Jam Slam

@RealDadInvests Hey! Thanks! That makes sense, and I never thought of it this way, just focused on diversifying my portfolio with global stocks (mainly US!). Look forward to keeping track of your journey!

@Jameslam32 Hey Jam! Welcome! I’ve mainly gone with UK to avoid pay withholding tax on dividends (15%) however $O and $JNJ are companies that I think worth holding even with that due to their div growth. Did have a brief look but wanted just 1 growth engine and not to be spread too thin!

Today’s buys 🤝 More into LGEN and AVIVA than usual after I sold my MAIN position and put into O. Here’s my normal : £80 -VAUG £25 - O £22.50 - JNJ £22 - AV £21.50 - LGEN £20 — RELX £16 — BARC £15 — HSBC £15 — GSK £13.50 — NG £13.50 — BAE £13 — NXT £13 — UKW £10 — ULVR

@freedombill3 Thanks for the info! I look forward to seeing the results!

@Jameslam32 Hey Jam, the 1p challenge is investing one extra penny per day for the whole year. Started 1st January, day 16 today, hence 16p 🙌🏻

1p challenge Day 16. I have moved 16p in to the $JEPQ and $VHYL pots. ​It has been a volatile week for the wider market, but these little pots just keep ticking over. $VHYL pot - £1.37 $JEPQ pot - £1.35 We are now past the halfway mark of the first month. This is usually the danger zone where the novelty wears off and people get bored. The habit is forming. Consistency is 100%, that is the only metric that matters right now. 17p tomorrow. Good morning, have a great Friday everyone.!

@2147mill Yes! If you’ve got no mortgage and an additional pension to dip into. All depends on lifestyle of course! 😂

£1m is enough to retire, if it is invested wisely. Do you agree?

@freedombill3 @2147mill @maxcashstacking @cashflow_king94 Hi thanks for the reply! Yeah learning and getting the same feedback on this and feeling more confident to the 75% growth and 25% income setup.

It all comes down to your goals Jam, I did growth for a long time and now building income side up to cover the bills without touching growth investments. I'm aiming for about 25-30% of my portfolio in income. You could start a growth/income split now, or go growth or even income only. No right or wrong answer as only we know personally what our goals and risk tolerances are.

Switched to T212 from Nutmeg, trying to work out growth &income pot %. What stage did you switch from growth to income? I know everyone has different goals/timelines but like to know your thoughts on transition @2147mill @maxcashstacking @cashflow_king94 @freedombill3 @2147mill

@maxcashstacking @2147mill @cashflow_king94 @freedombill3 Thanks! Yeah all personal circumstances and goals. But have a better understanding that I don’t need to think I need to keep stacking and stay in 100% growth. Splitting up the portfolio between Growth/Income

@Jameslam32 @2147mill @cashflow_king94 @freedombill3 Depends fully on your goals, you should do what is best for you

@cashflow_king94 @2147mill @maxcashstacking @freedombill3 Thank you for the advice! Yeah it’s all personal circumstances and goals. I figured out and seems like standard strategy across the board. Gives me the confidence to not think I should go all 100% growth. Thanks!

@Jameslam32 @2147mill @maxcashstacking @freedombill3 only you can answer that bud and set your own percentages - i think the 75/25 strategy is a great basis to start off with then you can adjust to your own liking if you want more income for example.

@freedombill3 Already am, joined in with you alongside @2147mill and @cashflow_king94 - Keep up the amazing work and shared knowledge - Thanks!

@Jameslam32 No problem, feel free to follow along if interested.

I have added 11p to the $JEPQ pie and 11p to the $VHYL pie. ​Total Balance: 0.66p per pot. ​People laugh at these numbers. They ask, what is the point of investing pennies? ​They miss the point. The amount is irrelevant. The behaviour is everything. ​If you can build the discipline to invest 11p when nobody is watching, you will have the discipline to invest £1,000 when everybody is watching. ​We are building the foundation. The skyscraper comes later. ​12p tomorrow.

@freedombill3 Hi! Many thanks for taking the time to explain this, much appreciated! Keep up the good work! Thanks!

Hey Jam, I have picked $JEQP as the stock that's invested as I agree, it's UK ISA friendly. There are both UK versions $JEPQ USD, $JEQP GBP, I prefer to have my holdings in pounds if using ETFs so I go with the one you mention. I just mention $JEPQ here as it's what people recognise and understand how the investment behaves.

@cashflow_king94 I think I’ve figured it! Only just signed up and had to play around with app and found it. Thanks - Looking forward to the inspirational journey! 👊

@Jameslam32 you need to copy the link on a mobile, not desktop to copy it - still available!

I'm about to prove something. You don't need £10,000 to start building passive income. You don't need to be American. You don't need to be a financial expert. You just need to START. So here's what I'm doing 👇 THE £0 TO PASSIVE INCOME CHALLENGE Starting balance: £0 Weekly deposit: £100 Products: NO NAV erosion ETFs only Location: UK/Europe Updates: Every single month No cherry-picked results. No hiding the bad months. No "trust me bro." Just raw, real numbers. Public. Transparent. Why am I doing this? Because I'm tired of Americans having all the income investing tools while Europeans get left behind. We finally have products worth using. @IncomeShares @YieldMaxETFs Europe @jpmorgan @iShares @REXShares @hanetf Time to put them to the test. £100 per week is roughly £400 per month. That's a car payment. A gym membership + groceries. Something most people CAN find if they prioritise it. And if you can't do £100? Do £50. Do £25. Do £10. The amount doesn't matter. STARTING matters. I've built a Trading 212 pie with my exact allocation 👇 trading212.com/pies/ltznn30Lw… 2,100+ people have already copied it. You can copy it with one click. Fund it with whatever you can afford. Follow along with me every month. In 12 months, we'll see exactly what £100/week can build. In 24 months, the compounding starts to get interesting. In 36 months? That's when passive income changes your life. This isn't get rich quick. This is Passive Income FOR CERTAIN. The question is: are you patient enough? RT if you're following along Drop a 👑 if you're copying the pie Comment your weekly amount below Let's build this together. Europeans, it's our time 🇬🇧🇪🇺 See you in the monthly updates 👑

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hey all - 20 followers shy of 10k. Can we hit that today? I'd appreciate sharing this with a friend if they are a UK/EU investor and on the same journey as us - freedom!

@2147mill Yes

If you would like to potentially copy my income portfolio, comment “yes” and I will DM you a link to my Trading212 pie for you to check out and copy. 👇🏽

Hi @EON_SE_en been a while. What’s the story and why’s it taken you so long to sort out the hit after supply in my neighbourhood? Cold showers for the children isn’t exactly desirable. Surely there should be partial reimbursement everytime this happens?

@theladtipster UCL

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