TODEY
865 posts

TODEY
@JoinTODEY
💳 The intelligence platform for crypto spending, covering cards, stablecoins, neobanks, issuers, and the infrastructure behind them.

● OPEN WALLET STANDARD IS NOW LISTED ON TODEY The open-source specification that unifies how AI agents create, sign, and manage wallets across every chain ◾ Single encrypted vault on the user's machine, AES-256-GCM at rest ◾ One seed, eight chain families: EVM, Solana, Bitcoin, Cosmos, Tron, TON, Filecoin, XRP ◾ Policy engine enforcing spending limits and allowlists before any key is touched ◾ Zero key exposure: agents never see plaintext keys ◾ Agent-native access via MCP, CLI, SDK (Node.js, Python), and REST ◾ 15+ contributors including PayPal, Ripple, Circle, Ethereum Foundation, and Solana Foundation The wallet standard the agent economy was missing. MIT open-source, created by @MoonPay. Explore the spec → todey.xyz/ecosystem/open…


















Crypto card spending is the next big trend: Crypto card spending volume has surged +500% since September 2024, now running at $600 million per month. As a result, stablecoin-linked payment cards are now one of the fastest growing businesses on the blockchain, with 90% of transactions captured by Visa, $V. Visa's strategy has centered around partnering with emerging infrastructure providers which reduces reliance on traditional sponsor banks. The growth comes amid the launch of Jupiter Global which returns 4-10% cash back to crypto cards and has seen +660% MoM volume growth in April. Crypto card adoption is growing.






● IRON IS NOW LISTED ON TODEY Banking and payment APIs for stablecoin builders: virtual accounts, ramps, payouts, checkout, issuance, and KYC in one integration ◾ Named virtual accounts in USD, EUR, and GBP that settle in stablecoins ◾ Programmatic fiat-to-stablecoin and stablecoin-to-fiat conversion ◾ Global payouts from stablecoin to 30+ currencies ◾ Stablecoin checkout for merchants with fiat settlement ◾ White-label stablecoin issuance for platforms ◾ Hosted KYC/KYB onboarding or bring your own @iron stablecoin banking stack built for fintechs, neobanks, and PSPs, backed by MoonPay's 40+ global licences. Explore the stack → todey.xyz/ecosystem/iron/















