The Paypers

Stablecoins are reshaping how money moves across borders and balance sheets 🌍💸 Faster, cheaper, and more transparent, they are creating new opportunities for banks, fintechs, merchants, and corporates. This raises an important question: how should we approach stablecoins? a. Embrace them wholeheartedly 💪 b. Avoid them completely ❌ c. Ignore them and hope they go away 🤷 To help navigate this evolving space, The Paypers’ Global Stablecoins Report 2026 dives into: • Stablecoin fundamentals and ecosystem overview 📘 • Cross-border and B2B payments 🌐 • Operational and regulatory insights ⚖️ • Emerging technologies and orchestration 🤖 • Strategic opportunities for banks, merchants, and PSPs 🚀 A big thank you to our contributors: @B2C2Group, CageChain Media Group, LLC, Cybrid, EY-Parthenon, @ingenico and @WalletConnect, @MetaCompHQ, @neirajones, @OpenPayd, @withpersona, @RapydGlobal, SG-FORGE, Triple-A, @Unlimit_com, @volantetech, and @WorldlineGlobal🙏 Discover the latest stablecoin trends and insights to make informed decisions. Download your copy now! 📥 buff.ly/JUHpUNO

OpenMatter Network has joined the Hashgraph Online Partner Program to help develop standards for autonomous AI systems.

.@1KosmosBlockID has extended its partnership with @Microsoft to become an official Entra Verified ID services and solution partner.

@iDenfy has integrated Austria's Handy-Signatur eID into its identity verification platform, adding a non-document verification option.

4/ Pirkner points to partnerships (incl. Discover, Alipay+) as early steps toward this — extending acceptance while keeping European control on the payer side. His conclusion: the missing piece isn't technology, it's alignment between public and private actors, and speed of execution. Full interview: buff.ly/9xSUGsP

@bluecode 3/ His proposed path: payment roaming. Like telecoms, where you keep your home provider but use it abroad via shared frameworks. Applied to payments, consumers could use a familiar domestic method cross-border without re-onboarding into a new scheme.

Payments aren't a mature utility — they're at a format shift, says @Bluecode CEO Chris Pirkner. He compares it to how music, video, and advertising moved from physical formats to interoperable digital platforms. Europe's payments market may be next. 🧵 buff.ly/9xSUGsP

@Revolut has confirmed plans to launch its US banking business in 2027, offering FDIC-insured deposits, loans, credit cards, and crypto access. Read more: buff.ly/WpkXjbB

.@soynumx has been authorised by the @cnbvmx to operate as a full bank ▶️ upgrading from its SOFIPO licence. Customers won't see any disruption during the 30-day transition. 🗨️ Read more: buff.ly/53ZFsD4

.@Revolut X now connects directly to AI assistants like @claudeai, @Gemini, and @cursor_ai ▶️ letting users check portfolios, get market data, set alerts, and place trades in plain language, no coding required.

.@Klarna locked in its first forward flow and warehouse financing deal in Germany ▶️ a €900M facility to fuel its Fair Financing products.

.@Mastercard is reportedly exploring selling a majority stake in @Vocalink (the UK infrastructure behind 90%+ of salaries, 70%+ of bills, and 98% of state benefits) to a consortium of UK banks.

.@mangopay went from 7 to 24 currencies on its Virtual Accounts. Same dedicated wallet architecture, way more room to scale globally.

@CoinMarketCap future. innovation. opportunity

Describe crypto in 3 words.

Atome Philippines secured an $81M wholesale facility from @AUBofficialph to fuel growth of its PayLater Anywhere Card ▶️ already in the hands of 3M+ Filipinos, 80% of them first-time credit users.

.@monzo automated debt consolidation. Its new tool, built with @ClearScore, that finds your existing debts and pays lenders directly ▶️ no more juggling settlement yourself after the loan lands.

Sony got approval for a US trust bank subsidiary ▶️ a foundation for its own dollar-pegged stablecoin, aimed at payments within video games and anime content.

.@StarlingBank's app can now detect the exact motion of your phone being snatched, and lock itself instantly. The feature responds to a 64% summer spike in phone-related fraud, using your phone's accelerometer to spot theft in real time.

Belgium's @FSMA_info just flagged six crypto providers operating without MiCA authorisation ▶️ days after the EU's transitional period ended. The first sign of enforcement as regulators start applying the new licensing rules across the bloc. 🗨️ Read more: buff.ly/hNzLZma

The EU just unveiled its Action Plan on Cybersecurity and AI ▶️ testing platforms for critical sectors, an EU Grand Challenge on AI cybersecurity, and continued investment in sovereign AI through Gigafactories.