@The_StockDoc @matthew_sigel RDDT is wildly undervalued, considering its moat, runway and performance so far. I'm convinced the chip companies have sucked the air out of the markets for now.
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TappySF
5.2K posts
TappySF
@TappySF
NFT Collector and Trader; NFT Philosopher;Punker; MeebitsDAO Founder #91; tappy.eth; tappyvault.eth;
Currently Italy Katılım Haziran 2021
942 Takip Edilen16.5K Takipçiler
@matthew_sigel $APP and $RDDT both conspicuously absent from this list?
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The “Rule of 40” is a classic software investing framework:
Revenue growth % + profitability margin % = Rule of 40 score
Why it matters: sustaining rapid growth and strong profitability simultaneously is exceptionally difficult for public software companies.
>Above 40: healthy, sustainable
>Above 100: rare territory.
>Above 140: stupendous performance.
Welcome $FIGR to the 140 club 👏
Latest quarter:
>Adjusted Net Revenue growth: +90.0%
>Adj. EBITDA margin: 51.6%
= Rule of 140 score: 141.6
Good for #3 on this U.S. tech screen. Elite territory typically associated with businesses exhibiting exceptional profitability and the potential to compound at scale.
matthew sigel, recovering CFA@matthew_sigel
Worth the wait to check out the sightlines of this yacht ⛴️ $FIGR +4% after hours to $40+ Revenue: $167M vs. $159.5M est (beat) Adj. EBITDA: $82.7M vs. $80.2M est (beat) EPS: $0.18 vs. $0.23 cons (miss) Details --> --- >Net take-rate flat sequentially at 3.8% (+20bps y/y) despite two growing products that generate less revenue per dollar of volume (Figure Connect and first-lien) both taking more share. >Figure Connect hit 56% of marketplace volume (vs. 54% last quarter); first-lien reached 20% of production. (Figure Connect is the exchange business: third-party lenders originate, Figure runs the marketplace and clips a fee. No balance sheet. Take-rate holding through that mix shift is consistent with an emerging moat. ~80% contribution margins. Lower revenue per loan, almost pure profit at scale. Very high multiple business.) --- Speaking of partners: 387 active (+26% q/q). Notable adds include Flagstar Bank (top 35 US bank by assets, launching Q2) and the country's 6th largest mortgage lender. Banks are onboarding. Network effects are not theoretical anymore. --- For the first time, $FIGR provides quarterly guidance: >Q2 Consumer Loan Marketplace Volume: $3.8B–$4.1B vs. Q1 actual: $2.9B >Implied 31–41% sequential growth >April prelim printed $1.34B, tracking toward the guidance. >The fact they're guiding at all = High-multiple statement. The business is predictable enough to commit to. --- The EPS miss: SBC at $25.9M vs. their own $21M guidance "over the next few quarters" from the Q4 call. To be fair, it's gliding down from ~$40M in Q4, but maybe slower than guided. Not a business miss, but annoying given it's the same issue as last quarter. Cagney has said it's mostly his shares, so he should just tweet out the number so we don't have to deal with the "miss". Call tomorrow 8:30am ET
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@Polymarket The rapture described in the Bible is when all of the children of God, or all baptised people who confess christ as their personal savior and follow Christ will be taken up to heaven. Not aliens, the aliens are actually demons let loose from the abyss of earth.
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BREAKING: The odds of aliens being confirmed this year are soaring.
And, yes, you can make money on the aliens 👇
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TappySF retweetledi
🚨🚨🚨I'm thrilled to announce a partnership with @ToledoMuseum (TMA) on an educational project that will be lead by TMA's innovative Director, Adam Levine.
tl;dr: Adam selected 12 artworks from my collection to discuss, and we'll be sharing those here over the next few months.
GIF
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@cryptorover He lost his private keys and denies being Satoshi cuz he's embarassed.
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💥BREAKING: New York Times article, published today, concludes that Adam Back, a 55-year-old British computer scientist and cryptographer, is Satoshi Nakamoto.
