StocksandDares - £15k
116 posts
StocksandDares - £15k
@StocksandDares
Documenting the growth of my ISA with the hope of retiring at 45. 28 years young London
Katılım Aralık 2022
240 Takip Edilen288 Takipçiler
I couldn’t sleep last night as I was running this scenario through in my head (might have been the heat too)
Option A
Be handed £1m but can never invest in stocks or use an ISA again.
Option B
Every year on 6th April automatically have £20k loaded into your ISA.
Thoughts?
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HALF A MILLION IMPRESSION DAY
What a day yesterday turned out to be 👀
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Slow day so far, we’ve definitely been spoiled a bit recently though.
Rolls-Royce my only holding up.
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@FinanceDocUK Morning Doc!
It’s all about the rest of it I guess, hopefully the markets are kind!
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Morning FinX
Started the day off badly, after snoozing my alarm and having to miss the gym.
Hopefully the day improves from here!⬆️
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@ben__investing Great company, 10 years on I imagine it will be a great buy!
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⬆️ Stock of the day ⬆️ Rolls-Royce
Great stock, one of the first individual stocks I bought when I started expanding beyond ETFs.
Up 2.85% on the day, a solid return for a days work.
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@BENNYBEAR001 Got to be a smart play when I look back in 10 years
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@StocksandDares Hey man love your content of documenting your journey to grow your ISA and retiring at 45 :)
I think we have similar goals.
Lets connect so that we can share ideas and support each other🔥
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Anyone had any big wins today?
$ASTS is still flying for me, doesn’t want to stop!
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@StocksandDares Morning S&D, we’ve all done that plenty of times before - time to turn the day round!
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@rawespresso This is Crazy advice, I wish I started at 18 rather than 26.
Start the habit, get your money in the market working for you and you’ll be ahead of your peers in no time.
Especially considering how the market has been performing.
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Young UK people are being sold a lie that they need to be investing in stocks at 22.
Stock portfolios are nearly useless to most people in their twenties because the amounts they can realistically invest are too small to matter.
£100 a month in an ISA over 5 years grows to maybe £7,000 — not life-changing money, a few months of rent.
What actually moves the needle in your twenties is increasing the salary the £100 came out of. Going from £30K to £60K in 5 years isn't unusual for somebody who deliberately invested in their skill set. That's an extra £18,000-£20,000 of after-tax income, every year, for the rest of your career.
The maths is brutal: every hour you spend optimising a small investment portfolio is an hour you didn't spend learning the skill that would double your earning capacity.
Stocks are a tool for the wealth you've already built. Skills are how you build the wealth in the first place.
Most 22-year-olds reading personal finance Twitter would be much better off ignoring it entirely for 5 years and putting that focus into becoming worth 3x more in the labour market. Compound interest on a skill compounds harder than compound interest on £100 a month.
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Another +£100 day after hitting £1,000 YTD yesterday 📈
Grateful for the progress and even more motivated to keep going. Small wins stack up over time.
Top winners today: $NOW and $IREN 🔥
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@shane80941270 This is crazy!
Good luck, hope it ends green for you and the 2 lucky followers!!
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Despite it being late for 🇬🇧 and afternoon in 🇺🇸
Who’s the 77% crew then 👀
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200 new followers today just from one tweet. Great to meet you all!
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Have quite a few things to be paying for at the minute.
Stag do coming up
Holiday with my Mrs to pay off
However, I will always pay my ISA first 💷
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For the first time since 2014 I hold no crypto. Feels good.
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