Jamie

1/2 ​Day 1 of new account... Current portfolio: £58,478 ​Down over £5,100 (-9%) this past month, but the eyes are firmly on the prize. The goal is a £1M+ tax-free ISA in 5-10 years, and I think £100k isn't too far away. ​Here is how a 35y/o UK investor got here... 👇 (1/2)

@LazaroInvestor Thank you! 🤝

@JamieFInvests Keep crushing it James!!

Thanks to everyone who has followed recently, 113 followers in just a few days! I set up this account on a whim (as I am already busy running other social media channels for my startup), however the growth in a few days has been fantastic. I genuinely could talk for days on end about the stock market and investments - so I love that I have found a community of like minded people. Looking forward to connecting with more like minded people and following your journeys!

@TheStockUp_ Thanks man 🤝

@JamieFInvests Let’s goooo

@anectdotey Tbh my price target on $NVDA is $250-300 minimum, this was at $236, so its a decent bit lower now my return. May not sell/ trim there but that’s when I start seriously considering it

@JamieFInvests i would trim now since you already over 100% on your money

Exactly 1 month ago we were flying.. $NVDA hit $236, $GOOGL crossed $400+. I really thought £70k+ was in sight… We’ll get back there, was nice for the short time it lasted 😅

@DerekDonkey1977 @FinTradesX My car is a Kamiq but the image is just a GIF so might be another model, maybe a Karoq? Didn’t want to post my actual car haha

@JamieFInvests @FinTradesX That is not a Kamiq

My best financial decision? NOT buying that Audi I desperately wanted. This saved me: £10,000+ on buying the car £1,100 per year on insurance £1,000 per year on petrol and car maintenance (at least) £200 per year on road tax £50 per year on MOT

Yeah solid plan, I assume you both live with family/parents now then? It sucks living with parents as you want independence but it’s such a powerful way to save/ invest. The longer you can delay the better as you can stack more in savings & investments Good thing with the UK (one of the few benefits 😂) is that you pay no capital gains on primary residence (for now). So at least it’s another tax free vehicle to build equity (albeit solicitors fees on sale and purchase are a killer!)

@JamieFInvests @ItsJamesHall And investing alongside and if 10 years down the line I’ve done substantially well I’d draw enough money out to buy another house (including already owned equity) to buy another property for cash no interest. Over long term would probably save me 50-100k on house payments

This is the cost of owning your own home if you don’t have the available capital to buy it outright. Purely financial it’s not the best use of your money. Personally, I’m willing to pay the cost in order to own a lovely home where I can raise my sons. It does help that I’ve previously locked in a low mortgage rate and have overpaid to avoid the interest costs. It’s either this, rent (and never own your own home) or live off your parents. Your choice.

Thanks mate, genuinely so impressed with the investing community, a lot of people in their 20s absolutely crushing it and seeing the value of being invested. I think it’s mostly my generation and above that are busy keeping up with the jones’, buying flashy cars etc rather than investing!

@JamieFInvests Love this mate. Even if you started late, you’re still earlier than most!

To all the young investors… you’re absolutely smashing it! 🔥 When I was in my early 20s, I was decent enough with money.. I saved and lived quite frugally, but I had absolutely no long-term plan. So fair play to the younger audience on here who already have the awareness to actively invest and build for tomorrow, rather than just letting cash sit or splurging it all today. You're giving yourself a massive head start that most people don't realize they need until much later. Also, a quick word of advice: don’t let the massive portfolios you see in this community intimidate you. I’m 35 (nearly 36) and only just built a decent sized portfolio last year. Everyone started at zero. With consistency, discipline, and time in the market, many of you will easily get there too. Keep compounding. 📈

To give some perspective from a homeowner, timing is also crucial. For example I bought my first house in 2016 whilst the market was quite suppressed. Easy to afford the deposit through savings + help to buy ISA bonus too! We sold in 2023 for about 35% more than we bought. Should have been 50%-60% more but for a survey finding roof issues (devaluing massively) Who knows what happens from here but the market might stall for a decade then boom. Feel like post Covid it’s dipped a little. If the market is hot at the time best to rent & invest. If the property market feels undervalued, might be a good time to get on ladder!

This is endless internal debate I have with myself. Move out rent, pay someone else’s mortgage, keep your lump sum and put it to another use like investing and pray for the unknown to turn out well, then buy house for cash with no interest. Or get on ladder, build equity, have security, get fucked on mortgage rates every 10-15 years because of incompetence of government, eventually own your home and it’s yours and you’re secure. It’s probably a different answer for people depending on what they earn, low income probably better off just getting on the ladder because if they’ve done well enough to save for a house they should get one and secure a roof over their head and put equity into their what is probably most valuable asset ever. Or higher earners probably toy with buying and investing or renting and investing. Situation dependant but I for the life of me don’t know what I’m gonna do lol.

@WealthInMotion_ Really close on the top 2 brother and good luck on portfolio and gym!

Goals for the week: 1. Hit 500 verified followers 2. Hit 1 million impressions 3. Gym 3x 4. Grow my portfolio

@HunterAllen4 Thanks man, dropped you a follow!

I found you. If anyone followed me that’s an actual account that posts daily let me know I’ll follow back x fam. 🤫 Also if you’re smaller and post great stock posts. Follow and subscribe. 1$ Everyone should be found on here. I give more shoutouts then anyone to those who engage daily LETS GOOOOOOOOOO

@brandon_Invests Thanks mate - really appreciated 🤝

@JamieFInvests Wow, unreal performance mate keep it running

Wow, what a day.. Just wanted to say a massive thank you to everyone who followed, liked, or replied today. I started this space to share transparently and talk markets, and the reception has been unreal. Much more to come this week. 📈 It turns out there are plenty of people out there who love discussing the stock market as much as I do. It's brilliant to see so many interesting portfolios and people setting themselves up for a better financial future. 🚀

Yeah and you are bang on about opportunity cost mate, the amount of money in MMFs and premium bonds are obscene. I used to have like £10K in premium bonds and barely won 😂 My grandparents (both 80+) also have a good chunk in premium bonds (£50k). And they go on about winning £25 here and there! I did a post before and they’d have £350-400K if they just put into S&P and let it ride. Unfortunately no one in our family had the knowledge to advise them (and back then I wasn’t as knowledgable)

@j1nv3st Nice mate - that’s basically the eqivalent to a years worth of returns if invested in money markets.. just shows the power of investing!

Good evening everyone. So this is how we tee up for the upcoming week, last week 7 days have gone surprisingly well, a hell of a roller coaster though, but this is what holding and not selling looks like. Who knows what’s in store but I’m predicting a green week in light of geopolitical news, broke my 17k barrier a couple weeks ago then got nuked so I really want to get there again, road to 20k has never been closer, 30k EOY. Stay safe out there everyone and good luck in the coming week. LFG - $JOSH

I am a homeowner too but I often debate was it the best move. We’ve been taught homeownership is something to aspire to, when in reality it has as many downsides as renting. When family say “you’ve done well, buying this house”.. I make a point of saying, I have done well doing what? Getting £200k+ in debt which will end up costing me close to half a million by the time it’s paid. Feels weird celebrating getting a mortgage. I would understand if I owned outright 😂

@JamieFInvests It often comes down to personal preferences which is the reason the debate always rumbles on…

@j1nv3st That’s always my point of reference, especially when I see people running in memory stocks etc. Even if I am up 20-30% per year that puts me miles ahead of MMFs! Good luck bro

@JamieFInvests You know what I didn’t even realise that, how insane. 16k in a bank for one year, £500. Gratitude is high right now . Cheers 🤌🏼

@sonak_13 Thanks mate, appreciate the support 🤝

@JamieFInvests way to go mate

@grandadmoney Really appreciate it mate! 🤝

@JamieFInvests Congrats 🥳

@thetweleve Thanks mate, really appreciate it! 🤝

@JamieFInvests Well done mate 🥂

@AboundWealth Thanks mate, really appreciate it!

@JamieFInvests Here’s another one👊🏻

@ZenoReport Will do bud!

@JamieFInvests Lets connect!!