Ty Robben

984 posts

Ty Robben

Ty Robben

@TyRobben

SVP Casualty Underwriting ✍️ Palomar Specialty Insurance Company - All posts and replies are my own and do not reflect any position or policy of my employer

La Jolla, CA Katılım Mayıs 2025
474 Takip Edilen282 Takipçiler
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Ty Robben
Ty Robben@TyRobben·
Every moment of every day the intrusive thought torturing me since I started in this industry 20 years ago rings over and over 40% expense and days/weeks/months to deliver an underwriting decision and a promise to pay a claim !!!!!
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Ty Robben
Ty Robben@TyRobben·
I know this one shot attempt at a fully autonomous agentic build of an end to end underwriting, policy admin and now accounting platform is doomed to be a huge pile of slop that is unmaintainable and likely even unusable upon completion. But when I see hidden detail like this in the work. I can't help but keep trying until it works. "earning engine leaves residual 11.68 per basis" error found amazing!
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Ty Robben
Ty Robben@TyRobben·
@johnf260 That lines exactly with what I’ve seen from the other side of it. Agree it’s about to change dramatically for the better (for customers anyway)
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John
John@johnf260·
Yup, I’m one of those.. we saw what could be built and what was built/funded. IMO, those that had actual deep insurance experience (especially sales) were not taken seriously + limited investors in the space that had carrier LPs. Felt innovation in the period could have been more impactful. That’s changing, what is possible is changing, exciting times ahead. Maybe former skeptic, future founder, who knows. I just know the game has changed for the better I think. 😎
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Ty Robben
Ty Robben@TyRobben·
So you’re telling me a lot of insurtwitter is insurtech skeptics who were once insurtech founders? Tracks
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Ty Robben
Ty Robben@TyRobben·
@Broker_Brett No shade meant by the post it’s more a commentary on the jadedness of being in the trenches
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Pat West
Pat West@hedgequote·
@TyRobben 2-3 person shops springing up all over and paying the bills would be a big win for everyone. Insurance sales can lead the way but carrier appointments are tricky (as you know).
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Ty Robben
Ty Robben@TyRobben·
@hedgequote Definitely feel like one standing up Palomar’s casualty group
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Pat West
Pat West@hedgequote·
@TyRobben You're closer to being a founder than me. You're a builder. I'm an organizer (at best). 👊
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Daniel Morgan
Daniel Morgan@dtmorgan18·
@Kevinkrone gave our team a crash course in AI for real estate folks today. Dudes a legend.
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Ty Robben
Ty Robben@TyRobben·
Doc management might be the biggest speed unlock in the insurance flow I dunno Severely underappreciated process tho
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Ripping Whale
Ripping Whale@zacurate·
We can't be friends if you vibe on airport bars
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Ty Robben
Ty Robben@TyRobben·
@ayayrongreen Majority is broker commission rest is legacy carrier bloat with regulation as the blame bearer
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Aaron
Aaron@ayayrongreen·
@TyRobben What do you think keeps expenses so high on the commercial side? I’ve had that same oversimplified thought of “well the COGS is essentially a promise to pay a claim”
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Ty Robben
Ty Robben@TyRobben·
Every moment of every day the intrusive thought torturing me since I started in this industry 20 years ago rings over and over 40% expense and days/weeks/months to deliver an underwriting decision and a promise to pay a claim !!!!!
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Jamie Pastore v9
Jamie Pastore v9@JamiePastore9·
Extremely funny this all happened just so we can say retard again. Fucking retards.
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Ty Robben
Ty Robben@TyRobben·
F it Was going to save full accounting infra for a much later build and just basic stub in UW flow for now Agents are making this so easy might as build out the whole thing Another 40 hour agent run coming on a monster module while I work eat and sleep
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Ty Robben
Ty Robben@TyRobben·
@jamesonhaslam In the middle of the largest circular vortex of traffic in America
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Ty Robben
Ty Robben@TyRobben·
@hedgequote @Teddier And yet over in SV engineers open sourcing ai tooling are being acquihired for “$10-$100m per ai engineer” because open source proves gtm so much better than closed
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Pat West
Pat West@hedgequote·
@Teddier Got kicked off a call 6 years ago for suggesting a similar idea. Couple people still mad but I think it was right (to your point).
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Pat West
Pat West@hedgequote·
Insurtech for independent insurance agents is basically a race to standardize a sector of the industry whose dominating value proposition is their customizations.
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