Rohit Taneja

Happy to share that our team at Neowise (part of @DecentroTech) has delivered India’s first full-stack debt recovery ecosystem— in partnership with leading NBFCs. This milestone is redefining what’s possible for lenders across the country. #Debt #Collections

Bernstein just wrote an open letter to India's Prime Minister — and it is asking some hard questions. (23rd April India Strategy note) 👇 1/ The employment question is existential, not cyclical - India's 10–15 million strong IT/BPO workforce — the backbone of the aspirational middle class — is directly in Gen AI's crosshairs. Manufacturing can't absorb the slack at current trajectory. The real question: does the next growth leg create engineers and product builders, or mostly drivers and delivery staff? 2/ Agriculture is stuck in a 1970s policy loop 42–45% of the workforce. 15–16% of GDP. - Below 1-hectare average holdings. Monsoon-dependent farming. Loan waivers instead of reform. The farm laws rollback made things harder, not less necessary. Rs 3–4 trillion in annual input subsidies need to shift toward post-procurement income transfers — and cold storage/logistics investment is not optional anymore. 3/ India risks becoming a permanent AI consumer, not a creator - Data centers are not a strategy. India doesn't own a single frontier AI model. If Indian data keeps training US and Chinese models while domestic capability goes unbuilt, the IT services sector hollows out with nothing to replace it. Bernstein's ask: fund domestic foundation models, build compute capacity, and push global AI companies to list in India — sharing value with the public. 4/ Manufacturing ambition keeps outrunning manufacturing depth - PLI created momentum, but the share of manufacturing in GDP is still stuck at 16–17%. Even in EVs, battery cells — 30–40% of cost — are largely imported from China. The pattern of late entry into industries after global supply chains are already formed needs to break. The next bet must be placed before the race is lost — automation, robotics, advanced materials, AI-integrated manufacturing. 5/ Cash transfer schemes are quietly crowding out capex - Women-only cash transfers across a dozen-plus states now total Rs 1.7–2.5 trillion annually — roughly 0.5% of GDP — and rising. In some states, these schemes absorb 2–3% of GSDP, squeezing infrastructure budgets. Bernstein isn't saying scrap them — targeted support has a role. But election-synchronised, unconditional, permanent transfers risk locking India into a low-productivity equilibrium where taxes fund today's consumption instead of tomorrow's capabilities. 6/ R&D spend of 0.6–0.7% of GDP is not a serious number for a country with semiconductor ambitions Merit-diluting reservation policies are hollowing out research institutions. Without fixing the talent pipeline and funding base, aspirations in AI, deep tech and semiconductors remain exactly that — aspirations. Bernstein's closing line: "India does not lack capital, talent, or ambition. What it requires now is a sharper willingness to take difficult decisions early, rather than defer them. The window to act is still open, but it is narrowing." #nifty #india #stockmarket #investing -------------------------------- Informational only. Not investment advice. Investments subject to market risk. | GoIndia Advisors LLP | SEBI Registered Research Analyst | Reg. No. INH000020040 | SEBI (RA) Regulations, 2014. For Serious Investors → goindiastocks.com Follow us for more insights.

While we never want to be complacent about it, docking with the @Space_Station has become routine

The only unbreakable moat is a founder who literally cannot imagine doing anything else. Competitors can copy your features and VCs can fund your rivals, but they can't replicate the stubborn refusal to let a specific future die.

Never stop selling

Once in a while, blow your own god damn mind! #life #experiences

@teslayoda I am the WiFi

3% fuel hike in India. Here's the INDIA VS WORLD comparison.

“My children didn’t choose to be born. I chose to have children. They owe me nothing. I owe them everything.” Elon Musk

"No one knows anything" gets proven time and again. And even more so in venture!

Quick observations from WeWork Blr: - The standing desk is always taken. By someone sitting. - A quick sync is 2 people in a room and 1 person on gmeet who lives in Whitefield and has refused to travel. - At 7:30pm they lock away all the cutlery. Someone, at some point, stole a spoon. We don't talk about it. WeWork didn't sell you office space. It sold you the feeling of not working alone from your 1BHK in Koramangala. And got you to pay for it. Happily.

@TheAliceSmith The problem is that after they “eat the rich”, they will starve

The best partnerships don't just connect two companies. They open doors for everyone building along with them. That's what excites me most about our upcoming launch & partnership with @Unlimit_com. When two players, each with something real and established to bring, decide to connect their ecosystems — the people who benefit most are the builders. The fintechs. The businesses. The ones who've been waiting for seamless payments infrastructure that just works. @Dencentrotech brings the rails that power India's fintech stack. Unlimit brings genuine global reach. Together, our customers will soon accept PIX in Brazil, SEPA Instant in Europe, leading e-wallets across APAC — without stitching together third-party providers, without long banking integrations and without the fragmentation that's quietly slowed businesses down for years. Cross-border expansion stops being a project. It becomes a capability, and we will be announcing more on our plans soon. This is the kind of partnership worth being proud of - financialit.net/news/payments/…. #Fintech #India #Infrastructure #Payments #Global #Future

Fortunately, they were right. When you surround yourself with high achieving individuals, you have no option but to catch up.

Major life cheat code: Don’t romanticize potential. Measure yourself by what you consistently do, not by what you believe you could do one day.

actually

We've partnered with @DecentroTech, India's leading fintech enabler, to give Indian businesses one operating layer for global expansion. Decentro's partners now plug directly into Unlimit's payment network, accepting PIX in Brazil, SEPA Instant in Europe, and dominant e-wallets across APAC, all without the cost of multiple local entities or a patchwork of providers. Cross-border commerce stops being a logistical challenge. It starts being a matter of code. Read the full press release here: unlimit.com/blog/press-rel…

@Unlimit_com and @DecentroTech Partner to Bridge Global Payment Landscapes for Indian Businesses, integrating Unlimit’s universal operating layer to simplify international scaling for Indian fintechs. ⠀ Read More: financialit.net/news/payments/… ⠀ #FinancialIT #Unlimit #Decentro

The best founders I know move at a speed that looks impossible to normal people. They compress 1 months in 3 days. They ship 3 different ideas in a week. Test 3 growth channels in one day. Wake up the next morning and make 20 new videos with different hooks. following up relentlessly Operate 24/7, always talking to users and answering questions Do hundreds of calls in a day. Find and Schedule 200 investor meetings back-to-back for weeks. Decide with 30% of the information and iterate/pivot while everyone else is still polishing their logo. They are constantly in motion. Most startups don’t die from bad ideas. They die from waiting too long. Speed creates momentum. Momentum creates luck. Luck creates opportunity. When in doubt, move faster.

Few hundred years ago, every great mind was a polymath. - Isaac Newton: mathematician, physicist, astronomer, philosopher, author, chemist, theologian - Michelangelo: painter, architect, sculptor, poet, engineer, anatomist - Leonardo da Vinci: painter, writer, architect, inventor, geologist, mathematician, mechanic, physicist Then came the 'one-expertise' age: spend years grinding one narrow domain until you’re any good. AI will end that. Hopefully. I can’t wait to be a founder who’s also a director, mechanic, gardener, poet, and painter, all without sacrificing depth. The Renaissance is reloading.