Bolaji Olatinwo@olasb24
How ₦1,450,000 of my hard-earned money disappeared from my Kuda account @joinkuda @kudahelp_ng and nobody is helping.
I am a recent graduate of the University of Ibadan.
An AgroPreneur.
Recognized as one of the most outstanding student AgroPreneurs in 2024 by NAAS South-West.
I built my businesses legitimately; selling men’s fashion items, sneakers, and supplying day-old chicks across Nigeria.
I don’t smoke.
I don’t drink.
I don’t do fraud.
I hustle. Legitimately.
On April 13, 2025, I received an email from Kuda Bank stating that a lien had been placed on my account due to a “fraudulent inflow.”
Fraudulent?
I was shocked.
The money in question ₦2,450,000 came from a transaction on Bybit (a crypto trading platform where I had saved and sold assets) but met #1,450,000 in my Kuda @kudahelp_ng @joinkuda
The buyers paid me.
I had receipts.
I had transaction evidence.
I released my assets only after confirming payment.
Yet my account was frozen.
When I contacted Kuda @joinkuda , I was told there was a court order linked to something called “Pyramid Bank” , a name I have NEVER heard of in my life.
It’s Nigeria, you people will say snake swallows money! How did money get from the bank in the first place?!
The payments I received were from Moniepoint accounts. I was only a second beneficiary.
Still, my money was locked.
I was told to get a lawyer.
The first lawyer asked for a percentage of the ₦1.45M immediately, money I did not even have access to.
At that time, I had just resumed my final year in school.
I had already lost my father after secondary school.
I lost my mother in 300 level.
I had no parents to run to.
Only myself and my brothers.
So I focused on graduating.
Then one day, during my semester exams, I checked my account.
The ₦1,450,000 was gone.
Not on hold.
Not pending.
Gone.
No transaction history.
No reversal trail.
Just gone.
I contacted Kuda again.@kudahelp_ng @kudabusiness
They said receipts were not enough.
They said I should get a court order.
How does a victim get a court order to recover his own legitimate earnings?
Another lawyer later told me quietly:
“Forget the money. Many people are in court already. No progress.”
So this is Nigeria?
Where criminals walk free…
But innocent youths lose their hard-earned money?
Where a young entrepreneur can trade legitimately, provide evidence, and still be punished?
I reported to the Central Bank of Nigeria on October 5, 2025.
No response.
I have:
– All receipts
– All emails
– The alleged court order copy
– Evidence of Bybit transaction
– Payment confirmations
I am not asking for sympathy.
I am asking for justice.
₦1,450,000 is not small money.
It represents sweat.
Late nights.
Legitimate hustle.
Nigeria should protect its honest youths ,not exhaust them.
I am calling on:
Kuda Bank @kudahelp_ng @kudabusiness @joinkuda
Central Bank of Nigeria @cenbank
Federal Competition and Consumer Protection Commission @fccpcnigeria
@SaharaReporters @PremiumTimesng
Please investigate this.
Return my money.
Let Nigeria be a country where the innocent do not suffer for crimes they did not commit.
If you believe in fairness, please retweet, please retweet, please retweet 🙏🙏🙏
