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Too_Low_Terrain
591 posts


@tone_walkemdown @IAmLilRico Fucking hell. No wonder you animals fill up the jail cells.
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@IAmLilRico All you Niggas, who are siding with the nigga in the black glasses, saying that the dude who pushed him as corny y’all are goofy and dweebs if you would let somebody disrespect you to your face and not do nothing
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@Lalo_manca @HerbalistChief Your politicians are simply distractions from who your real enemies are.
Your boarders were drawn by hands and faces you don’t know for a purpose you don’t understand yet.
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@worm_grey88 @B1TuckerCarlson Bullshit. Lots of Mexican restaurants and sometimes Indian restaurants in white neighborhoods.
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@B1TuckerCarlson The US government makes it virtually impossible for non-white businesses in white communities to prevent the transfer to wealth leaving white people. However, black communities will be flooded with Asian takeouts and other businesses owed and operated by non-black people.
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@SamsonQption @JesseASweeney @OmarHamami94834 @Dolphin4735 @ImMeme0 @CMategra1 @Walmart You can have all the IQ you want. All I care about is the fact that I make more money than you, own more assets than you and live a better life than you. Keep seething.
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you think all white people are inbred hillbillies, but you’re just mad and jealous that the average white person has 100 IQ and the average black has a 60 IQ basically borderline mentally retarded. You niggers will always be jealous of our beauty, culture, and our IQ.
Look at Rome 2000 years ago and look at Africa today. You niggers had the same exact amount of time to build a civilization as “dem raycis ass wypepo”
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Muslim immigrant Walmart employees started harassing an American shopper who was simply recording her own shopping trip.
One cursed at her, and the other made a cut-throat gesture across her neck, threatening her not to post the video.
All while wearing the official “Happy to Help” vests.
This is what unchecked “diversity” looks like in your local store.
These two need to be fired because they don’t belong in jobs serving the American public with this kind of third-world behavior.
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@hxxntrr Trade my exciting life in Miami to live with Cobra Charmers in Bali? Hard pass hombre!
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You can take a quarter million dollars from American banks, move to Bali, and live like a king for 3 years on $4,000 a month while the banks send you angry letters to an address you don't live at anymore
And the craziest part? Not a single thing about this is a criminal offense
$250K liquidated from 0% business credit cards through Melio and Plastiq into your business checking account. Processing fees: about $7,125 at 2.85%. Now you have $242,875 in cash sitting in your bank
Average cost of living in Bali for a baller lifestyle (private villa, scooter, eating out every meal, coworking space, weekend trips to other islands): $3,500 to $4,500/month. Call it $4,000
$242,875 / $4,000 = 60 months. 5 years of living in paradise on bank money
"They'll come after you"
Here's what they can actually do:
They can call you. Your US phone number is cancelled. You have a local Indonesian SIM card. Good luck
They can mail you. To the US address on file. You moved 9,000 miles away. The letters pile up in a mailbox nobody checks
They can report to credit bureaus. Yes. Your US credit score gets destroyed. But you're living in a country where nobody checks a FICO score. Indonesian landlords don't pull Equifax. The villa owner wants cash
They can sue you. In a US court. For a civil judgment on unsecured credit card debt. If you don't show up (because you're in Bali), they get a default judgment. That judgment lets them garnish US wages (you have none) and levy US bank accounts (you moved your money to a Wise or Mercury account that you access internationally)
They cannot have you arrested. Not paying a credit card is not a crime. It's a civil debt. There is no international arrest warrant for credit card default. Interpol does not care about your Chase Ink bill. The US embassy in Bali does not care. Nobody cares
After 7 years from the date of first delinquency, every account falls off your credit report automatically per the FCRA. You come back to the US with a clean file. Rebuild your score in 90 days with the authorized user strategy. Stack another round of business credit. The banks have no memory. Their systems only look back 7 years
"But the personal guarantee"
Business credit cards with a personal guarantee make you personally liable for the debt. That means they can pursue you personally in civil court. But the judgment is still civil. Still not criminal. And enforcement of a US civil judgment in Indonesia is... let's just say it's not something that happens. Indonesia does not have a treaty with the United States for enforcement of civil money judgments. The collector would have to re-litigate the entire case in Indonesian court. For a $250K credit card bill. They will never do this
Here's what people are actually doing:
The digital nomads who figured this out aren't even running from debt. They're running profitable online businesses from Bali while the 0% promo runs out, cycling to new cards remotely (you can apply for US business credit cards with a US address and US SSN from anywhere on earth), and paying off the old cards with business revenue. The ones who can't make the business work just... don't pay. And life goes on
A guy I know moved to Lisbon in 2023 with $180K in 0% business credit. Lived on $3,800/month for 18 months while building a marketing agency. Agency hit $22K/month by month 14. Paid every card off from revenue. Never missed the US once. Still lives in Lisbon. Still uses the same credit cards. Still at 0% on his current cycle
He didn't need to default. But he had the option. And knowing the option existed let him take the risk. The mental math changes completely when you understand that the worst case scenario for $250K in credit card debt is "my credit score sucks for a few years and I settle for pennies"
People mortgage their lives around a number on a credit report. They stay in jobs they hate. They live in cities they can't afford. They say no to opportunities because "what if I can't make the payment." Meanwhile the bank that issued the card has already priced your default into their quarterly earnings. They don't care if you pay. They've already hedged it
The bank made a bet. They bet you'd carry a balance and pay 24% interest for a decade. You took their money and moved to Bali. One of you is going to lose that bet
Am I telling you to flee the country with $250K? No. I'm telling you the actual legal consequences of credit card default, which are dramatically less severe than what most Americans have been led to believe. And I'm telling you that understanding those consequences changes how you evaluate risk, opportunity, and what you're willing to do with a 12-month window of free capital
every financial decision you've ever made was based on a fear that doesn't match the legal reality. that fear is profitable for banks. it's expensive for you
do with this information what you will
(we get 700+ score business owners $100K-$250K in 0% business funding. where you take the money is your business. link in bio)
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Why are you building a residential house at 28? What will you be doing at 48? Do we really have financial advisors for these young people! You believe this nonsense that it is a shame to rent? Or some other nonsense that renting is expensive? Sit down with a proper financial advisor leave street talk on the street.
