Julie (Croak) Waddle

🎉 It's Here! Welcome to the New FNB Digital Banking Experience! Our upgraded Online Banking and Mobile Banking platform is now live! Here's what you'll need to know: ✅ Use your current username and password to log in ✅ You'll receive a one-time passcode to verify your identity 📱 Download/Update the NEW FNB Community Bank Mobile App Important reminders: • The old business mobile app will no longer work • Biometrics (Face ID/Fingerprint Login) must be re-enabled • Push notifications must be reset • Android users may need to clear their app cache Enjoy: ✨ One platform for personal and business banking ✨ Enhanced security ✨ Improved navigation 📞 Need help getting logged in? Call our team at 405-732-4571 or call your local branch as our Solution Center may experience longer than usual wait times. Need their number? Check here: fnbmwc.com/about/location… Welcome to a better banking experience!

Blessed to receive an offer from OU @JasonWitten @Coach_Mike_D @Josh_Scoop @PrepRedzoneOK @PArmstrongOU @CAHS_FOOTBALL20 @OU_Athletics @OU_Football @CoachBobStoops @CoachKPearson @HighKeeping

There are usually three ways people end up banking with us, depending on what’s going on in their life or financial journey: 💰️Opening or switching accounts Getting set up with checking, savings, or tools that make everyday banking easier. 💸Financing something important Buying a car, home, or investing in a business or property. 💎Looking for guidance and a long-term banking partner Planning ahead, growing their finances, or just wanting a bank that actually knows them. Most people land in one of these at some point. Which one sounds most like you right now?

Please join us in celebrating Dynette White, our Employee Volunteer of the Year! 👏   Dynette generously volunteered more than 25 hours this past year supporting community events and initiatives, all while continuing to excel as an outstanding project manager at FNB Community Bank. We are grateful for her servant heart, leadership, and the positive impact she makes both inside the bank and throughout our community. Thank you, Dynette, for representing FNB so well!

FNB Community Bank was proud to support the Junior Service League of Midwest City’s Annual Gala this past weekend. It was an evening celebrating service, leadership, and community impact. Pictured is Senior Vice President Julie Waddle and Commercial Banking Officer Sarah Graham, joined by several family members including sustaining members Lindsey Lancaster and Heather Croak. Julie and Heather are both past presidents of the Junior Service League. The organization holds a special place in our bank’s history, as it was helped founded by Linda Croak, wife of FNB Chairman Emeritus Robert Croak, whose legacy of philanthropy continues to inspire our community. Each year, the League presents the Linda Croak Service Award to an outstanding individual making a difference. This year’s recipient, Jennifer Blair of the Brendan McCarty Foundation, was honored for helping provide life-saving asthma equipment to students in schools. Congratulations to Jennifer and to the Junior Service League for another incredible evening dedicated to service.

Grab your derby hats because it’s almost time to Run for the Roses! 🐎🌹 Team FNB is ready to support the Rose State College Foundation on Friday, April 24th. Save the date and meet us there to help raise funds for student scholarships. Learn more on the Foundation’s website. rose.edu/about/alumni-f…

They say there’s a pot of gold at the end of the rainbow… but serving our customers is worth even more 🍀💚🌈 Happy St. Patrick’s Day from all of us at FNB!

Thinking about buying a home this spring? Now’s the perfect time to start preparing! 🌸  🏡 Check your credit score. A good score can help you secure a better mortgage rate.  🔎 Review your credit report and address any issues as soon as possible. 📄 Get pre-approved. This shows sellers you’re serious and helps you set a budget.  📋 Explore loan options. There are mortgage options to fit all kinds of needs. We can help! 💰 Save and plan for upfront costs, like the down payment, closing costs, and other expenses. Spring is a beautiful time to get ready to find your dream home! Reach out to our team to begin the process. 🌷

As Chair of the Midwest City Chamber this year, Shaina and I set a fun goal: 100 photos together in 2026. The Chamber is constantly out in the community, supporting events, businesses, and initiatives, and we realized how often we show up but forget to capture the moment.

🏡✨ Thinking about buying a home or refinancing? Your hometown bank is here to help! At FNB Community Bank, we offer a variety of home loan programs to fit your unique needs: including FHA, VA, Native American, USDA, and conventional options. Whether you’re a first-time buyer or ready for your next move, our local mortgage team is here to guide you every step of the way. 💬 Free pre-approvals 🤝 Local, experienced lenders 📍 Decisions made right here at home Connect with our mortgage expert, Shawn Reiswig, and let’s find the loan that works best for you! 👉 Learn more: fnbmwc.com/loans/home-loa…

Every time you shop small, you make a big difference. Local businesses are the heartbeat of our community. They sponsor youth sports, donate to fundraisers, and greet customers by name. This holiday season, consider how your dollars can help them thrive. When you spend $100 at a local business, roughly $68 stays in your community, compared to only $43 when shopping at a national chain. That local impact supports jobs, schools, and services that benefit everyone. Supporting small businesses doesn’t always mean spending more. Grab coffee at a local café instead of a big chain, buy unique gifts from a local boutique, or hire a local service provider for home projects. Even sharing their social media posts or leaving a positive review can help them reach new customers. As you shop this Small Business Saturday (Nov. 29) and throughout the season, use your FNB debit or credit card to support local merchants. It’s an easy way to give back and feel good doing it. Together, we can keep our community strong, connected, and thriving for generations to come.

Keeping tabs on your holiday shopping just got a whole lot easier. 🎁 Stay organized, track spending, and manage your money anywhere with FNB’s mobile app. 📱 From sending money with @zellepay to account transfers to card alerts, we help you stay cheerful and in control this season. 💙 Bank local. Bank with confidence. fnbmwc.com #FNBHolidayGuide #FNBCommunityBank #FNB #BankLocal #communitybank #banking

As we have for the past 82 years, FNB Community Bank stands prepared to help our US government employee or military service member customers affected by the Government Shutdown Furlough on a case by case basis. Please call or message us with your questions. 405-732-457 - John Croak, FNB President/CEO

You want to say yes. To the concert, the weekend trip, the group dinner that somehow always turns into an $80 night. But your budget? It’s telling you to slow down.  If you’ve ever felt stuck between being fun and being responsible, you’re not alone. Setting money boundaries doesn’t mean missing out. It just means being clear on what works for you. ✔️ Offer an alternative that costs less. ✔️ Set a limit before the night starts. ✔️ Say yes to the invite, but no to the extras. ✔️ Check in with your bank app before your plans (not after).  Being smart with your money is the move! 💸

Shoutout to my $DOGE people at the @CBAOK Stablecoin Summit in OKC! Brian Laverdure from @ICBA presenting on #Stablecoins for OK community banks.

ESPN said the video might be graphic, but I wasn’t expecting to see his literal foot hanging on by his sock

I have started receiving some help on social media graphics and it’s truly so fun to watch how other team members create engaging product graphics!

There’s a new coffee shop in Del City! Check out Beach Bunnies next time you’re near Sunnylane and I-40! #delcity #beachbunnies

When there’s free food at the Botox party 🤣🤣