SLSteve70 🏴󠁧󠁢󠁥󠁮󠁧󠁿🇺🇦🇩🇪

@chellfromzero How are you doing??

@theblackcatsays What a lovely young lady.

@chellfromzero Oh no are you all ok??

@XFrecklesXo Bastards! As long as you’re safe. I’ve got a password vault and it’s very good. I’m now using extra long passwords that it generates. I use it on pc and phone and syncs between them.

@SLsteve70 Yeahhh everything’s changed and locked down ☺️

Someone gained access to my phone account tonight. I got a text with a pin and a few seconds later a text saying security access granted. I phoned my provider, who informed me someone had been on my account and made a £1.33 payment and my account was showing as £250 in credit…

@XFrecklesXo I interesting! Assuming you gave changed passwords etc. checked if any standing orders been created ? They are very skilful these days

@SLsteve70 Nope just an email to say thanks for making a payment of £1.33 but the moneys not come out of my account

@XFrecklesXo Can you not see the sender information on the transaction?

My account is never in credit by more than a few quid. What kind of scammer adds money to an account they’re hacking ?! What’s the game plan here??

@JoM121077 Happy birthday

@grover_kath 56

44 😬

@Amy_90_x 👀

I'm not sure if some blokes know this...... We can all see your creepy replies

@WitchyHibsCunt You ok??

@MattTakeThree Oh no is he ok?? Lots of bugs going around near us. That strep-A is bad here. Hope he gets better soon

Someone's still off school. And has tummy ache, sore throat and looks ropey. So, homemade snacks granny sent and baked cheddar for tea.

@jilltowers @N97xoxo Over that time it will recover

@SLsteve70 @N97xoxo Yes I’ve lost a chunk. Even with my 1800 this month I’m about 24 thousand less than I was last month. It should recover. (I keep telling myself). I’ve got 2-3 years for the markets to come back 🤞

544 quid going into my pension from my salary is CRAZY I need that

@ovaleasteregg Tell her mates don’t feed her and do her washing 😂

My 10 year old daughter just replied "cheers mate" to me and I'm not sure how I feel about it

@jilltowers @N97xoxo Lost 30k since Trump kicked off ffs. 🤦

@SLsteve70 @N97xoxo Yes me too, but even though I’m managing to put £1800 a month away, I’m still well short on what’s deemed “comfortable”. Basically, for every £25k in your pot, it only gives you £1k a year pension. Very scary.

@MissScarlet24 Set of bastards. Nothing is sacred.

@jilltowers @N97xoxo Exactly! I fear for the future generations with so much uncertainty. Luckily I’m still working and in a good job role. So banking what I can.

@SLsteve70 @N97xoxo Younger people also need to realise that state pension may not even be a thing when they get to retirement age, so PP really is important. My Sister (64) has a pension pot of £200k. She thought that was a lot of money till she was told it only provides a pension of £8,000 A YEAR!

@jilltowers @N97xoxo It’s hard and as I found my kids ignored me. But I asked Alex my FA to have a teams call and he put the fear of God in them. It worked. Luckily, I through advice have invested well.

@SLsteve70 @N97xoxo I’ve been paying in since I was 21, but nowhere near enough. I always thought retirement was a lifetime away…. It was at the time, but I’m now 62 and finding myself having to pay £1800 a month to give myself a reasonable pot when I fully retire at 65/66.

@jilltowers @N97xoxo I know what you mean. I have contributed to mine since 15 on my apprenticeship. Now 55 and glad I did. My son and daughter after speaking with my FA are both doing the same.

@N97xoxo I pay £1800 a month. Do the maths based on your age and planned retirement age. If you want to retire on a £40k annual pension you need a £1M pension pot. It really is THAT scary.

@MissScarlet24 Cucumber sandwiches, Tesco Whoosh for emergencies. Used them lots when starving.

@MissScarlet24 Get on whoosh and get an order in.