Malinjr

1.4K posts

Malinjr

Malinjr

@RealMalinjr

Katılım Şubat 2024
67 Takip Edilen29 Takipçiler
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Visegrád 24
Visegrád 24@visegrad24·
🇬🇧 A Romanian-born gypsy, Julien "Juliano" Nistor, candidate for the Workers Party in the upcoming Birmingham local elections scheduled for May 7th, has gone viral after releasing a campaign video. He promises to “change a little bit this area” and says the city “needs cleaning, not rats in the roads.” "Your support will be my good things in life," he said.
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Malinjr
Malinjr@RealMalinjr·
I can attest to this having been in NYC last week when it was 85+ deg. F. Quite an interesting smell!
R A W S A L E R T S@rawsalerts

🚨#BREAKING: According to newly released data, public urination in New York City has surged by 50% in just one year, with a sharp rise in 9-1-1 calls tied to odor-related complaints.

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jimmy dean
jimmy dean@jimmydean197·
FHA loan defaults are now at 180% of 2009 levels. As we’ve been saying for years, the start of the Boomer generation’s exit and unemployment are two of the biggest drivers of the coming housing market correction. These two categories are already twice what they were in 2009 as reasons for defaults.
Melody Wright@m3_melody

In my recent Substack I discuss the first signs of 🚬in Fannie and Freddie mortgages FHA has been suffering for some time. But you may not know FHA delinquency peaked🥇in the last cycle...roughly 2 years before the GSEs Oh, and this is a fun comparison m3melody.substack.com/publish/posts/…

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Donald Trump Jr.
Donald Trump Jr.@DonaldJTrumpJr·
To our friends in Hungary, we hope you will vote for independent thinking and for someone who stands for Hungary First. We hope you will vote for my father’s friend and ally. One leader in Europe has a direct line to the White House, I hope you will support Viktor Orban! #Hungary
Donald Trump Jr. tweet media
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Peter Girnus 🦅
Peter Girnus 🦅@gothburz·
I run Compensation Analytics for a Fortune 500 company. My job is to calculate the lowest salary you'll accept. Not the salary you deserve. Not the salary the role requires. Not the market rate. The minimum number that keeps you from walking. I know this number before you walk in. Sometimes before you apply. We buy data. Your payroll processor shares your salary history with Equifax through a product called The Work Number. More than 800 million employment and income records. Updated every pay cycle. Equifax sells it to us through a "verification of income" API. The word "verification" means we know what you made at your last three jobs, whether you got a raise, and when you didn't. That's market intelligence. We layer signals. Credit card utilization. Payday loan activity. Past-due balances. Delinquent debt. Address changes. There are about 500 vendors that aggregate this data now. An audit by the Washington Center for Equitable Growth flagged 20 as high-risk for enabling algorithmic wage discrimination. Sixteen of the twenty plug directly into payroll and HR systems. We use nine. The dashboard has a field called "candidate tolerance threshold." That's the number. The lowest salary you'll accept. We set the offer at 3% to 6% above it. Enough to feel like negotiation. Not enough to change your life. That's compensation design. The academic term is "surveillance wages." The industry term is "compensation optimization." A law professor named Veena Dubal found that when multiple employers in the same market use the same vendors, it functions as de facto price-fixing of labor. Same mechanism as the RealPage rental pricing scandal. Same logic. Same outcome. RealPage coordinates rents. Our vendors coordinate salaries. Different commodity. Same extraction. That's the market. Here's what the algorithm sees when you apply. Your last three salaries. Your debt-to-income ratio. How quickly you accepted your previous offer. Your zip code. Whether you've used a payday lender in the last two years. It calculates your reservation wage and sets the offer just above. Your performance doesn't set your salary. Your desperation does. A new VP of Total Rewards asked me why the algorithm used payday loan history. I explained that payday usage correlates with financial fragility, and financial fragility predicts acceptance velocity. She asked if that was legal. I said it was standard. She asked whose standard. I showed her the vendor's compliance page. She transferred to a different division. That's organizational learning. Colorado introduced a bill to ban the practice. HB25-1264. It would prohibit using payday loan history, location data, and search behavior to set algorithmic pay offers. The companies lobbied against it. The same companies that told their employees they don't use surveillance wages. A state representative asked the obvious question: "If these companies don't pay surveillance wages, then what is the problem of codifying in law that you're not allowed to?" The lobbyists provided written testimony. They said the bill would create "compliance burden." They did not answer the question. That's advocacy. The data flows in one direction. We know your salary trajectory. You don't know ours. We know what you'll settle for. You think you're negotiating. The algorithm already accounted for your counter. It budgeted for exactly one round. There is a freeze option. You can go to Equifax's website and freeze your Work Number file. Most people don't know it exists. We don't mention it in the offer letter. We don't mention it in the onboarding packet. We don't mention it in the benefits portal. We don't mention it anywhere. That's by design. The system requires your ignorance to function. If everyone froze their data, compensation optimization would have nothing to optimize. I froze mine the week I started this job. I work in Compensation Analytics. I know what the tools see. I just build them for everyone else.
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International Cyber Digest
International Cyber Digest@IntCyberDigest·
‼️🇰🇵 A North Korean state-sponsored hacker is asked during a job interview to say "Kim Jong-un is a fat ugly pig." He unmasked himself by refusing — as saying it would most certainly lead to his execution.
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