59 and a half? COMMANDER: No penalty. SOLDIER 5: …The half matters? COMMANDER: The half matters. ⸻ SOLDIER 3: What’s a mega backdoor Roth? COMMANDER: Okay. So. Your 401(k) has a limit of how much you can contribute. SOLDIER 3: Right. COMMANDER: But the total limit including employer contributions is higher. SOLDIER 3: Okay… COMMANDER: So if your plan allows ~after-tax~ contributions, you can put in more, then convert that to Roth. SOLDIER 3: Does my plan allow that? COMMANDER: I don’t know. You have to ask Betsy. SOLDIER 3: Will Betsy know? COMMANDER: Probably not. ⸻ SOLDIER 2: Can I deduct my IRA contribution on my taxes? COMMANDER: Are you covered by a retirement plan at work? SOLDIER 2: Yes. COMMANDER: Then only if you make under a certain amount per year. SOLDIER 2: What’s the amount? COMMANDER: Depends if you’re married. SOLDIER 2: What if my wife has a plan but I don’t? COMMANDER: Different limit. SOLDIER 2: What if neither of us has a plan? COMMANDER: Full deduction. SOLDIER 2: So it’s better to not have a 401(k)? COMMANDER: No… ⸻ SOLDIER 1: Can I just keep my money in a sock? COMMANDER: You could. But inflation will slowly destroy it. SOLDIER 1: What’s inflation? COMMANDER: (sighs)…

If you can toss back a beer you can toss back a football

Can’t wait to get to work!

God is great! Looking forward to what’s next.

This bowl game is legit! Great job #HolidayBowl