VT - RDX

The Fantastic 4️⃣ I’m carrying into 2026 💳✨ ⚫ Axis ATLAS ⚪ Amex Platinum Travel 🟡 HDFC Regalia Gold ⚫ HSBC TravelOne Miles, hotels, milestones — all bases covered 🛫🏨

✈️Buying Foreign currency in India : For Dummies 💫 1️⃣Options available: You can buy Forex from RBI-authorised banks like Indusforex etc, Full-Fledged Money Changers (FFMCs), or online forex platforms like bookmyforex, Thomas Cook, ExTravelMoney, Unimoni. 2️⃣Form: A Forex Prepaid Card is generally recommended over carrying large amounts of cash. It offers better security and convenience 3️⃣Limit (LRS): The maximum outward remittance is USD $2,50,000 (or equivalent) per financial year per person under the Liberalised Remittance Scheme (LRS) 4️⃣Cash Limit: You can only buy foreign currency notes/coins up to USD $3,000 (or equivalent). The rest must be on a Forex Card or Traveller's Cheques 5️⃣ Payment: Cash payment for Forex is allowed only up to ₹50,000. For amounts above this, use NEFT/RTGS/Cheque/Debit Card 6️⃣Timing: You can purchase forex up to 60 days before your date of travel 7️⃣Documents: Always keep your Passport, PAN card, confirmed Air Ticket, and relevant Visa (if applicable) handy, as they are mandatory I had experience with Bookmyforex and Thomas Cook . 🔑 Conclusion and Recommendation ✅ For the Best Value (Lower Cost): BookMyForex often wins because its online-first, marketplace model drives down the exchange rate mark-up, giving you more foreign currency for your Indian Rupees. 🤝 For Trust & Accessibility (In-Person): Thomas Cook offers the reliability of a decades-old, established brand and a wide network of physical offices if you prefer face-to-face interaction or need to collect currency in person. My suggestion is to check the live rate on both platforms for your specific currency and amount, including any card fees, before making a decision Coming to the mode of Payment 1️⃣ Bookmyforex is blocked by many banks like Axis , idfc etc due to its sensitive nature. MCC is favourable and earn base points on all cards. Cards issued by foreign banks like hsbc , SC works like charm. 🚫Amex is not supported 2️⃣ Thomas Cook has online and limited offline presence but offer convenience of home delivery or pick up . U can pay while ordering online , enter krisflyer number to earn additional SQ miles . All payment modes are supported including Amex . MCC is of travel agent and earn base rewards/miles 🏆 Go to option 🥁Best rates are always from the local vendors . Generally they don't accept credit cards ,but if you want to take bulk forex cash at best rates , go with them for sure 🎉If you want limited cash , go with online or bank options 🤘Keep cash as backup and take atleast 2 credit cards on different networks travelling abroad 🔁RT and follow for more content