Maclear

Before investing through lending platforms, it’s important to understand where the returns actually come from and how the whole process works. Not all platforms operate the same way, which is why research and transparency matter. Platforms like @Maclear_ch can be an interesting example to explore if you want to better understand how this niche works. 📚

EU needs €750–800 billion/year just to catch up with US & China. Europeans save 15–20% of income (vs Americans’ 4%), yet US household wealth grew ~3x faster. Why? A third of European assets (€11.5T) sit in cash & deposits going nowhere. In the US — only 10%. One euro in deposits since 2015 barely beat inflation. The same euro in US stocks ≈ doubled. Culture or broken system? Sweden proved: simple tax-friendly investing accounts changed the game. Most of Europe still hasn’t. Worth reading 👇 @maclear_p2p/europeans-save-better-than-anyone-in-the-world-but-get-poorer-faster-than-americans-why-4e0673026ded?postPublishedType=initial" target="_blank" rel="nofollow noopener">medium.com/@maclear_p2p/e…

Most people who read about investing still don’t invest. They’re not even close to starting The problem is, knowing a lot doesn’t push you towards your goals, especially financial ones. Money is one of those topics people rarely talk about openly. Still a taboo, in many ways. This very mindset affects one’s starting point. People think that they are not smart enough, not earning enough, not disciplined enough. But you don’t need to be the smartest in the room to get started 💡 Read the full piece and follow Maclear on Linkedln. We cover topics that matter for investors and those just getting started - linkedin.com/feed/update/ur…

👨‍💻Our course platform just got a major upgrade. New: progress tracking, cleaner UI, wallet integration, built-in support, and multilingual content in 9 languages — translated images and videos already live. The first crypto course is fully updated. Advanced course dropping soon. All Maclear & 8lends courses are free. Try it out →courses.maclear.ch/dashboard

The more you invest - in crypto, stocks, anything - the more you realize it’s all connected to real businesses. And what I see right now: 99% of companies in Germany are small and medium businesses. Many of them can’t get funding from banks. And when that happens, it affects the whole economy. That’s why platforms like @Maclear_ch are growing - creating new ways to connect businesses and investors.

Most people think investing means picking the right opportunity. But real investing is about building a system — not making one big bet. In crowdlending, you spread capital across multiple businesses: different timelines, different risk levels, different sectors. That's how a balanced portfolio is built. #crowdlending #investing #p2p

€85,000,000 total funded €85M total funded to SMEs across Europe and beyond €22M repaid in total to investors who support these growing businesses and help them scale With every milestone, we’re getting closer to the next major one — €100 million, which is already underway. Today, we celebrate the progress and say thank you for your support, trust and recommendations of our platform. Your feedback is what helps us build Maclear in a better way. The further, the greater ⚡️ Sincerely, Maclear team

Maclear has crossed €80M in total funding - €80,8M+ total funded to SMEs across Europe and beyond - €20,4M+ repaid in total to investors supporting these growing businesses We have 5 open projects to offer you this week and 2 more in Compliance review — subscribe to project news right on the platform. We're also working on making the platform better for you: - Dashboard Stories have been updated — check what's new in your account - FAQ is getting a redesign to make joining Maclear even smoother Thank you for staying with Maclear. Sincerely, The Maclear team

Still chasing high-risk returns in 2026? The smartest money already moved. Fixed income. Predictable cash flow. Clear rules. We break it all down — including where P2P lending goes next. 👇 youtube.com/watch?v=qHGK4X… #P2PLending #Investing2026 #FixedIncome

Most finance books recycle the same ideas. These 8 actually change behaviour: • Losses hit 2× harder than gains feel good • Long track records aren’t safety nets • We secretly answer easy questions instead of hard ones Pick the lesson you wish came 5–10 years sooner. Read them all → facebook.com/share/p/1DPyyX…

📍New week — new milestone €73,2M+ total funded to SMEs across Europe and beyond €17,1M+ repaid in total to investors supporting these growing businesses We’re just setting the tone for the week ahead with a new milestone and even greater news: more investment opportunities are coming — available both in the Open and Compliance Process tabs. Stay tuned!

📍January 2026 in numbers Maclear: a strong start to the year Investor engagement remained high, with 2,200+ active participants driving €7.3M in investments across diverse projects — primarily in the Services sector. €2.04M was returned to investors, supporting liquidity and reinvestment opportunities. Dive into the full January report to explore the platform’s progress and trends. - maclear.ch/blog/maclear-i…

€69+ million reached Starting this week, we’re celebrating a major milestone: over 34,000 investors have now supported SMEs all across Europe, providing €69,3M+ in total funding. Together, we're building a more connected financial landscape for Europe. Thank you for being part of this journey. Here's to the next milestone!

Maclear Investor Update 2025 — a full year review Dear community, 2025 has definitely marked a turning point for Maclear. Throughout the year, our platform entered a new phase of rapid expansion: ⚡️ The investor community grew significantly ⚡️ The flow of projects became continuous and steady ⚡️ Capital deployment accelerated, becoming more efficient across multiple countries and sectors Most notably, an increasing number of investors opted to reinvest, demonstrating strong confidence in Maclear’s long-term vision. ⚡️ To see all the progress and changes, we’ve prepared a comprehensive report summarizing the 2025 results and comparing them with 2024. The report details Maclear’s evolution, explains changes in the portfolio structure, and explores what these developments mean for investors moving forward with us. maclear.ch/blog/maclear-i…

Merriest Christmas! Throughout this festive season, we want to celebrate you on behalf of the entire Maclear team. It’s been another year of building P2P lending across the European landscape together, and we’re truly grateful for your trust and continued partnership. We wish you all the very best. 🌟 May your investment strategies thrive, your portfolios grow with confidence, and the year ahead bring clarity, resilience, and well-earned returns. As always, we’ll be there for you every step of the way.

Maclear in numbers | November edition With €6,364,331 invested in projects last month, we’ve released our November platform statistics — a full overview of key performance metrics, project activity, and investor returns. Check out the full report on the Maclear platform: maclear.ch/blog/maclear-i…