@pankaj4u2012 @YourCardJourney From apply debit cards option and select imperial debit card, you can have maximum of 3 cards per account
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Shariq Malik
98 posts
@Shariqastic @YourCardJourney How to apply add on cards in pnb app . I got one primary pnb select debit card. Is there any separate options for addon cards or simply i should apply imperial select debit card pls help
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Opening a PNB Imperial Account isn’t hard.
Read this. 👇
There are two ways to do this.
🏦 Method 1: Offline Route
If you’re comfortable parking around ₹1 lakh for a short period, you can go with the offline method.
Visit a Punjab National Bank branch and ask them to open an Elite/Imperial-type account with two add-on debit cards.
With this approach, all three cards (1 primary + 2 add-ons) are usually processed and delivered together on the same day.
Once you receive the cards, activate them and maintain the required balance for about one month.
After that, you can move the funds back to your personal account.
In terms of cost:
•Card issuance fee is approximately ₹708 per card
•Total issuance cost comes to around ₹2,000+
•Annual maintenance charges are about ₹600–₹700 per card
So overall, your total outflow would be around ₹4,000–₹5,000.
However, the benefits (like RuPay wellness and other perks) can easily offset this cost and improve your overall value.
📱 Method 2: Online Route (PNB One App Glitch), Hidden method.
Alternatively, you can try the online route.
Open an account (even a basic Unnati account) and then check the PNB One app.
Complete VKYC.
Wait for the KIT to delivered, ships with default debit card.
Login PNB OneApp.
If you see this option:
1.Apply for the primary card
2.Select Imperial Select as Debit Card as choice.
Due to a glitch, users with Unnati accounts are shown eligibility for an Imperial debit card.
This method doesn’t require visiting a branch.
But, it depends on whether the glitch appears for your account.
🔄 Final Suggestion
The choice between offline and online depends on your preference.
•If you want certainty → go offline
•If you want to try your luck → attempt online first
If the online method doesn’t work, you can always visit the branch later and request an upgrade from Unnati to Imperial, and proceed with the same process.
──────────────
Follow @YourCardJourney , for more such real plays
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Shariq Malik retweetledi
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@Credolite @ProfessorCardz I applied my second imperial debit card today , which will be delivered after 7-8 days, will I get all 4 quarterly benefits or 3 quarterly benefits?
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@ProfessorCardz Yes, it's depends on customer to customer.
I have all option in my both pnb account (joint also)
Will apply in next month 3rd card (imperial) on one account.
And 3 imperial in other account. 😃
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👉🏻To add on and Some clarifications on this.
👉🏻1 account can have a max of 2 add on cards.
👉🏻If you apply only you only get the wellness card with normal RuPay select benefits.
Source. I have applied online after receiving the rupay select imperial debit card. Received the wellness card.
Went to branch. Could only able apply for one debit card. However since charges are already deducted for the wellness card will redeem its benefits for 2 quarters and then block it permanently.
Also charges are deducted accordingly.
