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Ripple Treasury x Goldman Sachs Ripple is streamlining institutional liquidity by integrating Goldman Sachs’ Mosaic platform directly into the Ripple Treasury dashboard. 🔹Instant Access: Trade 200+ money market funds in 7 currencies. 🔹 Seamless Sync: Automated ledger updates eliminate manual data entry. 🔹 Operational Clarity: Unified visibility of cash and portfolio positions. A significant step in bridging the gap between traditional finance and blockchain efficiency.

VS1 is building on XRPL. Explore how we are applying Single Asset Vault and Lending Protocol to enable bond tokenization, going beyond simple credit use-cases.

Not a single fintech CEO slept well last night. X just shipped a full financial stack in 48 hours. And most people didn't even notice. Here's the sequence: - Tuesday: Smart Cashtags go live. Any ticker, any contract address native price chart, right in the timeline. No redirect. No third-party app. - Already in beta: X Money. Fiat wallet with 6% APY, metal Visa debit card with 3% cashback, P2P payments, direct deposit. FDIC-insured through Cross River Bank, the same bank behind Coinbase and Stripe. - Already live: Brokerage routing via Wealthsimple. One tap from a post to a placed trade. Three products. All shipped. All pointing the same direction: Discovery → Chart → Trade → Pay. Inside one timeline scroll. Here's what that looks like for you and me: Someone posts a $AAPL cashtag. I tap it. Chart loads. I see the conversation around it. I buy. Never left the app. I send $50 to a friend. On X. I earn 6% on what's left. My debit card gives me 3% back on coffee. Why would I open Robinhood? Why would I open Venmo? Why would I open CoinGecko? And here's why they can't compete: X has 550M monthly users. Robinhood has 24M funded accounts. Venmo has ~90M accounts. CoinGecko has ~30M monthly visits. X doesn't need the best product. It needs a good-enough product inside the app people already live in. Now zoom out. X was an ad revenue company. ~$4.4B in 2023, almost all advertising. The new revenue stack: > Visa interchange on every card swipe > Brokerage referral fees on every routed trade > APY spread on held deposits > Trading behavior data from 550M users X didn't add a feature. X changed its entire business model. "Is this good for X?" Wrong question. X just stopped being a social media company. It's now a financial infrastructure company that happens to have 550 million users already scrolling. Everyone else is competing against a distribution gap they can never close. I wrote about this yesterday before any of it was announced. The sequence played out exactly as mapped. The only piece left: which chain gets the default crypto trading slot. That answer will move markets.

XRPspot etf inflows quietly doing their thing 👀 April 13 franklin's XRPZ the only fund in the green yesterday. $1.46M inflow. cumulative AUM now $959M, total net inflow $1.22B 📈 The loud money hasn't arrived yet 🤫

Crypto has had a rough year. Maybe we should launch something to fix it.