Samuli Pöllänen

Stock Market Bubble: ✅ Real Estate Bubble: ✅ Bond Market Bubble: ✅ Everything Bubble: Confirmed. ✅ Gold and Silver are the only assets that are undervalued in relation to the overinflated currency supply. It is the money. The foundation for the new financial era and the main reason; China, Russia, Poland are accumulating it while liquidating US Treasury liabilities. Holding stocks, bond or real estate investments will place you on the wrong side of history as the world enters The Fourth Turning.

Reinheitsgebot!

@JariParantainen Eikö se ole sama kansio?

Käytän Twitterissä kansioita ahkerasti. Talletan niihin kiinnostavia esimerkkejä ja näkökulmia. Nyt en vain osaa päättää, kuuluisiko Terhin jakama uutinen vasemmisto-kansioon vai idiootit-kansioon. Taidan tallettaa jutun molempiin.

Playbook of EU

I’m genuinely scared.

Giving a restaurant a three star review is illegal in Germany.

verottaja kertoo mihin pitää investoida ja mihin ei lienemme saapuneet sosiaalidemokratian viimeiselle pysäkille

@AmosAhola Poliisin kello

"”Jos koko kansa käy kymmenen vuoden välein hakemassa passin, asiakasmäärät olisivat melkoisia. Kahdeksan vuotta välissä olisi hiljaisempaa." Vanhan vitsin mukaan poliisissa on yksi joka osaa laskea, ja toinen joka osaa lukea. Ei liene epäselvää kumpi nyt oli kyseessä.

LUE ILTALEHDEN UUTINEN👇 Katleena, 50, on ylpeästi YELitön – ”Minua ei kiinnosta veronmaksu eikä ylikorkeat eläkemaksut” Hämeenlinnalainen Katleena toivoo, että jokainen voisi elää omannäköistä elämää ilman yhteiskunnan paineita. Alkuvuodesta Katleena keskeytti jälleen YEL-maksunsa. Vaikka yrittäminen kiinnostaa, ylihintainen eläkemaksu ei ole ikinä tuntunut omalta. – Se on ehkä eniten se veroympäristö. Minusta on jotenkin ihan pienestä pitäen tuntunut siltä, ettei se ole yhtään minua varten, kertoo Katleena. – Eläkemaksuissakin on vähän tuo sama. Ettei tiedä, onko tämä YEL nyt ihan kuitenkaan minua varten. Katleena ei osaa tarkemmin sanoa, mikä YELissä on tuntunut vaikealta. Sen sijaan veronmaksussa hän on joutunut kohtaamaan epäeettisiä tilanteita. – Maksoin yrityksestäni veroja, mutta maksamani verot käytettiin siihen, että jotakuta ei vain huvittanut mennä töihin, hän kertoo esimerkin. Tällä hetkellä YELittömyys on tuntunut Katleenasta oikealta ratkaisulta. – Kyllä se suoraan sanottuna tuntuu ihan hyvältä. Kun koko aika ei mene eläkemaksuun ja tällaiseen, hän sanoo. – Mutta vaikka olen sanonut, ettei minua kiinnosta veronmaksu ja olen ylpeästi YELitön, haluan kuitenkin painottaa, etten ajatellut olevani YELitön loppuelämääni. Katleena pohtii parhaillaankin YELin maksamista, ja hänellä on myös Ilmarisen asettama kuvitteellinen työtulo. Kuvitteellinen työtulo on edellytys sille, että saa olla yrittäjä. Katleena kertoo hakeneensa myös hiljattain eläkemaksun alennusta. Myöhemmin selviää, pääseekö hän jälleen aloittamaan YELin maksun syksyllä. Maksut kuitenkin huolettavat, erityisesti Suomen korkean konkurssimäärän takia. – Pelottaa myös mitättömät eläkkeet. Mitä siitä seuraa, kun yritykset pakotetaan maksamaan YELiä kymmenien tuhansien eurojen edestä? Miten sen kaiken saisi eläkkeellä takaisin, kun tuottosuhde on niin huono? iltalehti.fi/mieli/a/b20f0d…

Vaikuttaa siltä, että päätös on erinomainen.

I CAN'T BREATHE 🤣🤣🤣

Periodic reminder the US government funded at least 23 of the NGOs behind the EU’s Digital Censorship Act, including 13 of the NGOs directly enforcing it

