Chris Riley

A wildfire burning in the Everglades near the Broward/Miami-Dade County line has grown to 4,800 acres and remains 0% contained as it approaches US-27. 🎥: @FLStormChasers_

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Well, here goes nothing. Building mine this morning thanks to a $2,333 annual chargeback. (thanks for the prompt @levelsio) Reason: Fraudulent. (10.4) Proof (18 pages, incl 1 main summary): User added 3 sites, added 4 team members, added 3 integrations, logged in 49 times in 54 days (Google Auth), generated articles and images for each site, published them through Cuppa into Wordpress, I have the IP address at login and initial checkouts (match), I have site WHOIS info, I have cryptographic info... I just have an overwhelming amount of evidence that this is bullshit* Stripe win chance: Low (1 out of 5) @stripe, why do you already take that money already? Can't you at the very minimum help owners out here - even just a little - and wait for the dispute to even clear or for me to even respond before taking this money? *There is just something very wrong that this has just become the norm. Why?

🏆 For the first time in a decade on @Stripe I've started winning disputes with my vibe coded dispute responder I used to ignore disputes so I almost always lost them, now I've started winning, this one is the first big dispute for $1,199 USD! Whenever a dispute comes in, my site gets a webhook notice from Stripe, it then starts collecting evidence and generates a PDF with entire user's details, when they signed up, and most importantly what they did in the app In this case the user used the app for months, generated thousands of photos then tried to get the money back from their bank The evidence has to be REALLY detailed, and REALLY good, which is why it's perfect to vibe code it, you can get quite detailed with different types of users and activity on your app, and put that all in the PDF I'm shocked because I again I never would win disputes before People in US especially abuse the [ chargeback ] or [ dispute ] en masse, unlike the rest of the world, it's easily built into their banking app next to every transaction, so it's one tap to get free stuff. And why not? You get free stuff! It's destructive for business owners like me on many levels, if I get over 1% disputes on my account, I risk getting shutdown permanently by Stripe, Visa and MasterCard, like permanently for life, not just my business but on my personal name too, it's ruthless Disputes are also super expensive for business owners: you don't just pay back the amount they disputed, for every dispute you pay $30, which you only get back if you win! But with AI we can now create our own tools to fight back against dispute abuse and finally win! 🎉