Tap
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Tap
@Tap_Fintech
One app for money and crypto. Send, receive, manage. Simple. 🫰📱 Availability : https://t.co/qDhI1uUl73
Katılım Eylül 2018
2 Takip Edilen18.1K Takipçiler

@Tap_Fintech Just love your new success mascot dancing Elvis. So cool made my day this morning👌

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@Nick_Researcher Love the breakdown, @Nick_Researcher Thank you.
We also offer Cashback, because why not get paid while you spend? 😉
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➥ What if i tell you millions of users will use crypto cards globally
ICYMI, Neobank platforms blend traditional fintech with Web3 features, all built on top of STABLECOINS:
• hold crypto + fiat in one account
• spend via Visa/Mastercard cards
• earn DeFi yields
• convert instantly between fiat and stablecoins
In practice, they look like Web3 banks, but with very different architectures
Right now the landscape is roughly split into 3 models:
[1] Hybrid fintech platforms = Fiat + crypto accounts, usually custodial or semi-custodial
[2] Web3-native neobanks = Self-custody wallets with on-chain settlement
[3] Exchange-backed cards = Direct spending from trading accounts
At the product level, several trends are emerging:
• stronger self-custody emphasis
• cashback in crypto or stablecoins
• low or zero FX fees
• Solana-native cards for fast/cheap payments
• direct integration with DeFi yield strategies
Several platforms are already scaling fast
The ones I see mentioned most often right now include:
• @Revolut → hybrid super-app with 65M+ users, crypto + multi-currency spending
• @wirexapp → one of the earliest crypto card pioneers since 2015
• @KASTxyz → Solana-focused card with direct stablecoin spending & strong rewards
• @AviciMoney → self-custodial Solana neobank growing quickly in card volume
• @RedotPay → millions of users & billions in card spend
• @gnosispay → programmable Visa cards built on Safe smart accounts
• @ether_fi Cash → spend directly from DeFi yield strategies
• @MetaMask Card → wallet-native Mastercard for stablecoin spending
• @Bybit_Official Card → exchange-backed crypto debit card
• @UR_global → borderless multi-currency app with debit card, full global banking rails, and crypto-fiat bridging on Mantle
• @zothdotio → Privacy-First Stablecoin Neobank for the Global South & the Agentic Economy
• @Tap_Fintech → hybrid app with EU IBAN, UK account details, Visa cards, and built-in exchange for crypto-fiat swaps
• @Fiat24Official → Swiss-regulated wallet-linked IBAN and debit card for tokenized fiat on Arbitrum
• @Nexo → lending-focused platform with credit/debit cards, up to 15% yields & 0% APR borrowing against crypto holdings
• @ready_co → USDC-native Mastercard debit card with up to 10% initial cashback, focusing on direct stablecoin spending without conversions
• @holyheld → self-custodial debit card w personal IBAN, up to 1% cashback & integration for onchain to fiat flows
• @BleapApp → Revolut-inspired hybrid neobank with low-fee crypto cards, stablecoin savings & global spending options
• @itstuyo → full self-custody debit card for cash balances, with virtual/physical options & plans for broader stablecoin integration
• @superformxyz → user-owned stablecoin neobank with SuperVaults for yields, swaps & self-custodial spending
• @On_Veera → onchain mobile neobank with prepaid Visa cards, 4-10% yields on RWAs/crypto & borrowing via on-chain credit scores
• @vPay_Global → AI-driven Web3 omnibank with offshore USD accounts, SWIFT/SEPA & Visa cards linked to DeFi yields
When I zoom out, the bigger pattern becomes clear
- Stablecoins are building the monetary layer
- Crypto neobanks are building the distribution layer
And historically, whoever controls distribution usually captures the most value in payment networks
For more context, check on the stablecoins repport bellow ↓↓↓

Nick Research@Nick_Researcher
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Tap retweetledi

🔐 Our entire Board & some key execs have voluntarily locked up their shares (63% of the business) for 3 years, with further sale restrictions thereafter.
Alignment you rarely see in a listed company!
🔗Read more: shorturl.at/sbd1N

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Tap retweetledi

Just bought billions of liquid XTP Tokens worth $1.8m for no cost!
Strengthens balance sheet, powers rewards, trading, & promotions while deepening the XTP ecosystem – fuelling journey to build the biggest crypto bank 🪙
More: shorturl.at/UlsKo

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