Ashish Kumar Meher

🚨 I GOT MY ACCOUNT BACK 🚨 @AshishMeher7 is finally back under my control. This was not easy. There were moments I almost gave up. Day after day, no access. No clarity. Just frustration. The hacker had changed my email and added 2FA which I never set. It felt like I lost everything I built here. But one conversation changed everything. Thanks to my brother-in-law @suvam_meher - he guided me to keep raising support tickets again and again. I kept trying. Multiple tickets. No response at first. Still I didn’t stop. And finally… it worked. X support removed the fake 2FA. I got access back. I’ve now secured the account again with proper 2FA. Also removed the fake crypto posts the hacker had made. Special thanks to @nakulvibhor sir 🙏 Your support from day 1 gave me strength to not quit. And @Akash17971 bro - your belief that this account will come back, kept me going. To everyone who supported, checked on me, and trusted me - thank you 🙏 This was a tough phase. But it also reminded me - never give up on what you’ve built. Let’s start fresh. Let’s grow again. Together 🤝

Small caps are risky Small caps are wealth creating Each statement is a lie as well as a truth depending on our experience and what period of data we look at Bad small caps & good small caps @ high valuations are risky Good small caps @ fair prices & bad small caps @ cheap valuations are start of a wealth creation cycle Yet, we know in hindsight the start and end of cycles Hence best to avoid bad small caps in first place and for rest of the space, choose a good small cap fund and do long term sip + lumpsum in periods of sharp correction In this phase too, individually many investors have lost ~30-40% in direct stocks while good small cap funds focussed on quality of management etc are close to their all time highs

🚨 India hasn’t yet witnessed a full retirement cycle driven by financial assets. Most “retirement advice” is still theoretical. India hasn’t yet witnessed a full retirement cycle driven by financial assets. Most retirees so far have relied on: • Pensions • Rental income • Support from children We are the first real “financial asset” generation. Here’s my take 👇

The Real Way to Build Wealth from Investing 📈 ✅ Start with ₹1L → Hold till 0.5x ✅ Then ₹2L → Hold till 2x ✅ Then ₹3L → Hold till 3x ✅ Then ₹5L → Hold till 3–5x ⚡️ Repeat this process multiple times. Build conviction step by step. Once confidence and discipline are built after many years: ✅ Move to ₹10L+ allocations ✅ Aim for minimum 5x multibaggers in strong businesses and hold for several years not monthd Key Learning: Wealth is created by gradually increasing allocation and holding winners for longer durations Allocation + Patience = Real Compounding

@KalpenParekh I have realised the real compounding doesn’t happen in markets… it happens in patience. Returns test your greed, but drawdowns test your character and most wealth is lost not in crashes, but in the decision to quit midway.

Real financial literacy is not knowing that stocks and equity funds earn 12-14% long term returns which over decades create 10-20-50x wealth It is knowing that to earn the above there are long stretches of zero as well as negative returns Most often, we get out here and hence the promised / desired multiplication WILL NEVER happen Take any asset class - and be aware they all will fluctuate like this and disappoint a lot mid way Not knowing it would make you feel cheated It’s not the asset classes problem. It’s ours. That we don’t see both sides of the coin. To earn returns, learn risks

Everyone is debating whether ₹10Cr or ₹40Cr is enough for retirement. But no one is asking the real question: Will your body even survive to spend it? Sandeep Jethwani talks about inflation. Let me introduce you to a bigger one: 👉Metabolic inflation. Diabetes Fatty liver BP Heart disease This is where your real money will go. Not vacations. Not lifestyle. Hospitals. Medicines. Procedures. Dependency. You can build ₹40Cr. But if you also build: Insulin resistance Visceral fat Low muscle Poor stamina Then retirement won’t feel like freedom. It will feel like survival. The real retirement planning: Eat like your future depends on it (it does) Build muscle (your insurance policy) Stay metabolically fit “your real wealth” Because in the end: Your body decides how rich your retirement feels.

The 16th fund in our #FinAlphaKYF - Know Your Fund series is #Nippon Multicap Fund. As the largest fund by AUM from an underrated category, the #Multicap, it has consistently delivered impressive wealth creation and strong benchmark outperformance over the years. 📈 Steady Performer: The fund has beaten the benchmark 62% of the time on a 5-year rolling returns basis (1,060/1,720 days). ⭐ Performer: It has secured a spot in the top quartile 2 times and finished in the top half for 5 out of the last 5 years, with its latest 2025 rank standing at a strong 12/29. 🛡️Alpha: The fund generated a massive Alpha of 3.5%, completely crushing the category average of 1.5%. 💰 SIP Wealth Builder: The 5-year SIP XIRR stands at an impressive 17.5%, comfortably outperforming the benchmark's 12.9%. Check out the full infographic below for a deeper look at its risk ratios, market cap allocation, and recent portfolio changes! Please share your feedback and repost if you like my work :) #FinAlpha #MutualFunds #FinAlpha1Pager #Nippon

₹85 → ₹95 per dollar in just one year. The rupee is sliding fast and the RBI is quietly fighting back. Why and how? 🧵 (1/n)

Even monkeys fall from trees.

