Anil Poste

Feeder fund - thefynprint.com/feeder-funds-t… Other live trackers- World market returns - thefynprint.com/world-index-tr… GIFT outbound funds - thefynprint.com/gift-city-outb…

Indian investors: ‘Let’s diversify globally.’ RBI limit: ‘Absolutely not.’ 💀 To make things easier, we built a live feeder fund tracker that shows which funds are open, restricted, or paused for fresh investments. Link in comments @thefynprint

@sagar842 @thefynprint @ActusDei Hi Sagarwal, here’s the link. - thefynprint.com/assistance-flo…

@thefynprint @ActusDei Home

Your home loan may be costing you more than it needs to. Not because of the interest rate. But because of where your money is sitting. Many borrowers pay 8–9% on home loans while keeping lakhs in savings accounts and FDs that earn just 3–6% annual returns. Overdraft (OD) home loan structures, such as SBI MaxGain and ICICI Money Saver, were designed to close that gap. The catch? Most banks rarely explain how these products actually work, despite the potential interest savings and liquidity benefits. We broke down how borrowers are using OD loans, where they work well, and the mistakes to avoid ↓ Read the full article (link in caption) Story by: @VedantVichare99 If you’re evaluating a home loan or planning one soon, book a 1:1 consultation with our experts for personalised home loan assistance and guidance. Comment “HOME” and we’ll share the link with you.

@Pavan73420039 @thefynprint @ActusDei Hi Pavan, here’s the link - thefynprint.com/assistance-flo…

@thefynprint @ActusDei Home

@marcusTh_23 @thefynprint I see

@thefynprint Nasdaq-100. USD denomination made it an unfair fight for everyone else.

Over the 10-year period from 2014 to 2024, which of the following major world indices delivered the highest USD-denominated total returns?

@devdeep_d @ActusDei Hi Devdeep - the exp ratios mentioned are correct, check factsheet here - motilaloswalmf.com/2b00e15e-872e-…

@ActusDei Hey Neil, are the direct expense ratios in the graphic correct? For example- Motilal Oswal Arbitrage Fund direct growth has Expense Ratio of 0.57 as opposed to 0.10 mentioned in the graphic. What am i missing?

Take a look at arbitrage fund expense ratios! 1% charge on a 6% return kind of product. Meaning you are giving away approx 16% to your bank/MFD and you don't even know it! It is absolutely insane! thefynprint.com/a4mtgeVyE

@ActusDei ACWI - 6 NASDAQ - 2 EM - 2

You have ₹10L to invest outside India today. Where does it go?

@datta_arvind Probably @PosteAnil meant, that is the actual yield investor got for the price 1 year ago. It can’t be considered as an yeild for today’s maket price

@WealthierTalks @datta_arvind Yes right, that’s what I meant, Thank you for writing this😅

The yields of all the InvITs are incorrect....

@Survey235 @ActusDei CAGR includes total returns (distribution + price appreciation)

@ActusDei @PosteAnil @ActusDei returns are wrong

A nice deep dive by @PosteAnil into InVITs & key metrics to look at while investing in them. The interest component of distributions is not tax efficient unfortunately. Holding them through mutual fund may work better. thefynprint.com/wRpdfZfRP

@jhakaasjungli @ActusDei Total returns yes

@ActusDei @PosteAnil Are you considering return of capital in your calculation of yields or only income and dividends ? Thanks !

@leading_nowhere @neilmunot @ActusDei Happy to share the calculation sheet, my DM is open :)

@PosteAnil @neilmunot @ActusDei More issues: if you're taking 1 year for the price performance, Indigrid is mostly less than 20% in absolute terms. What is the sense of CAGR for a 1 year period and how is it 28%.

All yields are incorrect. Indigrid - 16.1/165 = ~10% PG - 12/90 = 13.33% IRB - 7.5/60 = 12.5% Cube - 13/146 = ~9% Also please clarify for your investors benefit- dpu yield vs HTM IRR @ActusDei @leading_nowhere @PosteAnil Source - exchange filings for TRAILING 4 distributions.

@leading_nowhere @neilmunot @ActusDei CAGR includes distribution + price appreciation

@neilmunot @ActusDei @leading_nowhere @neilmunot We’ve calculated yield using the price from a year ago, i.e., assuming you invested then. So the yield reflects what you would have earned over the past year on that cost.

@neilmunot @ActusDei @leading_nowhere Hi Neil, can you share the source link? @neilmunot

@leading_nowhere @neilmunot @ActusDei Yes, We’ve calculated yield using the price from a year ago, i.e., assuming you invested then. So the yield reflects what you would have earned over the past year on that cost.

@PosteAnil @neilmunot @ActusDei Your 11.4% Indigrid exactly matches a denominator of 141 - this is probably the issue with all calculations (for yield).

@DrNitinBalwani @ActusDei Checking

@PosteAnil @ActusDei Which is precisely i am talking about. Unless yield is calculated based on prices when payouts came, in which case it seems right. But yield is usually calculated on current prices , not on previous prices

@amitgupta0310 @ActusDei Yes Amit, CAGR is total return

@ActusDei @PosteAnil CAGR returns too are not the correct way. I think it's taken the total return.

@leading_nowhere @neilmunot @ActusDei Thanks for sharing, we had taken the values from exchange, values look the same, re checking with calculation

@PosteAnil @neilmunot @ActusDei Here is IRB - irbinvit.co.in/wp-content/upl… - you will need to add Q3.

@amitgupta0310 @ActusDei Hi Amit, we haven’t use AI for any of figures as source, could you highlight what looks wrong to you here?

@ActusDei @PosteAnil There are so many errors in this data. Pls check and correct. Blind use of AI can't be an excuse.