Subject To Finance

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Liberal Joe Hockey backs negative gearing changes news.com.au/national/nsw-a…

@cjoye War on productivity

Why?

@respeculator Asset sales incoming - surely Beach is a buyer?

Pretty clear from their investor presentation that Santos $STO.AX is chosing to return capital and invest in PNG and the US rather than Australia despite holding some decent Assets... i wonder why 🤔🤔

ASX Property top 3 for today ⬇ Goodman Group $GMG - Q3 FY26 operational update: 9% Operating EPS growth target for FY26 reaffirmed (on track to deliver "at least this level"). BWP Group $BWP - Director Fiona Harris took up her entitlements in the rights offer. Finbar Group $FRI - Four director's interest notices filed (Ronald Chan via on-market trade) - insider activity at the Perth-focused property developer.

@FinancialReview Sounds fair and reasonable

Commercial property such as that managed by Charter Hall is exempt from Labor’s tax changes. Investors may favour dividend-paying stocks, analysts say. ebx.sh/V8hOOi

@cmkusher Good luck mate, I hope you are not moving south😬

My wife and I are about to sell our family home (it goes on the market today) and move to a state neither of us have ever lived in before. Over the coming weeks I am going to be posting on my Substack about the experience. - Why are we selling after swearing we’d never move again last time (I am sure everyone says this each time they move) - Selecting an agent - Getting the home ready to go on-the-market - Open homes and the sales process - Auction day (hopefully that’s it for selling but who knows) - Buying interstate and the mortgage process - Moving to another state - Settling into a new home in a new place We haven’t even found the home we want to buy yet so it’s both exciting and a bit scary. Hopefully my readers find this helpful, informative and interesting. My plan is to have my first post up this week.

@great_martis Time for aussies to watch this youtu.be/p5Ac7ap_MAY?si…

Australia has a housing shortage 😂 It's not a shortage .. it's unaffordable BUT as supply continues to hit the market. Japanification accompanied by stagflation during a deep lengthy recession starts to ring bells. The perfect story.

@REbagholders 😂😂😂😂 They will eventually make a movie about Aus prop. Have you seen Princes of the yen?

Morgan Stanley calling for the “largest correction in 40 years”. “Investors are the first line to feel the impact” and “Price falls of between 15 per cent and 20 per cent to make the economics of investing stack up again” This week's Subject to Finance breaks it all down: subject-to-finance.beehiiv.com/p/us-investmen… Meanwhile: - Is the PPR now the most tax effective store of wealth / investment class? - Property deals for the week - The full ASX property wrap Subscribe → subject-to-finance.beehiiv.com/subscribe

@BiteSizedMediaX Disaster when the genuine equity buffer is 5-10% in most scenarios. Because its never happened before (in most people’s lives) it will come as a massive shock

When existing investors start losing 10-20% of their property value, not to mention the young people who brought using 5% deposit in the last 12months, it’s game over for this govt. My own townhouse neighbour is selling in a very good suburb in melb and cancelled auction 🤦🏽‍♂️

@OnSpeculator A middle park is not an average Australian

Regardless what happens with other auctions today these vendors got a good price. No proper laundry, 2 carspots is bs as would be tandem in back yard, tiny bathrooms. People crazy. Mind you they bought it for 4.025m in 2023 so probably just got their money back.

@ausstockchick Politicians…

Imagine luring in first home buyers with 5% deposits so they buy overpriced property from investors. Then imagine purposely tipping over the real estate market and trapping young people in potential negative equity and then… Saying it’s because you care about young people. #auspol

@tompanos This is you Tom. reddit.com/r/wallstreetbe…

Decoding the Real Estate Shift 🗞️ Real Estate Market Wrap Market has definitely changed. My first auctions since the budget. My Clearance Rate: 2/5 SOLD What was it like in your market? Comment below 👇🏻 #realestateaustralia #propertymarket

@SpachusAus It was a good run.

We hope we helped some people last year avoid entering the property market at what may turn out to be one of the worst times in a generation to buy. #auspol

“Investors” are about to learn a lesson on liquidity. domain.com.au/auction-result…

@John_Hempton Surely time to put this trade on again? afr.com/policy/economy…

@keithmarlowau Yep the punishment for a capital gain well above inflation is just too high. Sit back, be lazy, collect your 6% and make your capital leas productive

Absolute disaster for ordinary share investors. The ASX will turn into an investment wasteland. So much for this budget supporting Australian investors, it will cause all the investment to be via ETFs that invest globally, as you would have to be bonkers to invest in Australia.. #auspol

This is why a $1M property owner in Australia doesn’t feel like a millionaire.

Helping young Australians by: 1) Increasing taxes on investments made with POST-tax income. 2) Taxing any entrepenurial success and disincentivising risk taking, and 3) Encouraging crippling debt with 5% deposit schemes