HAL 2023
1.6K posts


I Have Apologized, And I Have Retracted Statements. I Have Made Assumptions That Are Incorrect. I Acknowledge Everything That I Have Said. Can We Just Wake Up Tomorrow & Let Ric Flair Be Ric Flair. I Am 77 With A Heart Condition And Nothing Is Ever Guaranteed. Let’s Just All Be At Peace! If You Look At Social Media, People Love To Attack Every Celebrity Online Without Using Their Real Name. I’m Ric Flair. Take Me For Who I Am. The People Who Know Me Know How Hard I’ve Worked My Entire Life To Achieve My Level Of Success. That Is Not Up For Debate. Thank You For Everything! Please Let Me Wake Up Tomorrow And Have My Social Media Screen Be Only Positives. I’m Always Going To Be A Cowboy! WOOOOO!

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@ryanlightbourn You spent a whole week and 500 bucks to come up with that?
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@RealEmirHan The way he’s just trashing all those painting things on the skyscraper. Creating a serious safety issue and possible osha violation
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I'm doing some back of the envelope math on buying vs renting.
Say you buy a $1M house with 20% down at about 6% mortgage rate and plan to stay there for five years.
Your principal paydown in the first five years is about $57,000, but you've paid about $230,000 in interest.
You've also paid roughly $100,000 in property taxes, insurance, and maintenance.
Say the house appreciated 2.5% every year — so when you sell it's worth about $1.13 million.
Your all-in costs to sell are about 7.5% — brokerage commissions, transfer taxes, attorney fees, title insurance, and the inevitable post-inspection negotiation. On a $1.13M sale that's about $85K in fees.
So you net about $1.046M. You still owe $743K on the mortgage. You walk away with about $303K in cash — your $200K down payment back, your $57K in principal, and about $46K in net profit from appreciation.
Your non-recoverable costs — interest, property tax, insurance, maintenance — were about $330K over five years, or about $5,500/month. That's your effective rent.
But you "made" $46K selling, or about $770/month — so your effective rent was about $4,700/month.
Not bad, but you tied up $200K for five years to get there. And if appreciation was 1.5% instead of 2.5%, that net gain basically disappears and you're paying $5,400+/month in effective rent.
And this assumes there's appreciation at all — and that something doesn't go wrong with your house that needs a major remodel or repair.
On a five-year horizon at 6% rates, you need everything to go right on appreciation just to make ownership competitive with renting.
The transaction costs eat most of your upside.
What am I missing? Anything?
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> you buy an Echo for $29.99
> you put it in your bedroom. your kid's room.
> "Alexa, play music"
> Amazon hires thousands of people to listen to your recordings
> they hear families. arguments. children alone in their rooms.
> your voice makes advertisers pay 30x more than your browsing history
> Amazon's ad business: $46.9 billion
> the FTC fines them $25 million. that's 4 hours of ad revenue.
> in 2025, Amazon removes the only setting that kept your voice off their servers
> you didn't buy a speaker. you bought a microphone.
Sharbel@sharbel
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-7 for Deegan's phantom try,+7 for Anderson's legit try. That's 29-27. Then you add in the 7 we were denied at the end by O'Brien's 'turnover', that's 29-34 - and that's before we get to the 12 Leinster scored during our 2 joke sin bins. The stats tell the real story. #LEIvSCA

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@DonnybrookHum Did the Glasgow guy not do the exact same thing when carded in the 77th minute after you were hocekeyed today?
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The Burly Brawl in The Matrix Reloaded (2003) where Keanu Reeves’s Neo is surrounded by dozens of Agent Smiths and just keeps fighting as they multiply. One of the wildest fight setups ever filmed.
cinesthetic.@TheCinesthetic
What is the greatest fight scene of all time?
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@SecKennedy @RobertKennedyJr Man take 6 of those plates off and do that properly.
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The Matrix Resurrections (2021) works best when you see it as Lana Wachowski poking at her own creation. The film openly questions reboots, nostalgia, and corporate sequels, then proceeds to remix its own mythology on purpose.
cinesthetic.@TheCinesthetic
What is a parody that was done so well that most people to this day don't realize it was a parody?
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#RugbyScoop |
ITALY COMPLETELY ROBBED!
There’s no way this is not a try. Hollie Davidson should overrule the TMO here based on the evidence of physics. The assistant referee is also in a good position to make the call.
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Joey Carbery's UBB career looks over after he did his ACL
catourneovale@catourneovale
Yannick Bru : "On a perdu Joey Carbery pendant la semaine, rupture du ligament croisé du genou." Il n’a sûrement pas apporté tout ce qu’on espérait mais ca reste très très triste de voir la saison de Joey Carbery et son aventure avec l’UBB se terminer ainsi 😟 #UBB
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For those unaware, SpaceX has already shifted focus to building a self-growing city on the Moon, as we can potentially achieve that in less than 10 years, whereas Mars would take 20+ years.
The mission of SpaceX remains the same: extend consciousness and life as we know it to the stars.
It is only possible to travel to Mars when the planets align every 26 months (six month trip time), whereas we can launch to the Moon every 10 days (2 day trip time). This means we can iterate much faster to complete a Moon city than a Mars city.
That said, SpaceX will also strive to build a Mars city and begin doing so in about 5 to 7 years, but the overriding priority is securing the future of civilization and the Moon is faster.
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