Omsitelta
13.6K posts

Omsitelta
@Omsitelta
Humor o barbarie. Laissez faire et laissez passer. 🔴⚪🔴

In 1977, after Citi spent $50 million to install ATMs in a bunch of its branches, people thought the idea that ATMs would replace bank tellers was absurd. Lines in Citi branches were longer, as customers avoided the new machines queued up to talk to a human. They were wrong. Between 1980 and 2000, the number of ATMs installed in U.S. bank branches exploded and usage soared, as consumers realized how convenient they are for routine tasks. Market observers changed their minds and predicted the imminent death of the bank teller as a profession. They were wrong. By 2010, economists had started to notice that the number of bank tellers had actually risen over prior three decades. Their explanation was that ATMs were a complementary technology that freed up tellers to focus on higher-value relationship banking tasks and that bank tellers would be safe. They were wrong. Since 2010, the total number of bank tellers in the U.S. has fallen off a cliff. Market observers now explain the growth of the bank teller profession between 1980 and 2010 as a function of deregulation (interstate banking, specifically) which drove a massive increase in the total number of branches in the U.S. (even though each branch could get by with fewer tellers thanks to ATMs). These observers expect that smartphones, which ushered in a completely different competitive paradigm in financial services in the 2010s and 2020s, will eventually lead to the death of the bank teller as a profession. Maybe! Or, as has happened repeatedly in this story, maybe they're wrong! In 2024, JPMorgan Chase — a company that fully understands the potential of ATMs and mobile banking and that, I promise you, is not soft-hearted when it comes to the topic of automation and job destruction — embarked on a plan to open more than 500 new branches, renovate 1,700 existing branches, and hire 3,500 employees to work in them. I share this story because, at a time when everyone is rightly worried about the impact that AI will have on the job market, it's important to remember that old William Goldman line (which @DKThomp recently introduced into the AI/jobs debate): Nobody knows anything.

Tan sólo en Mendoza (Argentina) el PSoe ha nacionalizado a «más de 150.000» nuevos votantes mediante la llamada ley de memoria democrática. En total «más de 1,7 millones» de nuevos votantes latinoamericanos, algunos con menos de un 13% de ascendencia española, más sus descendientes. El gran fraude electoral de Sánchez y el PSoe.






Podemos pide un tope a las hipotecas variables ante la subida del euríbor por la guerra en Irán eldiario.es/politica/ultim…

Con marcar un gol estaba hecho, pero claro...hace falta que tus delanteros no sean cojos.






Nómina recibida. Coste empresa: 3880,47€ Sueldo percibido: 2210,26€ Un día más teniendo 25 años en España

El Congreso deroga la deducción del 15% en el IRPF para coches eléctricos en 2026 dozz.es/rcipw2

Estos son los usos que se le dan a la renta per cápita por grupo de edad. Si excluimos el pago de impuestos y se incluye el consumo público (sanidad, educación, otras prestaciones en especie...) los 65-79 años son aquellos con mayor renta per cápita.