Rent anywhere you want and invest your savings. You will build when you are 45! If you build at 28 you with either break that house in 20 years or you will not even want to look at it.
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@JesseASweeney @OmarHamami94834 @Dolphin4735 @ImMeme0 @CMategra1 @Walmart Where did you hear that? Eavesdropping on your two grandfathers fucking?
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@KKskeptic @OmarHamami94834 @Dolphin4735 @ImMeme0 @CMategra1 @Walmart That is a very specific imaginary scenario you cooked up… they say “write what you know.” I guess that comes from your home life.
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@JesseASweeney @mindful_potato @ImMeme0 @CMategra1 @Walmart She just did and there’s nothing the American woman can do about it.
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@mindful_potato @ImMeme0 @CMategra1 @Walmart Management can ASK her to stop or leave, an employee of Walmart can’t tell her she has to delete her video, cuss at her, nor threaten to chop off her head. Psycho.
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@JesseASweeney @OmarHamami94834 @Dolphin4735 @ImMeme0 @CMategra1 @Walmart Do you kiss your sister with that vile mouth you inbred hillbilly.
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@OmarHamami94834 @Dolphin4735 @ImMeme0 @CMategra1 @Walmart Ask all they want, cussing at customers and threatening to behead them doesn’t fly in America. Mohammed was a sicko pervert warlord.
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@RyanLucas_LA Come playoffs, LeBron would be the only one available.
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Now THIS moves me.....
Wizards receive
- #2 overall pick
- Lauri Markkanen
- Jarred Vanderbilt
- Dalton Knecht
- Lakers 2030 unprotected 1st
- Lakers 2032 unprotected 1st
Jazz receive:
- #1 overall pick
- Lakers #25 overall pick
- Lakers remove protections on 2027 1st already owed to Utah
- Trae Young
- Jake LaRavia
Lakers receive:
- Anthony Davis
- Ace Bailey
- 2 Utah 2027 2nds
- 2 Washington 2026 2nds
This trade CAN be done, but it requires Ayton opting out. Smart opts IN.
Reaves resigns for 30 mil a season
Lebron resigns for 18 mil
Rui resigns for 11 mil a season
Luke resigns for 7 mil a season
Luka Doncic - Marcus Smart - Bronny James
Austin Reaves - Luke Kennard
Ace Bailey - Adou Thiero
Lebron James - Rui Hachimura
Anthony Davis
+ two players you select with Wizards 2nds in draft. You'd then have space for 3 minimums or 2 minimums and one slightly above minimum, all while being under 2nd apron still.

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@BonafidePSC @tariqnasheed What should move your vote is a facelift and a noon appointment on theCut.
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@tariqnasheed Dafuk!? I'm so glad I delineated from this buffoonery; The Party of Performative Pandering.! I'm done; tangibles and reparations moves my vote.!
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@KShowtimee I love my white people …. We have totally flipped the script in 2026….. every day now I see a white boy beating up a Black Boy for running his mouth or out doing him and anything
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@VladTheAdvisor @teshai00 @MKUltraNegro @DanteHendo4188 @stoolpresidente He’s alive you cousin fucker. Looks like you are the only one here who’s low IQ.
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🚨CHUD THE BUILDER TRIED TO INTIMIDATE A BLACK POLICE OFFICER AND A BARSTOOL EMPLOYEE IN NASHVILLE BY CALLING THEM NI*****
THIS TYPE OF CONTENT IS POINTLESS
@stoolpresidente
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