Hiiligrilli

Kaupassa tuli vastaan asiallinen tomahawk

You soak your beans overnight to reduce phytic acid. You sprout your grains to neutralise the antinutrients. You boil your spinach to break down oxalates. You ferment your legumes to make them digestible. You roast your nuts to deactivate enzyme inhibitors. You pressure cook your lectins. You peel, you blanch, you discard the cooking water. Hours of preparation. Multiple appliances. A pantry full of techniques refined over millennia by humans desperately trying to make plants less hostile to the people eating them. All this effort. All this ceremony. To render the food slightly less determined to harm you. Or you could feed the plants to a cow. Let its four-chambered fermentation system handle the entire operation across 24 to 48 hours of specialised bacterial digestion. Then eat the cow. Zero phytic acid. Zero oxalates. Zero lectins. Zero antinutrients of any kind. Just complete bioavailable protein, every essential amino acid, B12, iron, zinc, creatine, and the fat-soluble vitamins, all packaged in a form your body recognises without a 12-step preparation manual. The cow already did the soaking, sprouting, boiling, and fermenting. It's called ruminant digestion. You're eating the finished product. Beef is the ultimate plant-based food. All the nutrition the plant pulled from the soil, none of the chemistry the plant deployed to stop you eating it. The carnivore isn't avoiding plants. He's outsourcing the detoxification to an animal evolved over 50 million years to handle it. And then he's sitting down to dinner like a civilised person, instead of standing over a stockpot at 11pm wondering why his kale still tastes like punishment.

@simonrhorse @7Kiwi Spend £billions on renewables Then spend £billions to fix the problems caused by renewables Then spend £billions supporting consumers who can't afford the previous £billions Genius 🙄🤔

27 reasons why gold is going higher, and the stock market is going lower. 🧐 1) Debt Bubble. This has led to fiscal dominance and a $2T deficit and $1T interest payments. 2) Fragile US Government bond market. Foreign buyers have dried up. 3) Geopolitics. The Ukraine and Iran wars have created global instability and uncertainty. The BRICS+ nations are creating an alternative to the SWIFT system for international payments. 4) Tariffs. These are essentially taxes paid by consumers, and create headwinds for the economy. 5) Inflation. The cost-of-living impact from inflation has not subsided. Plus, tariffs and oil prices are currently pushing inflation higher. Gasoline, interest rates, and inflation are all stuck at high levels. 6) Overvalued Stock Market. With a forward PE around 22 and a Buffett Indicator over 200%, the stock market is due for a crash. Dave Collum thinks it is overvalued by 200%, and that it will revert to its mean. 7) De-dollarization. Countries are swapping their dollar reserves for gold. Plus, we are seeing more trade in non-dollar currencies. 8) Employment. This clearly has weakened over the past 12 months. It now takes about 6-months to replace a job. Normally, that number is 3 months. New college graduates are having trouble finding a job. 9) Housing. The cost for a new or existing house is around $450K. Housing affordability is at historic levels. Inventory levels are rising rapidly, and a crisis is emerging. March’s existing housing sales were the second lowest on record for March. Only March of 2009 were lower. 10) Autos-Trucks. At current interest rates, the average auto-loan is around 8%. The combination of tariffs and high interest rates makes autos-trucks unaffordable. 11) ISM Data. The ISM data for manufacturing and services has been weak for years. It does not appear to be improving. 12) Office Vacancies. Since COVID, the vacancy rate for commercial real estate has been at crisis levels and does not appear to be improving. 13) Banks. The balance sheets of large banks have been a mess after interest rates rose. Delinquency rates for credit cards and commercial real estate are rising. Bankruptcies are rising. 14) Private Credit. This is a potential crisis, with several bankruptcies and gated funds. 15) AI. It has been a job killer. Wal-Mart announced it would soon be reducing jobs due to AI efficiencies. Law firms no longer need as many lawyers. That’s just one example. 16) Demographics. Baby boomers are retiring in droves each month. This reduces consumer spending and taxable income. 17) Healthcare Costs. The current inflation rate for healthcare is 8%. This is squeezing discretionary spending. 18) Political Bifurcation. Washington has become ineffective with ongoing gridlock. Both parties no longer hold the same values. This is only getting worse. 19) College Costs. Like housing, it has an affordability problem. Colleges have become extremely expensive. 20) GDP Slowing. GDP for Q1 is projected to be sub 2%. Ironically, government spending is counted as GDP when $2T is borrowed. If you subtract this $2T, then we are in a recession. 21) Retail/Restaurant Sales. K-shaped economy. We continue to see national chains go bankrupt as the consumer remains constrained. Which company goes bankrupt next? 22) Consumer Confidence. The UOM (University of Michigan) consumer confidence number is currently at an all-time low. Why? Because the consumer can’t pay its bills. 23) Trains/Trucking Volume. The volume is at recessionary levels for both. 24) Apartment Rent. Rents are dropping nationally. Why? Consumers are broke. 25) A Recession is overdue. The last recession ended in Q2 2009. Some say we had a recession in 2020, but that was the COVID crisis and was not a true recession, where you have an extended period of lost jobs and a moribund stock market. 26) Low Dividend Payout. The average is currently below 2% and half the historical norm. The MAG7 average .3%. 27) Gold Exports. The US has been exporting an average of $10B in gold every month since January 2025. This is unprecedented. Why is gold moving from West to East? One reason: the rest of the world is selling their US bonds and dollars and buying gold. This is effectively de-dollarization, and it’s picking up speed.

Agnico Eagle: Acquired a mining district in Finland. Paid $2B for Rupert Resources, paying $400 per oz for 5M ozs. Paid $350M in cash for Aurion Resources. Paid $325M in cash to B2Gold for their Finland properties. Let the big dog eat! juniorminingnetwork.com/junior-miner-n…