Randy Rogers

@end3of6days9 It’s fine until one of them gets a serious illness or injury. At a minimum you need catastrophic coverage.

💊 This woman just canceled both her and her son’s health insurance — and she’s standing firm even though everyone around her thinks she’s crazy. The new plan would’ve cost her almost $1,000 a month with a huge deductible, so she dropped it completely. Now she’s using GoodRx for her prescriptions (dropped from $50 a month to just $8 for three meds) and asking her doctors for the straight cash/self-pay price — which turned out to be way lower than she expected. It’s such a wild eye-opener about how broken the insurance system has gotten for a lot of families. Would you ever consider dropping your health insurance and going the self-pay/GoodRx route, or does that feel too risky to you? I think it could be a real money saver.

@MiniRetireMatt It depends on what you care about and enjoy and what you do with your money. The Attorney may love what he does. Or the attorney could live off of $125K per year, invest the the ress and retire at 50 while the teacher has to keep working till he’s 65. One isn’t right or wrong.

The teacher making $125k per year, with 3 months of PTO, and 35 hour work weeks Is better off than... The attorney making $250k per year, with 1-2 weeks of PTO, and 60+ hour work weeks It's not even close

I usually agree with John Stossel but not sure with this one. National Flood insurance has a cap of $250K for single family residences for the structure and $100K for contents. So if someone has a $5M home that gets flooded the most they can get through that program is $350K. Anything beyond that requires private flood insurance which isn’t funded by the government.

Government insures beach houses! That’s just reckless. As I reported years ago, it encourages idiots like me to do foolish things-- like build homes near rivers and oceans. Finally, one senator, @RandPaul, wants to limit this handout:

@manly_mentor He sold a whole bunch of Tesla stock in order to buy Twitter. And that year he had the largest individual tax bill in US history.

This is why it’s impossible to tax billionaires ‼️

@brina1983 @CollinRugg No. He’s speaking candidly about how politics works which you almost never hear from other politicians. He’s being genuine rather than pretending to be something he’s not. That is one of the main characteristics that has enabled his political success.

@CollinRugg So it’s embarrassing to be in a garbage truck and to deliver McDonalds that’s what I got out of this! It was embarrassing and beneath him to do these things and he only did it for elections not because he cares about people who do these things!

NEW: President Trump says the McDonald’s DoorDash delivery to the White House was a “little tacky” but is necessary to win election landslides. “I mean, to be honest, it was a little tacky...” “I mean, we do these things in politics. They're a little embarrassing. They're a little tiny embarrassing, but we do 'em and you win by landslides.”

@manly_mentor I saw the blue book before anything else.

This video will change your life ‼️

The vast majority of Americans have healthcare. Roughly 8% of Americans don’t have coverage today. Of that total roughly half are eligible Medicaid, or subsidized Marketplace plans but don’t have coverage because they have not applied for it. Another chunk of people with no coverage could purchase health insurance but chose not to do so. All in all, out of the approximately 26M Americans without health insurance only a few million of them are realistically not able to get coverage, and those folks are mostly limited to low income individuals living in one of the 10 states that did not adopt Medicaid expansion.

@RandyHRogers @norhloudspeaker @maddenifico Everyone should have.

Mexico is passing the US. Only Americans are dumb enough to be conned into believing the US cannot afford universal healthcare. Thanks to a decree signed by President Claudia Sheinbaum on April 7, Mexico is implementing universal healthcare, beginning January 1, 2027.

Here is the difference. If the Vatican had an actual military and there was no threat of retaliation, the Vatican would never launch a preemptive attack on Mecca simply because it is the Holy City of Islam. But on the flip side, if the Iranian regime knew there was no threat of retaliation, they would absolutely try to destroy Rome.

BREAKING: Speaking to reporters aboard the papal plane to Algeria on Monday, Pope Leo XIV said: “I think that the people who read will be able to draw their own conclusions: I am not a politician, I have no intention of entering into a debate with him. Rather, let us always seek peace and put an end to wars. I am not afraid of the Trump administration. I speak about the Gospel, I am not a politician. I do not think the message of the Gospel should be abused in the way some people are doing. I will continue to speak out loudly against war, to try to promote peace, multilateral dialogue between states in order to seek the right solution to problems. The message of the Church is the message of the Gospel, blessed are the peacemakers; I do not see my role as that of a politician, I do not want to enter into a debate with him. Too many people are suffering in the world.”

@proud_native_am Anyone born in the United States is a Native American.

The Natives were here first. They should be teaching these kids the real history. NATIVE PRIDE

@Manosz @norhloudspeaker @maddenifico Poor people in the U.S. have healthcare. It’s called Medicaid.

@norhloudspeaker @maddenifico Bullshit. Yes there are differences, but poor people can have healthcare and do not die like animals if they can’t pay.

It depends. The max anyone should borrow for school is the 1st year starting salary for the career in question. If she has direct in-roads to a starting job as an associate in a major law firm where starting pay is around $200K then she’s probably ok. If not then she has over borrowed since the starting salary for attorneys in smaller firms is more like $120K and for those that go into government jobs or private practice it’s around $80K.

@fizzandpits @WallStreetApes She dreams of becoming a lawyer. That’s great. Can she afford $200,000 to become a lawyer? Obviously not. If her dream was to own a Porsche 911GT3 and she took out a $200,000 loan would that not be a bad move as well? Would you feel sorry for her?

