Franek

What's next for Iwo Baraniewski? [ #UFCLondon | LIVE NOW on @ParamountPlus ]

“If You Spend 13 Minutes A Year On Economics, You’ve Wasted 10 Minutes.” - Peter Lynch

Wall Street sees a "value trap." I see a monopoly on sale. It is a rare chance to buy a wide-moat business at a discount. I break down the full valuation, risks, and thesis in my new deep dive. Read it here: 👇

Everyone is screaming "Sell!" 📉 Wall Street thinks AI is a death sentence for $ADBE. Analysts are cutting ratings, and the stock is bleeding. I am going against the consensus. Here is why I am buying while others panic, and why AI is an accelerant, not an executioner. 👇

@lumiloz @patientinvestor How? I wanna see your view.

@ValueByFranek @patientinvestor AI removing it.

Stocks with 20%+ ROIC trading below 20x earnings: 1. Adobe $ADBE: ROIC: 41% PE: 13x 2. Booking Holdings $BKING: ROIC: 43% PE: 19x 3. Novo Nordisk $NVO: ROIC: 53 PE: 13x 4. lululemon $LULU ROIC: 40% PE: 15x 5. Molina Healthcare $MOH: ROIC: 22% PE: 12x

@lumiloz @patientinvestor How adobe have 0 moat? Why there is none competition? They are around for many years?

@patientinvestor No moats. Replaceable. Maybe $NVO best of those.

@DnaRynkow gieldowaasymetria.substack.com/p/jak-zarabian…

Ile akcji trzeba mieć, żeby spać spokojnie? Na początku przygody z inwestowaniem wystarczy jedna gorsza spółka, żeby cały portfel runął jak domek z kart. Ale im więcej akcji dodajesz, tym szybciej to ryzyko maleje. Badania pokazują, że już około 20 różnych spółek pozwala mocno ograniczyć tzw. ryzyko specyficzne czyli wpływ pojedynczych firm. Dalej zostaje tylko ryzyko rynkowe, przed którym nie ucieknie nikt. Wniosek jest prosty: nie potrzebujesz setek pozycji, żeby inwestować. Kilkanaście/kilkadziesiąt dobrze dobranych spółek wystarczy, by portfel był stabilny. Przesadna dywersyfikacja to równie duży problem jak jej całkowity brak.

How do I feel about the Trump and China news? Peter Lynch said it best: focus on quality companies, that's it. “If you spend 14 minutes a year on economics, you just wasted 12 minutes. Nobody can predict the economy.”

@wolfofharcourt @portseido Man, You are scaring me. I also bought inpost and meli. And I am seriously condisering building a position in rubrum.

Portfolio Review - September 2025 $MELI $META $SE $AMZN $NU $ADYEN $ASML $MSFT $ABBV $EVO $RBRK $UBER $INPST $V $TXN $NIO Three positions I added to, Q3 and YTD performance and current buy list. Full review👇

@nataninvesting Thanks:)

@ValueByFranek open.substack.com/pub/nataninves…

Companies like: • $PDD • $REGN • $TMDX • $PRCT • $PYPL just seem too cheap to be true...

@nauset @DividendDude_X Same here, I love the fact that the longer customers stay with the bank, the more monthly revenue they generate.

@DividendDude_X $NU is transforming banking in Latin America. Over 100M customers, low-cost distribution, high customer loyalty, disciplined credit, and real profitability. The opportunity is massive and Nu is positioned to be the dominant financial institution in the region.

WHAT IS YOUR LARGEST HOLDING RIGHT NOW AND WHY??

@QualityInvest5 In few years it will be smaller issue, but currently Polish market generates over 49% of Inpst revenue

@QualityInvest5 Look up present “conflict” with Allegro which is biggest e-commerce online platform in Poland ( Polish amazon ). They give $Inpat around 6% of revenue. I am Polish and I don’t have a clue how this will end up

I've had 3 different people tell me to look into Inpost $INPST, and I can't lie this one's pretty interesting: - 24x P/E - 26% rev growth (accelerating) - 76% gross margins, 15% operating (expanding) They run the largest independent locker network in Europe, reaching 50,000 machines and 9M+ registered users ... so they seem to have a pretty solid moat from scale and network effects. What you think?