Stuart Edwards

@awealthofcs Except with half the annual leave days and worse food

$6.18/gallon in California It's basically a European country now

@MarkMcGrathCFP You can still feel satiated from a poor diet 👀

Man as much as I've dunked on dividend investors in the past, after living off my portfolio the past few months I definitely get the appeal. I know it's not optimal. I know it's mental accounting. But the emotional and psychological aspect of it is more obvious to me now.

@NoahKahan This is the real version of the album btw the original was 77 mins to fit physical media

The Great Divide: The Last Of The Bugs 4 extra songs Out now on all streaming platforms And yes you get Staying Still noahkahan.lnk.to/thegreatdivide

@AlanJLSmith And there's an increasing proportion of people in this bracket paying 71% for years and years from excessive student loans. The oldest Plan 2 grads are now 33.

Charlie Munger warned us: “Show me the incentives and I’ll show you the outcome.” The UK government listened… and froze the tax allowance Then built a 62% marginal income tax rate for anyone earning between £100k–£125k. What does that incentive say? “Work harder - and we’ll take most of it.” “Push for promotion - and you’ll earn less.” “Build a business here - but don’t you dare succeed.” And then we wonder why: • People refuse overtime • Senior staff decline promotions • Entrepreneurs move overseas • Productivity flatlines This isn’t economics - it’s intentional self-sabotage.

@danielcrosby 12 Rules for Life by Jordan P*terson

You meet someone new and have to decide whether or not to befriend them based on their opinion of a single book. Which book do you choose?

@Justin_Cash_1 Rational Reminder. Always.

Off on holiday next week. Recommendations for finance podcast series to download please.

@dontdelay Same, just in time education is much more effective. Very few care about tax or pensions until they see it on their pay slip.

Unlike many of my peers, I am not an advocate for financial education in schools This is one of the reasons why (I am though an advocate of better teaching in maths, history and geography about real life examples that involve calculations and money)

@EricBalchunas You should visit Newcastle upon Tyne

Is anyone shocked? I'm telling you if there's one thing that is a challenge to the robot, humanoid trend it's Philly.

@KobeissiLetter *The US and the rest of the world The UK, Europe, Asia, Australia, Japan, China, India etc are all very happy working with each other.

BREAKING: The US-Europe alliance is reportedly reaching a "breaking point" over the Iran War, and President Trump has "mused" to aides about backing out of NATO, per WSJ. Details include: 1. Trans-Atlantic ties between the US and Europe are "deteriorating rapidly" 2. Trump has expressed "disgust" with European allies for not joining the US-Israeli war against Iran 3. Trump is questioning whether defending Europe serves US interests at all if Europeans do not help American military interventions in the Middle East or elsewhere 4. The White House’s stance is being described as a "break" with American global strategy since WW2 US-NATO relations appear to be at new lows.

@dontdelay Maybe it's selection bias, but these days I think it gets looked at like a luxury product. "My IM takes me to Blenheim for wine tastings" feels exclusive and signals you can accept higher prices without adding utility.

Investment management Should be ‘peer reviewed by reality’ too But people always love a good story over boring asset allocation

@awealthofcs Ben "I'm never going back to the theatre" Carlson - 2021

Project Hail Mary is the kind of movie that reminds you why you love going to the movies

@ScrewderiaF1 @f1trollofficial

HOLY FVCKING LIAR. I just saw this post. He removed my watermark from my original post himself just so he can lie. Look at the missing detail😭x.com/MV33Racing/sta…

@Justin_Cash_1 Ahh the old Matthew McConaughey in Dazed and Confused line of defence

“I might have got it wrong, but I thought when I was talking to the receptionists that was just making them feel comfortable,” he said. “That was perfectly alright when I was 35… by the time I was 60 they thought: ‘creepy old man’.“

@randolpwilliams @AlanJLSmith It's a relative game if you are selling and buying in a similar market/area. Where it stings most is landlords selling rentals that aren't being replaced, those moving overseas, or those who need to use home equity to fund their retirement.

@StuartEdwards @AlanJLSmith We want to sell and escape but feel stuck!

4 interest rate rises ahead - it's going to be a tough year for businesses and home owners with mortgages.

@dollarsanddata Nothing humbles you quite like a random back pain or pulled muscle that you can't remember how it happened

The reason they do this is because they realize (a bit late) that health is the only thing that you can’t buy.

@BillAckman Bootlicker Bill strikes again

A man who follows through on his advice.

@EC2man Get off at Hatton Cross, tap back in, and it's miles cheaper. Not that you ever would, but it's a fun little hack.

It’s so indicative of the spiteful, grasping attitude of TfL that it is now charging a flat fare of £15.50 to take the Elizabeth Line to Heathrow, and also now charging all fares to/from the airport via the Piccadilly line as a peak fare, if you start, finish or go through Zone 1. I can’t think of any other city that behaves like this towards its public transport users.

@JosephineCumbo Yep, incredibly frustrating. There's only so many people we can help.

@StuartEdwards Sadly, it will be the better informed members who jump ship to avoid a 'political pension'. Millions of low earners - who are unengaged - could be left with higher cost pensions, with no guarantee of better returns than they are getting today.

When governments get involved in how your #pension fund is invested success is not just about how well the fund returns for you, but how well it delivers for the economy. This creates trade-offs and tension. Private #pensions are firstly and foremostly about delivering for you.