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My house was worth 1,818 Bitcoin when I bought it. It'll be worth about 2 Bitcoin in 5 years (or less).

NEW: Coinbase and Fannie Mae partner with Better Home & Finance to launch Bitcoin-backed mortgages for U.S. homebuyers. Borrowers can pledge Bitcoin or USD Coin as collateral for down payments, allowing them to keep their assets and avoid triggering taxable sales. The loans are structured as conforming mortgages backed by Fannie Mae, meaning they follow standard underwriting rules and carry the same protections as traditional home loans. The product targets everyday buyers locked out by down payment constraints. Better says 41% of U.S. families can’t purchase homes due to lack of liquid cash, despite holding savings in other assets. Rising interest rates and high home prices have tightened affordability. A buyer targeting a $400K home may struggle to source $40K in cash without selling assets and navigating tax and legal friction. Coinbase says the offering brings crypto into mainstream housing finance, calling it “as American as apple pie.”

In 2021, $300,000 in home equity could buy roughly 5 Bitcoin. Today, that same $300,000 buys about 4 BTC. Your home didn't lose value. Your equity just silently lost 20% of its Bitcoin purchasing power while it sat there doing nothing. Most homeowners have no idea.