


Santosh Sirur
1.8K posts

@SirurS
Banker | Podcaster & RJ | TEDx HK Speaker | Coach | Author Host 'The Sound of Money' - Business, Economics & Personal Finance










& Here's the 100th Episode of The Sound of Money ~ The Future of India’s Economy & AI...The Road Ahead ↳ Shri @amitabhk87 – Former CEO of NITI Aayog & G20 Sherpa, talks about his recently released book- ' Smarter than the storm' and shares insights on India’s transformation and the role of AI in sustainable development ↳ Shri @neelkanthmishra – Chief Economist at Axis Bank, breaks down India’s macroeconomic outlook ↳ Shri @MFBALA –MD & CEO Aditya Birla Sunlife AMC , discusses mutual funds and India’s evolving investment landscape ↳ Shri @NileshShah68 – MD Kotak Mahindra AMC shares his perspectives on financial inclusion and emerging opportunities ↳ Shri Navneet Munot– MD & CEO HDFC AMC talks about financial literacy and long-term growth potential ↳ Ms. @SPillay_KPMG, Partner & India Leader GCC KPMG India – explores the rise of Global Capability Centers (GCCs) in India ↳ Ms @monikahalan, Writer, Author & Speaker – offers practical insights on personal finance and inclusion ↳ Dr @pramodkvarma – Co-founder of NFH, Beckn Protocol and Finternet co-creator of India Stack, discusses digital public infrastructure and innovation. 8 Industry Leaders, 1 Host on The Sound of Money @SoundOfMoney1 [ Full in-depth interviews of each of the guests will be released in upcoming weeks] YT Link: youtu.be/XBdlfQNMiSk?si…



In my opinion, If you spend 1-2 lakh/month today in a metro city for a family of 4 including education and rent/ emi, You would need roughly 8-10 crore by age 60 as a retirement corpus to live comfortably. But Sandeep Jethwani of Dezerv tells me that inflation, lifestyle creep and unexpected health costs can inflate your retirement expenses much more than you think and 8-10cr is not enough. he says a family of 4 spending 1-2 lakhs per month today need a 40cr retirement corpus in 20 years to maintain a certain lifestyle. That got me thinking about how the numbers keep getting more and more unattainable and the frustration among the youth is palpable due to lack of jobs and opportunities to grow income. Whats the solution then ? reduce your expenses, cut lifestyle creep, stop comparison and decide what your definition of enough is. Thoughts ?


