Md Salman Ashrafi

@INDmoneyApp #americanpaglu

We watch American shows. Wear American brands. Follow American companies. But rarely invest in them. Why?

Higher Education, Higher Unemployment? India’s unemployment data reveals a surprising pattern. Graduates face a 13% unemployment rate, nearly 4× the national average of 3.2%. The jump happens right after school: Unemployment rises from 1.9% for secondary school graduates to 8.6% for diploma holders, and peaks at 13% for graduates. This highlights a growing mismatch in the labour market. India is producing more degree holders, but job creation and industry demand aren’t keeping pace. Meanwhile, those with lower education often take informal or lower-paying work quickly, keeping their unemployment rates lower. The result is what many economists call an “education paradox” where higher qualifications don’t always translate into faster employment.

Working More, Earning Less India’s working hours are among the highest, but weekly earnings remain the lowest even after adjusting for purchasing power (PPP). PPP = PPP adjusts wages to show what your salary can actually buy in each country. This gap highlights why productivity, skills, and job quality matter more than just the number of hours worked. Long hours don’t always mean better pay.

Scoop: Stockbroking and investment platform Dhan buys back ESOP worth Rs 50 Cr => The liquidity program will benefit around 180 employees => As per sources, employees are estimated to have received average payouts of Rs 25–35 lakh. => This comes after Dhan's $120 Mn Series B

@upadhyay_harsh1 Which one can be next in 2025?

India records all-time high of 18 startup IPOs in 2025 Startup IPOs in last 5 years 👇 ◾2025: 18 ◾2024: 13 ◾2023: 6 ◾2022: 6 ◾2021: 10 => Consumer internet, fintech, SaaS, and EV startups together raised around Rs 41,000 crore from the public market during the year.

Just in: PhysicsWallah Q2 FY26 results Year-on-year ◾️Revenue: Rs 1,051.24 Cr [26.3% ⬆️] ◾️Net profit: Rs 69.7 Cr [70%⬆️] Q1 FY26 ◾️Revenue: Rs 847.09 Cr ◾️Net loss: Rs 127 Cr

Virat Kohli to sell One8 to Abhishek Ganguly-led Agilitas Sports entrackr.com/news/virat-koh…

Soon after the advisory, SEBI chairman Tuhin Kanta Pandey clarified that the regulator does not plan to introduce any regulatory framework for digital gold at present, as the product does not fall under its purview. Via @entrackr entrackr.com/news/upi-digit…

The drop in transaction value also comes against the backdrop of a recent caution issued by SEBI. Last month, the market regulator warned investors that digital gold products are unregulated and do not fall under SEBI oversight.

UPI digital gold volumes rise in November but values fall 47% Digital gold transactions via UPI ◾Nov: 123.42 Mn, Rs 1,215.36 Cr ◾Oct: 115.95 Mn, Rs 2,290.36 Cr ◾Sep: 103.19 Mn, Rs 1,410.18 Cr Oct coincided with festive season when gold purchases usually pick up nationwide.

UPI digital gold volumes rise in November but values fall 47% entrackr.com/news/upi-digit…

Indian startup weekly roundup 🚀18 startups 💰$270 Mn+ total funding 🌱 13 early stage deals 🤝 1 M&A 🧑‍💻 2 key hirings 💲4 fund launch

#FINTRACKR: Phi Commerce reports Rs 100 Cr revenue in FY25, cuts losses by 45% ◾Phi Commerce is a digital payments company offering omnichannel solutions across both acquiring and issuance. ✍️ @manchanda_mukul entrackr.com/fintrackr/phi-…

Wakefit secures Rs 580 Cr from anchor investors ✍️ @manchanda_mukul entrackr.com/news/wakefit-s…

Bowlers like Prasidh Krishna help out-of-form batsmen regain their flow. Figures: 2 overs, 27 runs (3 sixes and 1 four). South Africa: 60 in 11 overs. (After 25 in 8 overs) What’s wrong with our coach and selection committee?

AceVector’s existing shareholders, including SoftBank, Nexus and Foxconn will divest part of their stakes through the OFS. Read more @entrackr entrackr.com/news/acevector…

Just in: AceVector files updated DRHP with SEBI for its IPO => The parent company of Snapdeal, Unicommerce, which also operates Shipway, Convertway and Stellaro Brands, plans to raise up to Rs 300 Cr through a fresh issue and OFS of up to 6.38 Cr equity shares. => The firm’s co-founders Kunal Bahl and Rohit Bansal, who own 34.63% directly and through related entities, will not sell any shares in the IPO.

AceVector files UDRHP to raise Rs 300 Cr in fresh issue; reports positive free cash flow in H1 FY26 ✍️ @priyans_x entrackr.com/news/acevector…

Chiratae Ventures launches Sonic DeepTech program entrackr.com/snippets/chira…