American has $197,000 in student loans The interest rate is 5.12%, which means she is accruing about $10,086 of interest every single year on her student loans That’s $840 a month just in interest just to break even without paying anything on the loan “It feels so crushing” Student loans in America are predatory. Americans cannot pay these back and they’ll be trapped in debt forever

@WallStreetApes Does she have a job (other than posting YouTube videos)? She should be making payments on the loans while she’s in school. Even if she paid only $400/mo, it would have a significant impact on reducing the accumulation of interest.

If student loans are predatory then all loans are predatory and we should just end borrowing completely. That way the Gen Z crowd can stop complaining about having student loan debt or mortgages with long amortization schedule or large car payments. Just go back to the days when you had to pay cash for everything. That will fix things.

@WallStreetApes 5.12% is a great interest rate for a student loan.

Never take out more in student loan debt than the expected starting salary for the profession you are studying for. The starting salary for an attorney varies dramatically depending upon the area of law your going into and where you intend to practice. The overall average national starting salary for an attorney is about $110K. Based on this you shouldn’t borrow more than that amount unless you have very high confidence that you’ll be able to secure a starting job at a major law firm where starting salaries are in the $150K to $215K range. Starting jobs at major law firms are very competitive. To get them you need to either have connections or graduate at or near the top of your class from an Ivy League, or equivalent, law school.

@WallStreetApes Average cost to get through law school is $200+. They aren’t young and naive and over-borrowing. These are young adults trying to start a career. Something has to be done with the loan process.

@BGobannos @Whichwayisup5 @JamesTate121 Except for the creation of about 25 to 30 percent of all the jobs in the U.S. and most of the most of the key innovations.

@Whichwayisup5 @JamesTate121 Don't need em. Billionaires do nothing for nobody

You have to be one dirty bastard to cut Meals on Wheels and an Angel to fix it.

Amazon contributes nearly $115B in total tax revenues globally of which about $85B goes to U.S. federal, state and local tax collections. This is the sum total of corporate taxes, employee income taxes, payroll taxes and sales taxes. Without Jeff Bezos, that $85B in annual tax revenue for the US plus another $30B for other nations, wouldn’t exist. That’s $85B (and growing) every year for the U.S. alone. Meanwhile you are focused on trying to put in place a tax scheme that would make it virtually impossible for the future Amazons, Microsoft’s or Teslas of the world to ever come to pass. If you take 5% of a company away from the visionary founder every year that visionary founder will lose control of the company and it will never become what it could have become.

@JamesTate121 Most billionaires should just leave the US. The contribute nothing to society, except for MacKenzie Scott. The rest are trash

@caveman2ez @CollinRugg What are you talking about? A small campfire that isn’t put out can burn down a whole forest. Do you not know what happens when you light toilet paper on fire?

@CollinRugg There is no way 1 dude cause the fire in this huge place, he looks like he is the fall guy, this has to be a group of people

NEW: Disgruntled employee starts massive fire at a 1.2 million square foot warehouse in Ontario, California. 29-year-old Chamel Abdulkarim was arrested on arson charges for setting a Kimberly-Clark warehouse on fire. Abdulkarim apparently filmed himself on Instagram setting toilet paper packages in the warehouse on fire. "You may not pay us enough to f*cking live, but these b*tches dirt cheap... There goes your inventory," Abdulkarim apparently said. "All you had to do is pay us enough to live. All you had to do was pay us enough to f*cking live." The warehouse is the size of 11 city blocks. In total, 175 firefighters and 20 engines were on the scene trying to put the fire out. No one was injured.

@Popular_EY @CollinRugg You’re right. He has been conditioned by left wing ideology that accountability doesn’t exist and that he’s a victim whose problems are someone else’s fault.

@CollinRugg People will condemn the fire (rightfully), but ignore the part where someone feels so disposable they’d burn down their own workplace. That didn’t come out of nowhere.

@Milton059632847 @ThorT1238 @WallStreetApes The interest is front lower on every loan. That is how amortization works. If it wasn’t front loaded the banks wouldn’t make a profit and thus no one would offer loans.

The problem is that the government took over the student loan industry. The colleges knew they could get the students bc the money was so freely given. They then front loaded all of the interest and made it so the loan couldn’t be subject to bankruptcy. When government gets involved in anything the prices go up and the quality goes down bc the money is “free”. These loans should be from private lenders and should have more scrutiny on who gets them and for which degrees.

American says she went to school, got a good job but can never repay her student loans because of the interest Just one loan has $600 per month interest, the principal is $600. That’s $1,200 on one loan per month and she has many “I can't explain the darkness that I feel like has come over me these last few weeks since I found out and being too afraid to even think about the other ones. But I noticed that it wasn't moving and how unfair, like I did everything I was supposed to — I did everything that I was supposed to do and I had to do it by myself” Now she’s realizing no matter how hard she works, no matter how much she pays she will never be able to pay off these loans or even bring any of the balances down “It feels so unfair. It's working to just turn your, your whole check over to student loans. How unfair is this American dream? This is an American nightmare — there's nothing else that I can do. There's nothing else that I can do.” Our government became a loan shark with student loans. These rates are predatory