ideas have people

Client walks in. 68 years old. $2.8M net worth. House is paid off. Worth $950K. She's living on $38K a year from Social Security. Tell me how that makes sense. She brings coupons to restaurants. Buys the cheapest everything. "I'm not taking money from my retirement accounts. I need that for emergencies." What emergency costs $2.8M? You're denying yourself basic comforts at 68. You haven't visited your grandkids in Phoenix in 2 years. Your emergency fund has an emergency fund. She fought me for 8 months. "My parents taught me never to touch principal." Your parents also retired with a pension and died at 74. We finally got her to take distributions last year. $120K annually from her portfolio. Still only a 4.3% withdrawal rate. Now she's flying to Phoenix quarterly. Took her grandkids to Disney. And stopped agonizing over every $12 purchase. She spent 3 years being miserable with $2.8M in the bank. You don't get a prize for dying with the most money.

A society that burns neighbourhoods and calls for the defunding of the police for the guy on the left and largely ignores the public butchering of the woman on the right is one that is drowning in the infinity pool of Suicidal Empathy.

The Left lectured us for the last decade about the dangers of violence from the Right From the assassination attempts of President Trump To Brian Thompson, the United Healthcare CEO, being murdered Now to Charlie Kirk The danger was actually on the Left