Olaonipekun BSc, MSc, PhD in-view 👐
54.6K posts
Olaonipekun BSc, MSc, PhD in-view 👐
@OfficialSamkayz
Software Engineer | Chelsea l Idanre Born | Lover of God | The owner is a lover of Tech & Vibes 😉 @pay_petal
London, England Katılım Eylül 2011
5.8K Takip Edilen7.3K Takipçiler
@Akintola_steve You can not do without consistently and security in fintech as they both work hand in hand. If your product is secure and not consistent, wahala go dey and vice versa. You dont want to build an app that will display A while what you have is B. Speed is an added advantage
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You’re designing an API for a fintech product.
What matters more:
A. Speed
B. Consistency
C. Security
You can only pick one, then back it up with reasons
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My first language is php and later move to JBase and Python now Java 🤣
Sam Ivere@hsprafrique
Everyone’s First Programming Language was C++ right? 🤔
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@OlawumiSiji @Akintola_steve Make I flaunt my degrees baami. E no easy 🤣
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@OfficialSamkayz @Akintola_steve Chief, once you say PhD, we already know that you have Bsc & Msc. No need putting those anymore sir.
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A platform uses IDs like 1001, 1002, 1003.
Question:
What risk does this create?
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@Omolarablaq The information the gentleman put out there is valid and fact. However, he doesn't know there's a way to mitigate it
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These fictional stories no con too much like this?
Akintola Steve@Akintola_steve
A Nigerian fintech founder raised $2M, built a slick app, onboarded 40,000 users. Then CBN, NDPC, and FCCPC came knocking at the same time. He had no licence. no DPO. no KYC tier structure. no breach policy. The company didn’t survive 2024. Here’s every rule you must know before you build:
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Na why london boys no too dey dey outside. It’s even cheaper in places like Costco. Buy one or two and dey your house dey enjoy.
OurFaveOnlineDoc 🇬🇧 🇳🇬@OurFavOnlineDoc
I will share more prices for you people to see. Ciroc, Martel and Henessy are all barely £40. Yet in Nigeria, someone will be selling it for 250,000/300,000 Naira or more inside club. I have attached the drinks and the prices. These are all cheap drinks walahi 😂 Even the almighty Azul is barely £160. What is going on in Nigeria is scam and exploitation by criminals who are selling fake and overpriced drinks rebranded as “luxury”. You will be buying cheap liquor and be feeling yourself 😂 😂 😂 may God save my people.
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@Akintola_steve There's nothing you can do about the messages, though. Where the actual account security is, is to rate limit the login, and after some number of failed login attempts, lock the account.
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An e-commerce site says:
“Email already exists” during signup.
Question:
What did it just expose?
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@officialhighdan You are Yoruba, and you are here online talking down on your tribe. You people are the reason other tribe come at Yoruba and talking trash at the entire Yoruba race.
Oju gbami ti fun yin 😪
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@OfficialSamkayz I am a Yoruba guy and I said mostly which means not all. There are few clean ones but I must say my mind and opinion. Do you can go ahead and drop yours instead of coming here to sound like you don’t have your own opinion about others .
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I hate to play all this tribalism card with you guys, but most of you are just f**l
The Yoruba you guys demonize is the same Yoruba that made you guys.
Yoruba, are this, Yoruba Is that yet vast majority of you guys made it in that same Yoruba.
Aye yin shey run bayi?
CHIEF HIGHDAN@officialhighdan
@Adhekunbi @esam_baba1 Says who, no state beat most of the northern states. Yoruba girls are lousy, mostly dirty, lazy and entitled. Hausa > Yoruba> Igbo.
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Women who ask for money for frivolous things are not wife material.
If you have a woman asking for money to invest in her business, invest in learning, and other career development skills, that's the wife.
Ginger@Gboye_Rave
Bro poverty can make you think a woman who asks for money is not wife material .
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What was your first programming language?
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@ahmedhalimah02 @ceraliza The vendor will appreciate it sha because he just contributes 200k to hustler life
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@ceraliza The man is not financially wise. So he prefers to lose 200k instead and paying 4k, cut his losses and completely block the girl from his life
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A customer ordered clothings worth over 200k for his babe and when the delivery rider got there she refused to pay for delivery (4k) so the man said we should take back the clothes and not to worry about refunds.
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One of the greatest things i did for myself was stop Alcohol. At least water doesn't have fake.
The government needs to do better when it comes to all these.
Sheni Coker@sheni_coker
Fake Hennessy, fake Azul, fake milk, fake Kelloggs, fake perfume, fake Nivea, etc. So what exactly is original in Nigeria. We’re just consuming counterfeit products.
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The day I bought a VSOP whiskey for ~$100 at the Airport was when i stopped bothering about many things in this country.
Same drink costs millions in the club here
OurFaveOnlineDoc 🇬🇧 🇳🇬@OurFavOnlineDoc
Nigeria really thrives on hype and scam. This popular Don Julio drink is a very cheap liquor of £135 only. Yes, you heard me right: Very cheap liquor. Yet once it enters Nigeria, it becomes gold and everybody bows to worship it. From real estate to restaurants to clubs, What is called “luxury” in Nigeria, is nothing but scam and exploitation.
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One of my bro went to Nigeria for a party, baba bought all the Hennessy, Martel and Redlabel and travel with it to Nigeria.
Aside from the fact Nigeria own is too expensive, the fake drinks sold everywhere in Nigeria are alarming.
OurFaveOnlineDoc 🇬🇧 🇳🇬@OurFavOnlineDoc
Nigeria really thrives on hype and scam. This popular Don Julio drink is a very cheap liquor of £135 only. Yes, you heard me right: Very cheap liquor. Yet once it enters Nigeria, it becomes gold and everybody bows to worship it. From real estate to restaurants to clubs, What is called “luxury” in Nigeria, is nothing but scam and exploitation.
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@TosinOlugbenga Exactly what I said here.
x.com/i/status/20441…
Olaonipekun BSc, MSc, PhD in-view 👐@OfficialSamkayz
You are right, but one can mitigate some of it by just partnering with financial institutions who hold the licence. Once you don't hold customer money, you can mitigate some of the CBN rules. Most fintech in Nigeria don't have all these licences.
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I understand your perspective around licensing and all.
But most times, as a startup you don’t necessarily need all those licenses to operate your fintech startup.
All you need to do is partner or use the services of big fintechs that hold those licenses.
No small startup has the financial capacity to meet most of those requirements.
Even here in the UK, few startups has the FCA license, many partner with companies that has the license, you can always see it at the footer of the landing pages.
Akintola Steve@Akintola_steve
A Nigerian fintech founder raised $2M, built a slick app, onboarded 40,000 users. Then CBN, NDPC, and FCCPC came knocking at the same time. He had no licence. no DPO. no KYC tier structure. no breach policy. The company didn’t survive 2024. Here’s every rule you must know before you build:
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@OfficialSamkayz I was just waiting for someone to say it.
The way the post went, it felt so large and creates fear.
You can do what you want to do, just partner with banks and payments processors that already have that liscence. That's all.
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You are right, but one can mitigate some of it by just partnering with financial institutions who hold the licence.
Once you don't hold customer money, you can mitigate some of the CBN rules.
Most fintech in Nigeria don't have all these licences.
Akintola Steve@Akintola_steve
A Nigerian fintech founder raised $2M, built a slick app, onboarded 40,000 users. Then CBN, NDPC, and FCCPC came knocking at the same time. He had no licence. no DPO. no KYC tier structure. no breach policy. The company didn’t survive 2024. Here’s every rule you must know before you build:
English
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