JMtrades

100% agree, important to remember everyone’s portfolio you are seeing big or small, it’s likely you will never meet or hold any relevance in eachother lives so just go about your business and do what is right for what your journey needs

@unsexystocks You know a good steak when you see one! Yes 🤣

@JMtrades95 Miller and carter? 😉

BH spent the right way - spend them green winnings

@JMtrades95 All on black!

If your friend asked for investing advice, what would you tell them?

@AIInvestorHQ Is he living on the street waiting for it to compound ?

People think buying a house is a “smart Investment” My friend bought a great house in 2007 for $650k Today he can’t even sell it for $775k That same $650k in the S&P 500? Now worth $4.29 million

@DeltaSierra4 @100kDiary Yeah I agree. salary sacrifice is just simpler and more efficient for most people. You get the tax relief automatically without having to claim anything back too

@JMtrades95 @100kDiary Yep, sounds good. I stand by my argument that a workplace pension with salary sacrifice is a more efficient use of funds than a SIPP for most people

The fastest way to stay broke is by ignoring your workplace benefits package. Free life insurance. Private healthcare. Cycle to work scheme. Season ticket loans. Pension matching above the minimum. Most people tick one box on their first day and never look again. Your employer is offering you thousands in benefits. You're leaving them on the table because HR sent a boring email about it.

@DeltaSierra4 @100kDiary For me personally I have a DB pension and contribute on top of that which will max out my lump sum - I can contribute more to save on tax now but will have to pay the tax later. So for me the best is to take the hit now and put it into an ISA for the flexibility and no tax later

@100kDiary @JMtrades95 If you have salary sacrifice in a work pension I definitely wouldn't opt to contribute funds to a SIPP unless you are limited by NMW

@garyseconomics Brilliant book, shows how amazing and also how brutal it is at the top level and what affects it can have. Really sparked my interest into the markets since reading it

My new (first!) book The Trading Game is out NOW! And is available wherever you buy your books, link HERE: bit.ly/tradinggamebook XXXX

@2147mill With a drop at some point, but depending on your time horizon the price it’s at now will be a steal when your still buying it in 20/30 years time - as always time in the market shows the best gains

Truthfully, how does this end?

@unsexystocks Sounds good mate! How much are you planning to put in each month yourself to get there ?

Right here we go, with the goal of retiring at 50, I have 20 years to build a bridge pot of £200,000 which should see me through until I’m 57… from which I can then start to drawdown on my SIPP and work pension. The bridge pot will give me a budget of £28,571 per year until I hit 57 (if the UK doesn’t increase the age again). Outside of this new ISA I’ve opened to achieve this, I have been loading up my pension with 15% salary contributions and have around £68k which I project to be in the millions if I carry on course. House I have LTV of 75% around £70k equity. The ISA I have always neglected which is odd given its tax benefits, crypto I have dabbled in and made some, lost some over the years but net it’s done me OK but I’m pulling away from it all together now. My stock picking hasn’t been bad in my SIPP, I turned £14k to £105k then back down to £66k for which I have cashed out and sit in cash as I wait right now for a correction. But back to the ISA, I’ve chosen 5 companies in my pie which I will share soon! My investment criteria for the bridge pot: 1. Great companies with solid profit and are compounding nicely 2. Cultural powerhouses, they need that to outlast time 3. Some argument for monopolyish attributes 4. Chart is compounding great 5. I understand what I’m investing in - I look forward to engaging with you all, feel free to follow, give me advice along the way! #isa #investor #ukinvestor #stocks #invest

Let's Show some attractive things guy's 💓

🟢📈 A couple of red days… followed by a strong green push to close the week. Portfolio now sitting above £17,000 — new ATH! Current Holdings
• Core: $VUAG & $EQQQ
• Short-term plays (recent dips): $RR, $SOFI, $NVDA Happy weekend 🍻

@FrostyInvestorr Class mate!

@JMtrades95 That’s my picture mate I maxed mine out in April

Have you maxed out your stocks ISA?

Red finish today after an early surge, ending the day at -0.1% (£26) 🔴

@awealthtank £600 to invest

How much do you aim to save/invest per month?

DCA’d the final of my £400 today Opted for £100ish into $SOFI as it dropped so low yesterday Current port sitting quite nicely to end the first month of the isa allowance with £704 deposited

@FrostyInvestorr Yes!

Is £250k life changing money. Be honest?