Practical Wealth

@MoneyJrod Effective, humble, and honest way of life

This is my community: Thinks 9-5s are ok Priorities family Maxes out Roth IRAs Doesn’t think 401ks are scams Enjoys paid off cars Simple index fund investors Coffee enjoyers Spends money on passions Lifts weights Knows health is wealth Gives 10%

@neppy Freedom

Bet you can’t name anything better than money.

@tysen Have to start somewhere

mfs who keep tweeting with 1 like fear nothing.

secure.money.com/lp/savings-acc… A great resource for selecting a high yield savings account. Credit to @GabeBult

Although there is so much uncertainty and pressure in our lives let us not get to the point where you do not feel the thrill of this life. Live with vitality, energy, and excitement.

@brockpierson Let’s connect!

I am blowing all super small accounts Reply if you're under 5k and I will boost you 🚀

Fixing your habit of overspending while you make $60k will make you financially elite when you start to earn $160k

I recently heard it is smart to live one raise behind your current one. This is a clever mindset to live below your means and to not upgrade your lifestyle too fast and aggressively.

@NoLimitGains What are the best ETFs for the inevitable data center boom?

Cool

@AIInvestorHQ What are the best ETFs for the inevitable data center boom?

If you don’t have a 401k or an IRA, you won’t be retiring.

What ETFs are best for the inevitable data center boom that is happening in the world?

@ohheyitstmas I just set up a reoccuring daily buy into $VOO

What are you buying today?

Living below your means is one of the easiest paths to wealth. Do this simply by investing your money first and then using the rest for needs and wants. On my budget sheet, the first items are investing/saving, so I prioritize those first before moving on to the rest.

@TheMattViera Majority of teachers make under $80k. It’s unfortunate because most deserve to be paid more! However the teacher is the clear choice in this scenario

Who’s really winning? The attorney who makes ~$250k, works 60+ hours/week, and: Drives a ~$90k SUV Rarely takes vacations Rents a luxury apartment Or the teacher who makes ~$100k, works 40 hours/week, and: Drives a paid-off SUV Spends summers traveling Owns a modest home

@ant_trading1 Love it. That’ll be valuable one day. One strategy I’ve used when buying bigger purchases is whatever the cost of the purchase was I invest the same dollar amount in $VTI Makes me rethink some purchases but also increases my investments when I do purchase

@PracticalW3alth yep! whenever my gf makes an $AMZN purchase she sends me $10 to buy some $AMZN stock

Girlfriend ordered new things for the apartment so another $10 to $AMZN She forgot…I had to remind her

@goooonnney Consumer debt. Avoid it at all costs!

what's the biggest wealth killer?

Benjamin Franklin, after hearing a townsman did not have a 3-6 month emergency fund in a high-yield savings account

@NotA_Bull Really cool way to look at it

Investing isn’t that hard. Buy companies you use. Woke up, checked my $AAPL watch, and made a meal in my $WHR. Worked on $GOOGL, ordered from $TGT, and got $NKE gear. Drove my $TSLA while streaming $SPOT, then ended on $NFLX. Now imagining owning that portfolio: $AAPL, $WHR, $GOOGL, $TGT, $NKE, $TSLA, $SPOT, $NFLX.

Building an emergency fund is taking charge now so life doesn't take control later. No stress when hardships come.

One of my top financial priorities right now is building a 6-month emergency fund in my SoFi highyield savings account. Once I reach this goal, it will be an incredible psychological win for my finances.