Abhishek Chatterjee@AbhiChtrj
Hey PNB account holders, this one is worth your attention 💳🔥 #ccgeek #ccgeeks #rupaygeek #creditcard #dcgeek #debitcard #prepaidcard #RuPay #UPI #bank PNB offers 15+ RuPay Select debit cards variants that can deliver great value.... But for now, let’s focus on one of the best card 👇 PNB RuPay Select Imperial Debit Card 😍😍 How to Get It 🏦 • Visit your nearest PNB branch • Open a PNB Basic/Unnati Savings Account • Fund minimum ₹1,00,000 balance • Apply for the PNB RuPay Select Imperial Debit Card 👉 This is a completely offline process You can withdraw the excess funds later and maintain just ₹2,000-₹2,500 in the account. However, make sure all your cards (including add-on cards) are fully delivered and activated first. Only then withdraw the extra balance. Interesting Trick 💡 Once you receive your primary card, you can apply for 2 additional add-on debit cards via the PNB mobile app. → That means you can multiply your benefits across cards 🔥 Apply for the add-on card 3–4 weeks after your primary card is delivered. 💰 Charges (Per Card) • Issuance Fee: ₹600+GST • Annual Fee: ~₹900+GST Now let’s talk about the benefits 👇 ✈️ Lounge Access ✓ 1 Complimentary Domestic Lounge Access per quarter ✓ 1 Complimentary International Lounge Access per year 🎬 Subscriptions ✓ Annual OTT Membership (Amazon Full Prime Video / JioHotstar) 💡 Overall Coverage This card covers benefits across: ✔ Spa & Health 🧘 ✔ Shopping & Grocery 🛒 ✔ Medicines 💊 ✔ Jewellery 💍 ✔ Food delivery 🍔 ✔ Music & Movies 🎧🎬 📋 Full Benefits Breakdown 🧬 Medical Check-up • Free health check-up once per year (SRL Diagnostics / Thyrocare) 💊 Apollo Pharmacy • ₹250 voucher every quarter 🏋️♂️ Gym / Cult fit • 90 days Cult Live membership every quarter 💆♀️ SPA / Salon • 1 complimentary session every half-year (Brands: Four Fountains, Kairali Ayurvedic, Aroma Thai, O2 Spa, Lakme Salon) ⛳ Golf Privileges • 1 complimentary lesson/round every quarter 🛒 Shopping & Lifestyle Vouchers • Decathlon: ₹500 every quarter • Myntra: ₹500 every quarter • Reliance Digital: ₹500 every quarter • BigBasket: ₹250 OFF E-gift card every quarter • Kalyan Jewellers: ₹2,000 every half-year • MakeMyTrip: 10% OFF (up to ₹1,500) once per year 🍔 Food & Entertainment • Swiggy One: 3 months membership (yearly) • BookMyShow: ₹250 every quarter • Gaana+: Annual subscription Final Thoughts 💡 With multiple vouchers + subscriptions + lounge access, this card can easily deliver ₹30K–₹35K yearly per card value if used properly. 👉 One of the most underrated RuPay Select debit cards right now 🔥 Follow for more banking & card tricks 🚀
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@YourCardJourney @Talk2Shubham I am also getting the same option in app but one question, is there any minimum amount required to apply full gift vouchers of the brand or I can purchase a product with full value of the gift voucher without minimum amount required?
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@Talk2Shubham 😍 You are lucky, go ahead and apply. 708/- are the charges after GST
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Introducing PNB Imperial/Elite Executive Debit Card
To be honest, it is 10 Times better than the effort you put into getting other IYKYK Debit Cards.
Let me tell you how I got this card. I opened a PNB bank account as part of my car loan disbursement. Since I had a loan of a good amount, they allowed me to apply for a PNB Imperial Debit Card with minimum MAB.
For You, open a basic savings account with PNB. For the card issuance, you needed to transfer at least ₹1 lakh into the account. Once the Imperial card was issued, you transferred the money back while maintaining the required MAB.
The good part is that you get three cards in total ( 1 Primary + 2 Add ons). You receive two add-on cards, so effectively you get three Imperial / Elite Executive cards with PNB. The benefits I am mentioning below are only for one card. Incidentally, your benefits get multiplied by three.
Follow this handle to understand how I play this game, how these tricks work using multiple add-on cards, and how you can claim them. This is one of the most underrated cards out there.
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1️⃣ Go to Maximize.Money
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Add the voucher to PhonePe and pay.
Who else is doing this? 👇
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Shariq Malik retweetledi
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Shariq Malik retweetledi
Finance minister announced budget 2026
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@Pmkphotoworks Is Realme Narzo 80 pro or Realme P3 pro are good to buy under 18000?
IP Rating and long term usage are main priorities
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Dear @Flipkart do tell me one thing.
AMOUNT got deducted but order is still pending from last 30 minutes. I have bought pass for the same.
I am not able to buy at the lowest price again. Pls help
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