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@CitizenOutbreak @Hunter_Weiss I agree with this. The bottleneck is at adoption/implementation of AI in various sectors. As for the job losses, anecdotally I am hearing that staff is often being reduced by attrition and slowed hiring, rather than layoffs or firings. I still think the post is a good read.
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@Hunter_Weiss Interesting read. Something big is happening. But.
Capability is moving much faster than adoption. Technology can scale exponentially; economies, institutions, and trust cannot.
Before mass job loss, expect long cycles of reorganization—not overnight replacement.
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TappySF retweetledi
You should text this to people who are close to you and not on this platform to read this
We’re in peak acceleration now
Matt Shumer@mattshumer_
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@niftygateway OK that's encouraging. I still would have hoped Nifty would be among the LAST out the door, but at least they are having a bit of grace here.
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To the Nifty Gateway community,
Thank you for your feedback on the recently announced closure of the platform. It is our goal to conduct the process of closing Nifty Gateway in a smooth and orderly way and that all of our customers are able to move their NFTs to their wallet of choice and have access to them in perpetuity.
Below is an update on the closure process:
✅ Our plan is to migrate the metadata and media hosting on Nifty Gateway to a permanent, decentralized solution on Arweave. There is a subset of NFTs created in 2021 or before with metadata that is permanently linked to Nifty Gateway’s servers. For these NFTs, we will continue to host this metadata in perpetuity.
✅ We are extending the deadline for moving assets to a 90 day window, with a deadline of April 23, 2026. After this date, if customers have not moved their assets off the platform we will continue to work with customers to make sure that they are able to move their NFTs to their wallet of choice.
✅ We are working on a bulk withdrawal tool for our customers who have multiple NFTs on our platform and will be rolling it out shortly with plenty of time to use the tool before the April 23 deadline.
We continue to be grateful to the Nifty community for joining us on this journey. 🩵
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@bryanbrinkman Nifty folding did kinda shake me, I admit. They were evangelists of the whole space, and them cutting-and-running does not fill me with optimism.
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Lots of doomerism about NiftyGateway, mostly because the metadata is pointing to the servers and the team is being coy about what will happen to hosting.
They do have the ability to point to the metadata to the ipfs in the contract, prob could even be automated. Or give us artists contract control. Which they have done already with a few folks.
Maybe @tyler can help calm the fears? Lots of people want to help preserve valuable art, let’s make sure NG lasts as an important part of the history of digital art.
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@Kazuya_888 @noahkaiserr Yea he tried this with me exactly. Got VERY close but refused to let me send punk to my “friends” known wallet “for tax reasons”. I then checked the chat history with “friend” and it of course was not there. They even overfilled the initial reach out to hide the lack of history.
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3rd victim. Literally zero offenses just had to do it to him.
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More training before Patagonia. Adding weight on the back and incline walking for an hour.
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How long will we pretend that signing BS transactions in MetaMask which no one understands is not an issue?! Billions have been lost in all kinds of hacks. @MetaMask and @Ledger can you finally do something about this?
Cointelegraph@Cointelegraph
🚨 BREAKING: Bybit confirms its $ETH cold wallet was compromised due to a UI spoofing attack. Hackers altered the smart contract logic, gaining control and drained $1B+ of funds.
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TappySF retweetledi
TappySF retweetledi
TappySF retweetledi
Best Friends Animal Society is doing important work to continue to ensure the safety of the homeless pets in their care during these unprecedented fires in LA. Their LA clinics are also open to members of the community who need to access their pet pantry for supplies. ❤️ justgiving.com/campaign/la-wi… - Team Sia
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TappySF retweetledi
Posted this 3 days ago. Now up 6,400%.
Great to see. Great project, solid community ran by @p0pps - one of most talented and underrated creators here.
Pablos@Pablos_innit
Watching everyone snag overlooked & under-loved NFTs - knowing it's only a matter of time for @Regulars_NFT
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