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PJ
17.4K posts

PJ
@NotTheFakePJ
Retired sports handicapper. Mortgage Guy. 0DTE. 5 net 4. Ad-In. Iowa State Alumn #cyclONEnation
Katılım Şubat 2011
504 Takip Edilen473 Takipçiler
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Iowa State star Joshua Jefferson will not play today against Kentucky, source told @TheFieldOf68.
Huge loss for the Cyclones.
Look for Nate Heise to get more minutes today.
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@IainMacBets Ya man, 90% roster turnover every year in college and load management with no rivalries in the NBA is definitely just as good as 2005.
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@GoodmanHoops Self had a great run but he’s different last couple years, seems detached from the new era.
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@tribester93 @kraigbowers34 Why the hell would they do that? It’s a lose-lose situation for Purdue and a win/win for Akron.
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@BoilersInStands @BraggsInStands @GBraggsJr23 @joejacksonCBB @kraigbowers34 Let me know when you play AT Kent State or AT Akron. I’ll hold my breath.
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@JoshdotO @bostonbdevils Either you two didn’t read the article or you’re just clueless. This isn’t about NIL payments to players, which Duke is indeed near the top of.
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The top 10 men's basketball teams who spent the most in 2025:
1️⃣ Indiana, $32M
2️⃣ Tennessee, $23.1M
3️⃣ Arizona, $22.6M
4️⃣ Texas, $22.4M
5️⃣ UConn, $21.5M
6️⃣ Arkansas, $21.2M
7️⃣ Michigan State, $21M
8️⃣ Kentucky, $20.7M
9️⃣ Auburn, $20.5M
🔟 Louisville, $19.8M
(via @MattBrownEP)

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@bobbyshmurpha @djvlad Bingo. He’s completely leaving out something any freshman Econ student knows, opportunity cost.
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@djvlad Now do the same equation. But do it for the 220k house in 2026 as opposed to the 133k house in in 2016
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Here's a way better way to buy a house than getting a bank mortgage.
Instead of putting a big down payment, take that money and invest it in great stocks for 10 years.
During that time, rent a place to stay. For anyone who thinks you're throwing money away by renting, keep in mind that almost the entire mortgage payment you pay during that time is going to the bank's interest, not the principal.
Your rent will probably be less than your mortgage payment + property tax + repairs. So use that extra money to buy more stocks.
After 10 years, take a loan out against your stock portfolio and buy your house in cash. You will now own the house outright and have the deed - unlike getting a mortgage, where the bank holds the deed.
Your loan rate will be WAY lower than a mortgage rate because it's secured by your stock portfolio. Also, you don't have to pay back the loan on a monthly schedule. You can pay it back at your own pace, or don't pay it back and let the interest accrue on the loan. You never have to worry about the bank taking your house if you miss a few mortgage payments like a bank loan.
After it's all done, you own a house outright with a loan to yourself, and you never sold your stock portfolio, which keeps appreciating.
BTW, that's exactly what I did.
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@ilovehoops0 Guy had a kilo of weed in a college apartment and this dumbass thinks it was for personal use. Cant argue with stupid
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@_NickKelly @aldotcom A lot of ppl that smoke casually will buy more than enough at one time to refrain from repeatedly buying small amounts everyday. Thats all this is, that boy Biz ain’t moving no dope he just like to get high off tree like almost every college kid, or ppl in general 😂
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New: Police say they found 964 grams of marijuana, which is about 2.1 pounds, in the residence of Alabama basketball star Aden Holloway, per documents obtained by @aldotcom.
He told them he "only smokes."
al.com/alabamabasketb…
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National sports media will genuinely look at you like this when you tell them you would rather watch a 26-6 mid-major than a 17-16 SEC team in a postseason tournament

Awful Announcing@awfulannouncing
The NIT is officially a mid-major tournament dlvr.it/TRWnV5
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Loan Officers: I'm working on a loan that's giving me a little brain strain, but I thought I would share the findings.
FHA - AUS will approve at 6 months' reserves, BUT only if the reserves come from the borrower's assets. When I shift the gift to their own funds, approved. When I label it as a gift, refer.
I never knew AUS would tell the difference between borrowers' own funds or not, but clearly it does!
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