Tawfiq

" Time is like a river that carries us forward into encounters with reality that require us to make decisions. We can't stop our movement down this river and we can't avoid those encounters. We can only approach them in the best possible way. " Ray Dalio

I hear local voice agents are back in fashion 👀 Here is a demo of the Khaya AI assistant in action. It can do free flowing conversations - no preprogramming required. If we get 1000 retweets WE GO DROP AM RIGHT NOW for you 🤝 Internet do your thing 😅

Smaoks say he wan explain from scratch

I wasn’t familiar with Arathejay’s game . Woooooow !

This week, no matter the situation, DO SOMETHING.

What is the essence of a Special Prosecutor who takes permission from an Attorney General to prosecute cases ?

@code_micky Code code 😀😀

How Theo Allotey defeated his Namibian opponent to win his African Flyweight title

@DonkorST We are not that sophisticated .

There is a slight risk of indentured slavery if this is not properly regulated. If you turn the prison system into an industrial complex, there are incentives to incarcerate more people and overwork prisoners to serve the interests of the rich and the powerful. So again! We need to be asking how many hours prisoners are working, how much accountability there is for what is produced, how much is retained for their own use, and the payment systems. We've seen the Parchman Farms in the USA. We don't need one in Ghana.

‘The number of years Dubai used to build the country was the same time Jerry Rawlings was in power. He spent a lot of time protecting his power than to build the country’ - Gomoa Central MP, A-Plus speaks to Bernard Avle on the Point of View. He also spoke about why the work of the Constitution Review Committee will not address governance challenges as he called for a complete restructuring of the 1992 Constitution. Watch the full interview here youtube.com/watch?v=BHsX1R…

The new Ghana Investment promotion bill scraps minimum capital requirements for foreign investors. It’s good yet it doesn’t feel right at all.

The highest quality video of the moon was just released… this is so beautiful.

Things we love to see .

This is wild .

@Joy997FM @aidooabdallah The “respectfully” dey bore me pass.

GHS68B arrears audit probe: “You must be interdicted immediately!” – Majority Chief Whip Rockson-Nelson Dafeamekpor calls for the immediate interdiction of a former Defence Ministry Director of Procurement, now Director of Finance at the Lands Ministry, over his alleged role in a GHS4.8 million vehicle procurement fiasco. #JoyNews

Nothing changes if nothing changes .

Some of these accidents in Ghana are quite difficult to process, because you are both sympathizing and hedging against the stories of negligence that always follow up.

Ghana’s Narcotics Control Commission has opened application for cultivation and management of cannabis. Despite the socio-economic arguments, this initiative just doesn’t feel right. All its benefits are dependent on the one thing our country is terrible at; effective regulation

Ghana has launched West Africa’s first private Fund of Funds (FoF), Ci Gaba, raising GHS 383 million of its GHS 1 billion target to support SMEs and local fund managers. #CiGaba #GhanaNews #CitiFM #ChannelOneTV

Things we love to see

@BBSimons Superb analysis marred by a needless negative framing. Hopefully LVS doesn’t fall into a defensive trap and instead use the analysis to strengthen their solution. Especially the SPV structure bit , it could be a plugin for other non-bank actors to fill the gaps.

brightsimons.com/2026/03/big-me… Putting the full essay here in the forlorn hope that Ghana’s "functional elite" (such as the 7.8% of adults with college degrees) will read. With the "low info elite culture" in Ghana, though, pigs might as well fly.

1. A Big Chief from the North, who is also a former multinational bank CEO, just put a gold deal on Ghana's table. 2. He says he has the country's banks in his corner. It's clever. It's well-timed. And it has some serious gaps each of which deserves its own thesis. 3. Ghana's GoldBod burned through GH¢88.52 billion (~$7.2bn) in just nine months of 2025 buying gold from small-scale miners. It sold back GH¢86.51 billion worth. 4. The Bank of Ghana was left holding $214 million in losses. The IMF stared disapprovingly. Something had to give. 5. Enter LVSafrica. Whilst some of us were shouting ourselves hoarse in TV studios, their analysts were crunching numbers to sniff out a deal. The firm's chairman - a mighty traditional chief, chair of state enterprises, and decades-long CEO of a major multinational bank - has now made his calls and regally put down his cards. 6. In his model, private banks would fund the gold purchases. The central bank steps back. Problem solved, right? 7. Not quite. Read the fine print. First, private banks already gets some of the gold dealing gigs from the BoG already, just not a lot. So, any model would have to do more than just get private banks into the room. 8. Second, and more critically, the BoG is still written into the deal structure as transaction obligor, escrow bank, and foreign-exchange allocator. The proposal doesn't move it out of the firing line. It just rearranges the targeting rules. 9. The headline return ("profit margin") is 17.87% annualised. That number is doing a lot of persuasive work. 10. But it rests on a 25-pesewa FX spread that banks would pocket on every dollar cycled. Tighten that spread to 15 pesewas and the return collapses to 2.3%. At 10 pesewas, it turns negative. 11. Strangely, the promoters' analysts left out the sensitivity analysis in the prospectus. 12. Then there is the concentration problem the prospectus doesn't mention at all. Between July and October 2025, 98.2% of GoldBod's export value flowed to India and the UAE. The top four buyers took 78.4% of total value. One sanctions event, one payment dispute, one Gulf corridor disruption, and this elegant short-tenor revolving structure seizes up bigly. 13. The collateral story is also thin. No SPV, no bankruptcy remoteness, & no perfected security over receivables. 14. The guarantees too feel contradictory. As structured, most serious credit committees would wring it through many cycles. 15. None of this means the idea is weak. A commercial, revolving, self-liquidating commodity trade-finance structure is definitely going to play a role in GoldBod's cedi-timing problem. Rumours are that GoldBod itself is pitching its own version. 16. The LVSafrica promoters have superb instincts and impeccable timing. 17. But there is a wide gap between a smart concept and a bankable deal. Especially, in this kind of fraught political economy context. 18. The sophisticated banks will stretch this hard before they sign anything. 19. But still, watch that space. 20. Big cash is in the air. Full analysis in subsequent comment.

This is absolute cinema .. Worth watching 🔥