Forget SIP in rupees to build 40cr retirement corpus. Start SIP in Habits. - Lose 5-7% weight + 150 min/week movement = 58% lower diabetes risk - 150-300 min/week activity = 20-30% lower chance of dying early - Every 10 mmHg ↓ in BP = 20% ↓ heart attacks Your daily Health SIP👇 🏃‍♂️ 30 min brisk walk 🍳 Home-cooked food 😴 7-8 hrs sleep 🚭 No smoking After 6 months: “Nothing is happening” After 15-20 years : One guy pays ICU bills in lakhs The other is still doing morning walks Compounding works harder on your body than on your mutual fund. Start your Health SIP today. Your 60-year-old self is watching. #HealthSIP #InvestInYourself

ATTENTION GOLD BUYERS 🚨 For years, we’ve been “investing” in gold… but quietly overpaying every single time. Now ask yourself 👇 If you don’t overpay for stocks, IPOs, ETFs… then why accept hidden costs in gold? Here’s the uncomfortable truth: • Jewellery = Emotional buy + heavy making charges • Digital gold = Easy, but spreads + hidden pricing • MCX price = You see it, but rarely get it So basically… We trusted the idea of gold, not the price of gold. Now something interesting just dropped 👇 @DhanHQ launched Gold Vault And this quietly changes the game. What’s different? • Buy gold & silver at live MCX-linked prices • No hidden markup layers • Backed by real market infra (not just an app promise) • Stored in SEBI-registered vaults (institution-level storage) • Option to take physical delivery anytime Translation in simple words: • What institutions pay = What you pay • What you see on exchange = What you get • What you own = Actual bullion (not just digital entries) This fixes the biggest gap in gold investing 👇 👉 Price transparency And timing is not random either… Because market signals are shifting: • Gold demand rising globally • In India, investment demand > jewellery demand (big shift) • Volatility in equities pushing people to hard assets • Alternate assets (REITs, InvITs, IPOs) gaining traction Even companies like MakeMyTrip are exploring India listings Markets are evolving FAST. So gold investing had to evolve too. But here’s the real question 👇 Will people change their behavior? Because… Most investors don’t lose money in markets, they lose it in spreads, fees, and ignorance. Gold was one of the biggest silent leakages. This might fix that. But only if you understand what’s happening. 📌 Bookmark this: • Old way = Convenience + hidden cost • New way = Transparency + control And in investing… what you don’t see is what costs you the most.

A man walked into a bank… carrying his sister’s skeleton. Not anger. Not madness. Just helplessness. In Keonjhar, Jitu Munda from a tribal family lost his sister. He went to Odisha Grameen Bank, Malipasi to withdraw her money (~₹19,300). But there was a problem. Nominee = elder brother (already dead) No documents = no proof of relationship No guidance = no access to money And in India, relations are NOT proved by emotions. They are proved by documents. No one explained him: - What is a nominee vs legal heir - How to claim money after death - What documents actually matter - Why Aadhaar alone is NOT enough No one guided him through the process. So frustration turned into something unimaginable… He brought his sister’s remains (skeleton) to the bank just to prove she existed. Let that sink in. We troll banks. We blame systems. But the real failure is deeper - Financial Literacy. Tell me honestly: When was the last time YOU attended a financial literacy camp? Do you know claim settlement process for your family? India doesn’t need more investors. India needs more INFORMED citizens. Because one day, it won’t be a viral post… It could be someone from YOUR family standing in that bank. Financial literacy is not optional anymore. It’s survival.

So according to Nitin Gadkari, petrol & diesel have “no future” in public transport… Great. Let’s just fast-forward India into hydrogen, EV, ethanol, CNG - overnight. Infrastructure? Costs? Ground reality? Drivers? Small operators? I am sure hydrogen routes, charging infra, and manufacturing capacity are already perfectly scaled across the country… right? Also, stricter bus rules + inspections -- because compliance is always easy for small builders 👍 Maybe I am wrong here. If YOU were the minister, what would you fix first before making such a big shift? 👇

HFCL Ltd Q4FY26 HFCL turned loss into profit this quarter. Revenue ₹800 Cr → ₹1,824 Cr EBITDA -₹36 Cr → ₹315 Cr Market reacting +8% 🔥 #HFCL

HFCL bouncing from previous supportive zone of 55 now making round bottom on bigger horizon small volumes visible need to reduce to make PAT better currently at 79 and can head towards 120 - 140 - 170 levels

✅April became one of the best month In Indian Markets Good number of Block deals we are seeing & smart money moving fast 🔥Some of notable block deal buying names here in April 🔰Bookmark to research 1. Delhivery 2. V Mart Retail 3. Ganesha Ecosphere 4. Ola Electric 5. Senco Gold 6. Titagarh Railway Systems 7. RPSG Ventures 8. Dalmia Bharat 9. Latent View Analytics 10. Arvind Smartspces 11. Gallant Ispat 12. Bajaj Finserv 13. Tata Chemicals 14. IRM Energy 15. Epack Durables 16. Mobikwik 17. AGI Greenpac 18. Airtel 19. First Cry - Brainbees Solutions 20. Samman Capital These are buying signals, these are research signal. We have to go to drawing room and see why these companies are attracting big mutual funds or indivduals who is buying in big numbers Follow @GingerInvest44 !!

@GingerInvest44 Block deals don’t shout “buy” - they quietly whisper “dig deeper before the crowd wakes up.

Class 12 is now updated 🔥📊📙 Our classes are going really well - people are learning, applying the knowledge, and improving in the markets day by day. The decision to teach the stock market free from basic to advanced is clearly working. Many of you are able to relate, understand concepts better, and the response has been overwhelming. It truly motivates me to work even harder going forward. In Class 12, we have covered Fair Value Gaps. This is one of those concepts that exists on charts but is often overlooked. Missing it can reduce trading accuracy, so it’s very important to develop a clear and deep understanding of FVGs and how to use them effectively to improve your trading edge. This is just the beginning - only 12 classes have been covered so far. We will continue taking classes throughout 2026. If you are interested and want to join the classes, you can do so through the link given below 👇 t.me/Microcap10X

After 50: Calcium won’t fix weak bones or stubborn belly fat. These 9 habits will fix both👇 1) Increase protein intake