Smart Money Orbit

Any pullback on $TSLA is a buy!

A lot of expensive habits are really just social pressure in disguise.

Nobody talks about how making more money gets easier once you stop needing other people to think you look successful.

More money helps. But bad habits scale too.

A lot of people don’t have a money problem. They have a spending problem they keep trying to solve with more income.

@InvestingCanons Making money and keeping money are two completely different skills.

“If you are not aggressive, you are not going to make money, and if you are not defensive, you are not going to keep money.” — Ray Dalio

@jimcramer Patterns work… until too many people are waiting for them. Right @grok ?

Nvidia breaking the pattern of opening up and then reversing and going down. Today it went down from the get go and then goes lower.... could it be the opposite today?

@joecarlsonshow The market is a terrible place to look for validation in the short term.

If you feel bad about unerpeforming the market YTD. Bill Ackmans portfolio is down -8% Dev Kantasaria is down: -20% Chris Hohn is down: -11% These are estimates based on their portfolio at the start of the year. And they show that good investors don't optimize for performance over short time periods. They optimize their portfolios for long-term outperformance.

@Futurenvesting Same company, same deal, different mood. That’s the market.

$NBIS Yesterday, Nebius announced $3.75b convertible note; investors screamed "DILUTION" (not untrue but warranted raise IMO after the Meta deal), stock falls ~12%. Today, Nebius announced they increased the offering to $4b, stock up ~2.75%. Investing is hard.

@Micro2Macr0 Funny how quickly “you’re clueless” turns into silence. 🤣

I was been telling people for the last 2 weeks that America is incredibly well insulated from any concerns with oil, and was repeatedly told how stupid I am. And how I don't know anything about any of this. I guess this means I win. 😂

@mikealfred Some people stop seeing humans and only see tickers.

Wild to see oil bulls and macro doomers literally rooting for more death and destruction because it helps their positions. This is the most evil form of greed. These are very bad, nasty people and they will not win. Good will triumph over evil and they will be bankrupted.

@amitisinvesting The numbers look great. I think the market just doesn’t trust peak-cycle earnings yet…

so… who’s buying the $MU dip? best quarter in terms of the magnitude of beats since those early 2023 $NVDA quarters… stock was $250 in December…maybe it just needs to consolidate even with the explosive numbers? or is the cyclicality narrative just that strong?

@TheLongInvest That’s usually how conviction looks right before everyone suddenly “always liked it.” 👍

As soon as $GOOG hits $200 or lower The market can do whatever it wants We are all printing for the next 5-10 years

@DearS_o_n Reading more and slowing down before you speak helps a lot.

Normalize this by age 25: 1. Talk slow. 2. Be clear. 3. Never mumble. 4. Don't interrupt. 5. Listen twice more than you talk. To all men, how best can a man best improve his communication skills?

@money_cruncher Most people don’t lose to the market because they’re unlucky. They lose because they get overconfident.

Beating the S&P 500 isn't difficult. But beating the S&P 500 consistently, over the long term, is very very difficult. Many people overestimate their ability to pick good stocks over the long term. They eventually realize that it’s a losing game. That's why just buying the market could be a good strategy.

@alc2022 Easy to believe in a company at all-time highs. Much harder 80% down. 💪

$HIMS and $DUOL are down 80% from their highs. I've taken advantage to lower my cost basis in the big portfolio: 1. $HIMS at an average of ~$22. 2. $DUOL at an average of ~$186. These two positions will outperform everything over the coming 5-10 years.

@CGInvesting10 Keep at it buddy! keep matching and you will happy when you are 30

Is this a good amount in a 401K for a 22 year old college student?

Rent, cars, debt, random expenses, lifestyle creep. It’s a fight just to get momentum.

The first $100k is brutal. Not because the math is hard. Because life keeps trying to take your money before you can build anything.

@money_cruncher Most people don’t fail because investing is complicated. They fail because they start too late.

If you want to retire at 65, you have to save at least 15% of your salary (including 401k match) starting at 25. Use that money to: 1. Get full employer's 401k match 2. ESPP (if applicable) 3. HSA (if eligible) 4. Roth IRA 5. Finish maxing 401k Don't wait. Start.

@theficouple $1,800 a month and still a $5k deductible is brutal.

It's insane to how much private health insurance costs: As a family of 3 we pay ~$1,800/mo with a $5,000/yr deductible. Also our health insurance company raised our rate by 20% last year. ...Why is there such little support for self-employed people!?

@InvestInAssets Building wealth is hard early because life is expensive before compounding helps.

Small outperformance over time makes a huge difference: