Stuart Miller

@moneychimp A Henry Moore?

That’s not ideal is it

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@exRAF_Al How many over 65's you you know who want to put £20k per annum into a cash ISA Al? 😅

I’m glad that there appears to be a carve-out for over 65s who will still wish to have an ISA 100% as a cash product. Many older folk don’t want or need to take investment risk - let younger people adopt that if they wish.

All changes to pensions are designed to hit private not public pensions. And, yes, that is depressingly unfair. But you know, votes to hang on to and all that.

And a council tax surcharge. The design looks *terrible*. Slabs/thresholds which will distort the market

@MrCraigBradshaw and they should opt in! 😅

@StuDMiller True, but salary sacrifice as a scheme is an opt in for employees though.....

Salary-sacrificed pension contributions above an annual £2,000 threshold will no longer be exempt from national insurance contributions from April 2029. The lower earners hit the hardest? #Budget2026 #Budget2025

@MrCraigBradshaw It depends on how the employer makes the payments to the pension provider. Basic rate tax payers receive the highest benefit via salary sacrifice.

@StuDMiller I think you'll find the lowest earners don't salary sacrifice for their pension, they just choose the minimal pension contribution

New high value council tax surcharge targeting properties over £2m. Four price bands with the surcharge rising from £2,500 for a property valued in the lowest £2 million to £2.5 million band, to £7,500 for a property valued in the highest band of £5 million or more. Frm Guardian

@paullewismoney is that you saying that Paul? 😅

#Budget25 [Labour is marvelous and look what we've done already and are going to do compared to Tories]

Not convinced about the over 65 rule on Cash ISA allowance. Is that really necessary?

@paullewismoney Over 65s will retain the full £20k cash ISA allowance, under 65 only £12k in cash, rest in S&S. I like the general direction but not sure about the over 65 complexity. Needed?

#Budget2025 Someone who’s invested £1,000 in an average stocks and shares ISA every year since 1999 would be £50,000 better off today than if they’d put the same money into a cash ISA. [maybe if not in best buys]

A link to our Economic and fiscal outlook document went live on our website too early this morning. It has been removed. We apologise for this technical error and have initiated an investigation into how this happened. We will be reporting to our Oversight Board, the Treasury, and the Commons Treasury Committee on how this happened, and we will make sure this does not happen again. Our Economic and fiscal outlook and supporting documents will be released when the Chancellor has finished her speech.

@Daniel_Sugarman Haha 👏👏

Really enjoying my first day as Press Officer at the OBR! Oooh, what's this, a scheduled e-mail? Better send it now, just to show how keen I am!

What will happen to my pension if salary sacrifice is capped in the Budget? Steve Webb replies. Seems to be saying its not too bad for employees as only 2% loss on income over £50k. But what about the people earning under £50k? #Budget2026 #Budget2025 thisismoney.co.uk/money/pensions…

@PensionsDave @DavidPenneyPRW @dontdelay @David_J_Robbins He was good! But you three are pretty damn good too!

@StuDMiller @DavidPenneyPRW @dontdelay @David_J_Robbins

Where is @DavidPenneyPRW these days? On Budget day - we need his insights! Still @dontdelay @David_J_Robbins and @PensionsDave can certainly provide the missing "pension expert called David" insights! Roll on #Budget2026 #Budget2025

@pensionsdaz It does seem crazy Darren - have they thought it through? I'm not sure!

@StuDMiller It’s just a further example of the lack of consistency in Government policy (assuming of course it does form part of the budget). On one hand DWP pushes pensions to invest in UK productive finance to grow pension pots and on the other it disincentivizes pension saving. Madness

#Budget2025 "Changing salary sacrifice arrangements would lead to a reduction in take-home pay for millions of employees who are saving into a workplace pension, with the greatest impact for those earning less than £50,284 a year." pensions-expert.com/law-and-regula…

If pension salary sacrifice is capped at £2k a year, does it risk widening the gulf between public and private sector pensions even further? #Budget2025 #Budget2026