Upstart

@miseregulator @goddreng10 @HenryInvests @miseregulator So happy we could help!

@goddreng10 @HenryInvests @Upstart Just done it they gave me $300 and I asked for $100, and I got it immediately in my Chase account. That's amazing.

Today we’re excited to officially launch Cash Line, Upstart’s next step toward always-on credit for every American. Cash Line is a revolving line of credit designed to give consumers reliable, ongoing access to money when they need it most - with transparency, flexibility, and simplicity at its core. With Cash Line, you get: 👉 A credit limit that only goes up, never down 👉 A minimum of $200 once approved 👉 Instant deposits at no extra cost Download the Upstart iOS app to access Cash Line today: apple.co/3QmE19h

We’re changing how we report on the Upstart Macro Index (UMI). @PaulxGu explains more below. Reply to his video with any questions and he'll be answering them live tomorrow morning at 8 am ET. x.com/paulxgu/status…

The recipe for new products @Upstart is prove borrower demand, prove credit performance, prove investor demand, prove unit economics, roughly in that order. Our recent Cash Line product just turned 3 months old and is by far our fastest product to step 1. While the absolute numbers are still tiny and there is a long way before this is a real business, solving a real borrower need is the foundation for everything. Cash Line does that.

We're renewing our forward-flow agreement with Neuberger Specialty Finance — who'll invest in up to $600M of consumer loans through our platform. "Neuberger has been a valued partner through multiple market environments, and this renewal reflects our enduring relationship." — Sanjay Datta, President, Capital & Enterprise Get the details ⬇️ bit.ly/3SspnhZ

91% of our loans are fully automated. No paperwork ping-pong, no waiting days for a human to review. The borrower just gets an answer. That's what the technology is for. Hear about how Upstart is using AI to improve loan rates for borrowers from CFO Andrea Blankmeyer on @HenryInvests @Rebellionaire

Most people have no idea if the loan rate they're offered is actually a good one. Our goal is simple: make Upstart the place any American can go to and trust they're getting the best rate out there. Hear more about where we’re heading from CFO Andrea Blankmeyer on @HenryInvests @Rebellionaire

We get asked about committed capital quite a bit. CFO Andrea Blankmeyer breaks down the strategy on committed capital partnerships and the value of being a true partner in those deals in her conversation with @HenryInvests @Rebellionaire.

Thanks @HenryInvests. More to come!

A lot of companies talk about how they leverage AI, so what sets Upstart's models apart? Our CEO @PaulxGu was asked about it at today's @MorganStanley US Financials Conference and shared how close Upstart's loan predictions come to reality, compared to traditional credit models "100% is a totally random model... 95% is where traditional models sit. And then Upstart is….almost three times as smart, or as accurate, as traditional models... and there's still a lot of room to go (Upstart is at 87.4%)."

Tomorrow at 11:20AM EST, @HenryInvests sits down with @Upstart CFO Andrea Blankmeyer for an exclusive live interview. We’ll be talking Upstart, AI lending, the road ahead, and what investors should be watching from here. Live on X and YouTube.

Curious about the latest in AI, lending and credit? Join @paulxgu's Fireside Chat at the @MorganStanley US Financials Conference tomorrow, June 10, at 3:15 PM EST. Tune in here 🔈 ir.upstart.com/news-and-event…

There has been a lot of news about credit lately - but Upstart CFO Andrea Blankmeyer sees strength in the capital markets. Here's why: Over $4 billion in committed capital partnerships (as of mid May), including our first deal extending over a 24-month time horizon. There is demand to buy Upstart loans from Private credit, credit unions, and banks.

At today's @MizuhoAmericas Technology Conference, CFO Andrea Blankmeyer broke down what’s driving Upstart's business: First, new products like Auto and Home (HELOC) are off to a great start. They both have grown 3 to 4X YoY with strong market fit and solid capital performance. Upstart is becoming a true multi-product company, the go-to place for credit for Americans. While HELOC is early, it has been growing well with a lot of runway ahead.

Upstart CFO Andrea Blankmeyer is speaking at the @MizuhoAmericas Technology Conference tomorrow. Catch her Fireside Chat on AI, semiconductors, and the future of tech at 1:05 PM EDT on June 9. 🔈 ir.upstart.com/news-and-event…

We broke down the whole “why” here: upstart.com/news/upstart-b…

We're working toward opening Upstart Bank, and the "why" behind that ambition matters. Today, we operate across 248 state licenses, 100+ origination partners, and 4 federal regulators. That's a lot of moving parts, and it creates real inconsistency for the people we serve. A federal bank charter changes the equation: a cleaner, more direct path to get capital to the people who need it. Here's the full picture ⬇️

📅 Mark Your Calendars! Friday, June 12th • 8:30 AM PT / 11:30 AM ET • I'll sit down with @Upstart $UPST CFO Andrea Blankmeyer LIVE 🚨 Have a question you'd like to ask Andrea? Drop it below and I'll bring the best to the stage 🎙️ Watch live right here on X @HenryInvests or @Rebellionaire (X & YouTube) 🦁🦁

A national bank charter will help us better serve our customers — similar pricing in all 50 states, expanded loan approvals, and a voice in shaping AI lending rules. Learn more in @NYTimes. nytimes.com/2026/05/27/bus…

Tune into @paulxgu's Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference today at 1:15pmPT / 4:15pmET. Link here: jpmorgan.metameetings.net/events/tmc26/s…

Read the full announcement here: ir.upstart.com/news-releases/…

Tim has spent 35+ years at the intersection of banking and innovation, an invaluable perspective for Upstart. As we scale within the financial ecosystem and continue our evolution toward becoming a more diversified financial institution, having a seasoned operator like Tim in the boardroom ensures we're building with the right discipline.

We’re excited to welcome Tim Wennes to our Board of Directors, effective May 28. Tim is the former CEO of Santander US, where he led a major digital transformation of the bank's US operations.